![Ponderosa Steak House logo](https://cdn.brandfetch.io/ponderosa.com/w/128/h/128/fallback/lettermark?c=<img src="https://cdn.brandfetch.io/domain/apple.com?c=1idsvcTjLv919Ax0E2s" alt="Logo by Brandfetch" />)
D#3,742 of 5,063
30
Risk
D70/100
SBA Loan Data Only
This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.
SBA loans
29
Loan volume
$10.6M
Default rate
20.7%
vs <3% typical
Avg loan
$364K
Lenders
18
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
Total loans
29
Loan volume
$10.6M
Median loan
$150K
50th percentile
Default rate
20.7%
vs <3% typical · system-wide
Repayment rate (PIF)
79.3%
5-yr default
—
Loans approved 2021+
Active lenders
18
Defaults
6
Explore lender portfolios on Bank Reports or regional data on State Reports.
Vintage analysis
Ponderosa Steak House default rate by loan vintage
BrandNational avg
Lending insight
A 20.7% default rate means roughly 1 in 5 franchisees failed to repay their SBA loan. Investigate what changed.
FranchiseVerdict rating · based on SBA data
Risk & Legal
70
Risk · 0-100
C38Risk score 70
Low confidence±14 pts
5684