FranchiseVerdict
R.j. Gators logo
FV-03919SBA data onlyData Quality·SBA Only

R.j. Gators

RestaurantWebsite
F88/100

SBA Loan Data Only

This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.

Small sample: only 7 SBA loans on file. Ratings based on fewer than 10 loans carry higher uncertainty. The letter grade should be treated as directional, not definitive.

SBA loans
7
Loan volume
$4.6M
Default rate
80.0%
vs <3% typical
Avg loan
$657K
Lenders
6

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures. This brand has only 7 loans on file; statistical reliability is limited below 10 loans.

Total loans
7
Loan volume
$4.6M
Median loan
$657K
50th percentile
Default rate
80.0%
vs <3% typical · system-wide
Repayment rate (PIF)
20.0%
5-yr default
Loans approved 2021+
Active lenders
6
Defaults
4

Explore lender portfolios on Bank Reports or regional data on State Reports.

FranchiseVerdict rating · based on SBA data

Risk & Legal

88
Risk · 0-100
F15Risk score 88
Very low confidence±16 pts
72100