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Senior Helpers Franchise Cost & 2026 FDD Data

Senior CareMarylandFranchising since 2010

75/100

Strongest tier

75 this brand58 Senior Care medianlikely 71–79 (high confidence)

Higher is better · an editorial assessment, not investment advice

#315 of 3,069 graded brands

Why an A: Helped by unit economics, unit growth, scale, legal record and transparency. Held back by financial health. See all six factors

Total investment
$177K – $232K
Avg gross sales
$1.8M
241 Open 60+ months outlets; not profit
SBA charge-off
7.9%

1 in 13 SBA 7(a) loans to Senior Helpers owners charged off (5 of 63 resolved loans, approved since FY1991); Senior Care median 8.8%. Loans approved FY2014–FY2021: 5 of 52 resolved loans charged off (9.6%); newer loans have not had time to default, so this is not a trend.

2026 FDD8 of 8 figures cite a filing pageOwner or approved principal runs itProtected territory

Data from the FDD filing + SBA 7(a) records. Analysis by FranchiseVerdict · Methodology · Website · Report an error · Franchisor? Claim this listing

One-time PDF; full refund within 7 days if the data does not match the FDD

FranchiseVerdict summary · 2026 FDD

Per the 2026 FDD, a Senior Helpers franchise requires a total initial investment of $177K – $232K, including a $55K – $75K franchise fee. Once open, the ongoing royalty is 5.0%. Per the 2026 FDD, average gross sales were $1.8M (Item 19: 241 Open 60+ months outlets; gross sales, not profit). SBA 7(a) loans show a 7.9% charge-off rate on 63 resolved loans. Verdict grade: A (Strongest tier), an editorial assessment, not investment advice.

Sources: 2026 FDD · SBA 7(a) loan records (FOIA) · What one unit could make and lose →

Sources, dates and evidence

FDD issued: 2026 filing · Data extracted: · Last cited check: · Staleness risk: low (the current year's filing)

Evidence for the headline figures: strong✓ Investment (Item 7)✓ Item 19 status✓ Units and owners (Item 20)✓ SBA loan coverage✓ Litigation (Item 3)✓ Financial statements (Item 21)✓ Franchisor identityhow this is scored8 of 8 headline figures on this page cite a page of the filing.

Overview

Bottom line

  • RETURNSAverage gross sales of $1.8M/year (outlet median $1.5M; Item 19: 241 Open 60+ months outlets; gross sales, not profit).
  • GROWTHIn the latest Item 20 year, the number of franchised outlets grew by 39 (49 opened, 10 closed).

AT STAKEOne unit at the Item 7 midpoint: $26K a year in payments on assumed SBA 7(a)-style terms.You put in about $41K of your own cash and personally guarantee a $163K loan. Assumptions are labeled in Sales; not investment advice.See what one unit could make and lose

Things to check before you sign (4)

  • The franchisor keeps the right to compete inside your territory (Item 12, territory).
  • You waive a jury trial in disputes with the franchisor (Item 17, renewal, termination and disputes).
  • The franchisor receives rebates or payments from suppliers you buy from (Item 8, required suppliers).
  • Item 15 (owner participation) requires the owner, or a principal the franchisor approves, to run the business day to day. Ask how much of the business that principal must own.

Checked and clear: no auditor doubt that the franchisor can keep operating, no net loss of franchised outlets in the latest Item 20 years, no pending lawsuit naming the franchisor, SBA charge-off rate 7.9%, below the 8.8% category median and the full filing on file, and an Item 19 average from 241 units.

What to do next

  1. Step 1: Read the FDD itself.

    Free: read the 2026 filing on this site, page by page. The franchisor must also give you its current FDD at least 14 days before you sign or pay. Or look it up in a state registry (Wisconsin, Minnesota, California). What to read first.

  2. Step 2: Talk to current and former owners.

    Free: Item 20 of the FDD lists every current owner and those who left last year, most with a phone number. Questions to ask.

  3. Step 3: Talk to an SBA lender.

    Free: the SBA's Lender Match, or the lenders already lending to this brand in the SBA section. Ask what you would personally guarantee and what the monthly payment would be. If you plan to use retirement savings, ask a CPA about the rules for that first.

