FranchiseVerdict
FV-03490SBA data onlyData Quality·SBA Only

Mr. Goodcents Sub' And Pasta

Restaurant
D67/100

SBA Loan Data Only

This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.

SBA loans
147
Loan volume
$18.1M
Default rate
23.1%
vs <3% typical
Avg loan
$123K
Lenders
51

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
147
Loan volume
$18.1M
Median loan
$100K
50th percentile
Default rate
23.1%
vs <3% typical · system-wide
Repayment rate (PIF)
76.9%
5-yr default
—
Loans approved 2021+
Active lenders
51
Defaults
34

Explore lender portfolios on Bank Reports or regional data on State Reports.

Vintage analysis

Mr. Goodcents Sub' And Pasta default rate by loan vintage

BrandNational avg
0%5%10%15%20%25%30%35%40%45%50%55%60%65%70%75%80%85%90%'92'95'98'01'04'12
Lending insight

A 23.1% default rate means roughly 1 in 4 franchisees failed to repay their SBA loan. Investigate what changed.

FranchiseVerdict rating · based on SBA data

Risk & Legal

67
Risk · 0-100
C41Risk score 67
Low confidence±12 pts
5579