FranchiseVerdict
Waffle House logo
FV-04429SBA data onlyData Quality·SBA Only

Waffle House

Restaurant
B55/100

SBA Loan Data Only

This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.

SBA loans
12
Loan volume
$1.3M
Default rate
9.1%
vs <3% typical
Avg loan
$110K
Lenders
9

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
12
Loan volume
$1.3M
Median loan
$107K
50th percentile
Default rate
9.1%
vs <3% typical · system-wide
Repayment rate (PIF)
90.9%
5-yr default
Loans approved 2021+
Active lenders
9
Defaults
1

Explore lender portfolios on Bank Reports or regional data on State Reports.

FranchiseVerdict rating · based on SBA data

Risk & Legal

55
Risk · 0-100
B56Risk score 55
Low confidence±14 pts
4169