  4. Step 4: Have a franchise attorney review the FDD and agreement.

    Free: your state bar's lawyer referral service can name franchise lawyers, and many offer a short first consultation. Bring the checks listed above.

Research steps, not investment or legal advice.

Can you afford it, and what does the money buy?

Entry cost (the Item 7 midpoint) is 48% above the Senior Care median ($137K).

Total investment$177K – $232K
2026 FDD p.24, show the quoted text2026 Franchise Disclosure Document, page 24, Item 7- $39,800 As incurred As incurred Employees, suppliers, utilities Total (15) $176,500 - $231,500 …Open p.24 in the filingQuoted from the franchisor's filing; the figure on this page is rounded. Table text, cells in reading order; column headings may sit outside the quoted lines.
Franchise fee$55,000
Verified · 2026 FDD p.17, show the quoted text2026 Franchise Disclosure Document, page 17, Item 5… in this Item. ITEM 5 INITIAL FEES Initial Franchise Fee You must pay us a nonrecurring and initial franchise fee in the lump sum of $55,000 when you sign the Franchise Agreement. …Open p.17 in the filingQuoted from the franchisor's filing. Table text, cells in reading order; column headings may sit outside the quoted lines.
Royalty5.0%
2026 FDD p.17, show the quoted text2026 Franchise Disclosure Document, page 17Royalty During the first Year of Operation, 5% of the Gross Sales …Open p.17 in the filingQuoted from the franchisor's filing.
Ad fund2.0%
2026 FDD p.18, show the quoted text2026 Franchise Disclosure Document, page 18, Item 6Marketing Fund (see Note 4) An amount up to 2%Open Item 6, p.18 in the filingQuoted from the franchisor's filing.
Working capital$36K – $40K

Source: FDD 2026 · Items 5–7 (fees and startup costs)

Do you qualify? The filing states no minimum net worth or liquid capital. Ask SH Franchising, LLC (Item 1: 901 Dulaney Valley Road, Suite 700, Towson, Maryland 21204) and your lender what they require, and keep living costs for the first year outside the deal.

FDD Item 7 (startup costs) · 2026 filing

Initial investment breakdown

Senior Helpers: Item 7 initial investment breakdown
Cost componentLowHigh
Initial franchise fee$55K$55K
Working capital (first 3 months)$36K$40K
Equipment, build-out, other$85K$137K
Total initial investment$177K$232K

Source: Senior Helpers 2026 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.

Item 6 · what you pay once you are open

Ongoing fees

Senior Helpers: Item 6 recurring fees
FeeAmount
Royalty5.0% of gross sales
Marketing / ad fund
The filing's detail Brand-wide marketing pool. Up to 2% of Gross Sales; currently 1.5% of first $2,000,000 of Gross Sales per year per Territory and 0.75% of Gross Sales over $2,000,000, minimum $75 per billing period
2.0% of gross sales
Technology fee
The filing's detail IT Fee currently $465/month (<50 employees), $485/month (50-99 employees), $535/month (100+ employees), covers Learning Management System, FranConnect access, hosting, LIFE Profile License, IT Support, Applicant Tracking System
$465/month
Total fee loadnear the Senior Care median of 7.0%6.5% of sales

What do units actually make?

Average gross sales are 73% above the Senior Care median ($1.1M).

Avg gross sales$1.8M

Reported for a subset of outlets rather than the whole system

2026 FDD p.58, show the quoted text2026 Franchise Disclosure Document, page 58$201,251 to $6,109,541 Average Annual Gross Revenue $1,839,518 …Open p.58 in the filingQuoted from the franchisor's filing; the figure on this page is rounded. Table text, cells in reading order; column headings may sit outside the quoted lines.
Median gross sales$1.5M
2026 FDD p.58, show the quoted text2026 Franchise Disclosure Document, page 58Median Annual Gross Revenue $1,452,858 …Open p.58 in the filingQuoted from the franchisor's filing; the figure on this page is rounded.
Item 19 typehistorical gross revenue by tenure cohort
Sample size241 outlets

Source: FDD 2026 · Item 19 (sales and earnings)

Items 6 (other fees), 7 (startup costs) and 19 (sales and earnings) · assumptions labeled

What you could make and lose: one unit

What one Senior Helpers unit would ask of you, from the filing's Item 7 total and labeled assumptions.

