FranchiseVerdict
Papa John's Pizza logo
FV-03607SBA data onlyData Quality·SBA Only

Papa John's Pizza

RestaurantWebsite
D67/100

SBA Loan Data Only

This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.

SBA loans
190
Loan volume
$51.8M
Default rate
19.6%
vs <3% typical
Avg loan
$273K
Lenders
91

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
190
Loan volume
$51.8M
Median loan
$203K
50th percentile
Default rate
19.6%
vs <3% typical · system-wide
Repayment rate (PIF)
80.4%
5-yr default
Loans approved 2021+
Active lenders
91
Defaults
36

Explore lender portfolios on Bank Reports or regional data on State Reports.

Vintage analysis

Papa John's Pizza default rate by loan vintage

BrandNational avg
0%5%10%15%20%25%30%35%40%45%50%'94'03'06'09'12'15'18

FranchiseVerdict rating · based on SBA data

Risk & Legal

67
Risk · 0-100
C41Risk score 67
Low confidence±12 pts
5579