Average gross sales are $1.8M (FDD Item 19, p.58), and the royalty and ad fund take about $129K of that a year (Item 6). This brand's Item 19 prints cost or operating-income lines that are not on this page yet. Read them in Item 19 and enter them here. So this box does not estimate a profit. To cover the loan payment alone, one unit has to clear $26K a year after its food, labor, rent and other costs and the franchisor's fees.

How these figures are worked out
  • Loan (assumption): 80% of the $204K Item 7 midpoint is a $163K loan, paid over 10 years at 10.5%: $26K a year. SBA 7(a)-style terms on a long-term rate; your lender sets yours. Senior Helpers' past SBA 7(a) loans averaged 8.0% at approval; 7(a) rates move with the prime rate, so 10.5% is a current-rate assumption, not this brand's history.

What you put at risk

Your own cash in: about $41K Assumption (the part the loan does not cover of the $204K Item 7 midpoint), plus whatever anything Item 7 leaves out (its notes say what). The loan is $163K.

Personal guarantee. SBA 7(a) loans require a personal guarantee from anyone who owns 20% or more of the business. If the unit cannot pay, the lender can collect from you personally, which can include your savings and your home. The worst case is losing the cash you put in and still owing the rest of the loan.

Gross sales are not profit, and none of these figures is take-home pay until tax and every operating cost are paid. The assumptions are ours, not the filing's. Not investment advice.

Returns modelOne unit · several units · editable

One unit

One unit: what is left after the loan payment

Gross sales, minus the franchisor's fees and the operating costs, is the unit's EBITDA (earnings before interest, taxes, depreciation and amortization). Minus an assumed loan payment, that is what is left for you, before tax. Gross sales are not profit.

This brand's Item 19 prints cost or operating-income lines that are not on this page yet. Read them in Item 19 and enter them here. Invested capital is the Item 7 total, which already includes its working-capital (additional funds) line.

Returns model · one unit

What would one Senior Helpers unit leave you each year after the loan payment?

FDDFrom the filingNot set: not on this page yet; this brand's Item 19 prints it. Read it there and enter itYou overrode an FDD valueAssumed: our stated assumption, edit it
Gross sales · per unit, per year

Item 19: $1,839,518 average for 241 outlets (Open 60+ months). Use a figure for outlets like yours if yours differ.

Gross sales, not profit: the costs below decide what is left.

Franchisor take · royalty + ad fund

The filing also sets a minimum or cap on these fees: “5% of Gross Sales after Year 1 (2.5% for first 6 months for certain new owners in Year 1), or greater of that percentage or the Minimum Periodic Royalty Payment after Year 1”; “Up to 2% of Gross Sales; currently 1.5% of first $2,000,000 of Gross Sales per year per Territory and 0.75% of Gross Sales over $2,000,000, minimum $75 per billing period” (Item 6). This model applies the percentages, so at low sales the real fee can be higher than shown here.

Item 6, as stored, a year. A fixed fee, so it comes off EBITDA as dollars, not a share of sales.

Operating costs · you supply them

This brand's Item 19 prints cost or operating-income lines that are not on this page yet. Read them in Item 19 and enter them here.

Illustrative category typicals, not sourced to any filing, survey or sample. Replace them with figures from franchisee validation calls before you rely on the output.

Total invested capital · what you put in to open

Item 7 midpoint of $177K to $232K

Item 7's $36K to $40K additional funds are already in the total

Financing · assumed SBA 7(a)-style loan

Left after the loan payment · per year

The unit's EBITDA minus the assumed loan payment. Before tax, depreciation and any cost your inputs leave out (insurance, accounting and legal, licenses, technology fees): not take-home pay.

Gross sales are not profit. Neither the filing nor a stated assumption on this page supplies direct costs, labor, rent / occupancy and other operating costs. Enter your own (a lease quote, owner calls) and the model runs on it.


Unit EBITDA · annual
Needs the inputs above
EBITDA margin
Needs the inputs above
Total invested
$204K
Your cash in
$41K
Loan payment · assumed
$26K/yr
Return on invested capital
Needs the inputs above
Payback
Needs the inputs above

Loan of $163K at 10.5% over 10 years, an assumption, not a quote. Return and payback are before tax, depreciation and the costs above. The loan usually needs your personal guarantee.

One unit only. An owner of several units also pays for shared services (managers, accounting, a head office), which the multi-unit model adds on top of these figures.
Buying several existing units? The acquisition scenario

Buying several units

What buying a few existing units could return

Prices an existing operator of a few units off the single-unit EBITDA above, after shared services, and finances it with an SBA 7(a) loan, a conventional loan and a seller note. It shows the yearly return on your cash (IRR), whether year-1 earnings cover the loan payments (DSCR) and how the price is paid for. It starts at 5 units; every deal term is an assumption you can change, and none is from the FDD.

Not modelled yet

Gross sales are not profit. Neither the filing nor a stated assumption on this page supplies direct costs, labor, rent / occupancy and other operating costs. Enter your own (a lease quote, owner calls) and the model runs on it.

This scenario starts from a per-unit EBITDA. Fill in the operating costs in the one-unit model above and it runs on that figure, or take it to the full ROI workbench, where the multi-unit and acquisition models accept your own per-unit economics.

These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.

Item 19 · Source: 2026 FDD · filed by SH Franchising, LLC

Financial performance

Range (low → high)
$201K→$6.1M2026 FDD p.58
Cohort dispersion (min → max)
Percentile ranks within Senior Care
Gross sales rank88th percentile
among 33 brands with the figure · Item 19 reporting methods vary across brands
Investment cost rank92nd percentile
among 79 brands with the figure · a high percentile means costlier to open
Royalty rate rank1st percentile
among 73 brands with the figure · a low percentile means a lower royalty
Unit count rank92nd percentile
among 79 brands with the figure

Each rank is among the Senior Care brands that report that figure (the count is under each bar).

Showing the headline figures. All 158 extracted fields are in the Full FDD Report →
Revenue insight

Average gross sales are 9.0x the investment midpoint. Gross sales are not profit: payback depends on margins the FDD does not disclose.

Who are you contracting with?

SH Franchising, LLC, owned by SHF Acquisition Company, Inc.

Item 1 (the franchisor) · who you're contracting with

The franchisor

Corporate structure & franchisor financials
Legal entity
SH Franchising, LLC
Parent company
SHF Acquisition Company, Inc.
FDD Item 1, page 11 of the 2026 FDD
Ultimate parent
Senior Support Holdings, L.P.
FDD Item 1, page 10 of the 2026 FDD
Predecessor
SH Franchising, LLC (Florida) / SH-Florida
Prior franchisor entity
CEO title
Chief Executive Officer and Member of the Board of Managers
Peter Ross
Incorporated in
Delaware
HQ
901 Dulaney Valley Road, Suite 700, Towson, Maryland 21204
Auditor
Crowe LLP
Audited financials
Franchisor revenue
$40.4M
latest fiscal year in the 2026 FDD; $33.3M the year before

Overview

About

Senior Helpers franchises the operation of non-medical in-home care agencies for elderly individuals, providing companionship, personal care, light housekeeping, meal preparation, transportation, medication reminders, Alzheimer's and dementia care, and caregiver staffing.

CEO
Peter Ross

Is the system healthy?

+61 franchised outlets over the two years to 2025 (333 to 394, +18.3% in total, +8.8% a year compounded).

Franchised units394+7 company-owned (401 in all)
Verified · 2026 FDD p.62, show the quoted text2026 Franchise Disclosure Document, page 62, Item 20Net Change Franchised 2023 314 333 19 2024 333 355 22 2025 355 394 39 Company-Owned 2023 13 13 0 2024 13 13 0 2025 13 7 -6 Total Outlets 2023 327 346 19 2024 346 368 22 2025 368 401 …Open p.62 in the filingQuoted from the franchisor's filing. Table text, cells in reading order; column headings may sit outside the quoted lines.
Transferred12
Net change, latest year+39 (favorable)(+11.0%)
Turnover rate2.5%

Source: FDD 2026 · Item 20 (outlets opened, closed and transferred)

Item 20 (outlet counts) · unit dynamics

The growth chart

Company-owned
7
Corporate units in the system
% franchised
98%
vs corporate-owned

Last fiscal year · Item 20 rates and pipeline

Reacquired
0
Franchisor bought back
Signed, not yet open
30
1 for every 13 open outlets · Item 20 Table 5
Projected new
30
Franchisor's next-year forecast

Item 20 · franchised units at year end

Franchised units rose from 333 in 2023 to 394 in 2025

Axis does not start at zero.

Source and method
FDD Item 20, franchised outlets at each year end. Opened and closed are the latest year's counts.

Government records

SBA loan data

Lenders charged off 7.9% of 63 resolved SBA 7(a) loans, below the 8.8% category median. 7(a) is the SBA's main small-business loan; a resolved loan was paid in full or charged off.

Loans on file
147
SBA 7(a) loans matched to this brand, incl. those still being repaid
Loan volume
$60.1M
Average loan
$409K
loan volume divided by loans
Charge-off rate
7.9%
5 of 63 resolved loans
Paid in full
92.1%
of resolved loans
Charge-off, loans approved FY2014–FY2021
9.6%
5 of 52 resolved loans; newer loans have not had time to default, so this is not a trend
Lenders
40
Average interest rate
8.0%
Jobs reported
6,283
Lender concentration
16%
top lender's share

Cumulative: every 7(a) loan matched to this brand in the SBA’s FOIA files, approved FY1991 onward. Historical lending data, not predictive of future performance. How SBA charge-off rates are calculated

Benchmark: the median Senior Care brand charges off 8.8% (18 brands with a published rate, same cumulative window and source). This brand is 0.9 points below it.

Borrower mix: of 113 loans with a business-age entry, 111 recorded an age: 63 (57%) went to startups or businesses under two years old and 48 (43%) to established businesses or ownership changes; 2 were marked unanswered.

The approval-year breakdown covers 56 of the 63 resolved loans and 5 of the 5 charge-offs (FY2010 to FY2021).

SBA 7(a) · charge-off rate by approval year

Senior Helpers charge-off rate by loan approval year

Only 1 of these 9 approval years has 10 or more resolved loans, too few to draw a trend. Each year’s numbers are in the table below.

Show the numbers by year
YearResolvedCharged offRate
201040Too few
201430Too few
201560Too few
201680Too few
201710220.0%
201870Too few
201973Too few
202080Too early
202130Too early
Source and method
SBA 7(a) FOIA loan records. Rate: charged-off loans over resolved loans (paid in full plus charged off) for loans approved that year; it moves as loans are resolved.
Loans on file
2
every non-cancelled 504 loan, incl. still being repaid
Loan volume
$311K
Charge-off rate
Not shown
too few resolved loans to judge (0 resolved; shown from 10)
Jobs reported
11

Cumulative: every 504 loan matched to this brand in the SBA’s FOIA files, approved FY1991 onward. Historical SBA 504 lending data via CDCs, not predictive of future performance.

Explore lender portfolios on Bank Reports or regional data on State Reports.

Full SBA lending reportlenders · charge-off rate · trend

Lender network · SBA 7(a)

SBA Lending Report

Lender, state and yearly detail for Senior Helpers from SBA 7(a) FOIA loan records.

Average SBA guarantee
73%
Average interest rate
8.0%
Lender concentration
16%
Jobs reported
6,283

Top 10 SBA lenders by loan count

LoansVolumeCharge-off
United Midwest Savings Bank National Association
24$3.5MNot on file
CIBC Bank USA
23$8.6MNot on file
Live Oak Banking Company
10$2.6MNot on file
The Huntington National Bank
9$1.4MNot on file
Stearns Bank National Association
9$1.6MNot on file

A lender’s rate counts only its resolved loans, the loans that have finished (paid in full or charged off); a 0.0% often means few of its loans have finished. Under 10 resolved loans, the rate reads “Too few”.

Charge-off rate by state (top 10 by loans)

StateLoansCharged offRate
PA Pennsylvania1300.0%10 resolved
TX Texas132Too few4 resolved
CA California121Too few6 resolved
MA Massachusetts100Too few5 resolved
GA Georgia90Too few2 resolved
FL Florida80Too few4 resolved
NC North Carolina70Too few1 resolved
VA Virginia70Too few2 resolved
MD Maryland60Too few4 resolved
AZ Arizona50Too few3 resolved

Rate: charged-off loans over resolved loans (paid in full plus charged off), shown from 10 resolved loans. "Too few": under 10 resolved. The Loans column counts every approval in the window, including loans still being repaid.

SBA 7(a) loans approved per year

2010
4
2013
2
2014
3
2015
6
2016
8
2017
11
2018
7
2019
10
2020
13
2021
16
2022
9
2023
20
2024
11
2025
22
2026
5

Borrower profile

The SBA's own business-age labels (7)
Startup (opening with the loan)47 (42%)
Ownership change34 (31%)
New (2 years or less)15 (14%)
Existing (over 2 years)12 (11%)
Unanswered2
Established (5+ years)2 (2%)
New (under 1 year)1 (1%)

Source: SBA 7(a) FOIA loan-level data, matched to the brand by FranchiseVerdict.

What are the risks?

Main risk in the grade: financial health. The reasons are below.

SBA charge-off7.9%on 63 resolved loans
Litigation4 cases
Auditor going-concern doubtNo (favorable)

Source: SBA 7(a) FOIA · FDD Items 3, 21

Litigation case detail4 matters · Item 3

Litigation cases

The franchisor

Concluded (4)

  • Cynthia D. Johns v. ACK Home Care, LLC, SH Franchising, LLC and John C. Koflowitch

    settled

    Brought by a franchisee · filed 2024-07-25 · U.S. District Court for the Southern District of Ohio Dayton Division · 3:24- cv-00210

    “… Case No. 3:24- cv-00210, U.S. District Court for the Southern District of Ohio Dayton Division.”Page 16 of the 2026 FDD, Item 3

    Outcome: “The case was dismissed with prejudice on April 11, 2025. Other than these items, no litigation is required to be disclosed in this Item.”

  • In Re: Franchise No Poaching Provisions (SH Franchising, LLC)

    concluded

    Government or regulatory action · filed 2019-11-22 · State of Washington, King County Superior Court · 19-2-31058-8

    “… State of Washington, King County Superior Court, Civil Case No. 19-2-31058-8 - On September 6, 2019 the Attorney General of Washington sent notice to SH-Delaware that it was investigating”Page 16 of the 2026 FDD, Item 3
  • Wilma Beck by Attorney-in-Fact Barbara Elkins v. Foreman Care Corp. and SH Franchising, LLC

    settled

    Brought by a franchisee · filed 2018-05-10 · Cass County Superior Court, Indiana · 09D1-1805-CT-000012

    “… – Cass County Superior Court, Indiana, Case No. 09D1-1805-CT-000012 – Wilma Beck filed a complaint on May 10, 2018 against Foreman Care Corp., a franchisee and SH-Delaware.”Page 16 of the 2026 FDD, Item 3

    Outcome: “The parties entered into a Release and Confidentiality Agreement on August 5, 2019 wherein the plaintiff was paid $150,000 in return for the dismissal of the lawsuit with prejudice.”

  • Allegra Nienart as Attorney-in-Fact for Benjamin Nienart and Lila B. Nienart, husband and wife vs. SH Franchising, LLC, Skylands Home Care, LLC dba Senior Helpers, Kewbwna Bonna, Tamara Young and Erica Craft

    settled

    Brought by a franchisee · filed 2016 · Superior Court of New Jersey for Essex County · ESX-L-220-16

    “… Superior Court of New Jersey for Essex County, ESX-L-220-16.”Page 16 of the 2026 FDD, Item 3

    Outcome: “The parties entered into a Release of All Claims on October 4, 2017, wherein the parties agreed to dismiss the litigation and the plaintiff was paid $150,000.”

Item 3 lists the litigation the franchisor must disclose; a matter against a parent, an affiliate or a named officer is not a matter against the franchisor, and pending claims are allegations, not findings.

What are you signing up for?

Ongoing fees run about 6.5% of sales (royalty + ad fund), before your own operating costs.

Initial term10 yrs
Renewal term5 yrs
TerritoryProtected, not exclusive
Initial training98 hrs

Source: FDD 2026 · Items 11, 12, 17

FDD Items 12 (territory), 15 (owner participation) and 17 (renewal, termination and disputes)

Contract and territory detail

Allowed renewals4
Protected territoryYes
Exclusive territoryNo
Territory radius30 mi
Franchisor can competeYes
Who runs it (Item 15)The owner, or a principal the franchisor approves, must run it
Non-compete (years)2 years
Non-compete (miles)5 mi
Right of first refusalYes
Transfer requires consentYes
Termination notice30 days
Termination grounds28
Curable defaults11
Mandatory arbitrationNo
Jury trial waiverYes
Governing lawMaryland

Items 10 (financing), 11 (training and support)

Training and operations

Classroom training
98 hrs
On-the-job training
0 hrs
Training location
Franchisor headquarters/designated facility (Towson, Maryland) for in-person days; remainder delivered remotely
Ongoing training
Required
Site selection
shared
Franchisor financing
Not offered
Item 10
POS system
WellSky (Home Care Software)
Operating tech stack

Items 5 (initial fees) & 11 (training and support)

Franchisor support

Yes: Site selection assistance
No: Lease negotiation help

Franchisee contacts

We hold no owner list for this brand. Item 20 of the FDD lists the current and former owners; the free FDD is the source.

Frequently asked questions

How much does it cost to open a Senior Helpers franchise?

Per the 2026 FDD, the total investment to open a Senior Helpers franchise ranges from $177K to $232K, with an initial franchise fee of $55K – $75K. This is the Item 7 total in the Franchise Disclosure Document (FDD): the startup costs the franchisor lists, such as build-out, equipment, inventory and working capital. It usually leaves out buying land or a building; Item 7's notes say what is excluded.

What do Senior Helpers franchise owners earn?

According to Item 19 of the Senior Helpers FDD, average gross sales were $1.8M (241 Open 60+ months outlets; gross sales, not profit). The median is $1.5M. What an owner keeps depends on location, operating costs and management.

Who owns Senior Helpers?

Senior Helpers is franchised by SH Franchising, LLC. Its parent company is SHF Acquisition Company, Inc.. The ultimate parent named in the FDD is Senior Support Holdings, L.P.. Source: FDD Item 1, 2026 filing.

What is Item 19 in the Senior Helpers FDD?

The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the Senior Helpers FDD and qualifies whose outlets they describe.

What is Senior Helpers' franchise failure rate?

There is no published franchise failure rate. What is measurable is Senior Helpers' SBA charge-off rate: 7.9% on 63 resolved loans. Put plainly: 1 in 13 SBA 7(a) loans to Senior Helpers owners charged off (5 of 63 resolved loans, approved since FY1991); loans approved FY2014–FY2021: 5 of 52 resolved loans charged off (9.6%); newer loans have not had time to default, so this is not a trend. The SBA charge-off rate is the share of a brand's resolved SBA 7(a) loans to its franchisees that the SBA wrote off, including purchased guarantees. Resolved means paid in full or charged off; active loans are excluded because their outcome is not yet known. It is a lending outcome, not a count of closed businesses. A franchisee can repay and close, or default and keep trading.

How many Senior Helpers franchise locations are there?

Per the 2026 FDD, Senior Helpers has 394 franchised units and 7 company-owned (401 in all). In the latest year, the number of franchised outlets grew by 39 (49 opened, 10 closed).

Is Senior Helpers a good franchise to buy?

FranchiseVerdict gives Senior Helpers an A Verdict grade (Strongest tier) with a verdict score of 75 out of 100 (higher is better), an editorial assessment, not investment advice. Helped by unit economics (avg gross sales $1.8M on a $204K investment midpoint, 9.0x: gross sales, not profit), unit growth, scale, legal record and transparency. Held back by financial health (audited financials). The “Why an A” section on this page lists all six dimensions and any adjustment. Speak with current franchisees before making any investment decision.

Other Senior Care franchises

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This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.