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FV-03535No FDD on file — SBA lending data onlyData Quality·SBA Only

New Horizon Computer Learning Franchise Cost, Revenue & Review 2026

Analysis by FranchiseVerdict Research · Methodology

SBA Loan Data Only

This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.

FranchiseVerdict summary · 2026

A New Horizon Computer Learning franchise has no franchise disclosure document on file, so investment figures are not available. SBA 7(a) loans show a 33.3% charge-off rate across 33 loans[1]. Run a live ROI scan →

Data last verified

Overview

SBA loans
33
Loan volume
$11.4M
Charge-off rate
33.3%
system-wide median varies by category
Avg loan
$344K
Lenders
20

SBA loan performance

Government records

SBA Loan Data

Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.

F
SBA Lending Health
Weak SBA lending record · 33.3% charge-off
Total loans
33
Loan volume
$11.4M
Median loan
$320K
50th percentile
Charge-off rate
33.3%
rates vary by category · see methodology

Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated

Repayment rate (PIF)
66.7%
5-yr charge-off
N/A
Loans approved 2021+
Active lenders
20
Defaults
11
Typical loan rate
5.8%
avg rate to borrowers
vs industry
N/A
NAICS 6114
Jobs supported
423
3.7 per loan
Lender concentration
21%
top lender's share

Vintage analysis

New Horizon Computer Learning charge-off rate by loan vintage

BrandNational avg
New Horizon Computer Learning charge-off rate by loan vintage. Showing 6 vintages from 1998 to 2004. Rates range from 0.0% to 66.7%.0%5%10%15%20%25%30%35%40%45%50%55%60%65%70%'98'99'00'01'02'04

Top lenders financing New Horizon Computer Learning franchisees

Readycap Lending, LLC7 loans
Bank of America, National Association4 loans
First National Bank of Pennsylvania2 loans

Showing 3 of 20 lenders. The full breakdown — every lender, state distribution, interest rates & risk ratings — is in the SBA Lending Report below.

Explore lender portfolios on Bank Reports or regional data on State Reports.

Premium insight

SBA Lending Report

Deep-dive into New Horizon Computer Learning's SBA lending history: lender network, geographic footprint, interest rates, and more.

SBA Lending Report

  • Principal loss rate and NAICS industry benchmark
  • 5 lenders with concentration factor
  • Per-state charge-off rates across 15 states
  • Startup risk premium and job creation velocity
  • 13-year lending trend
$29 one-time

Instant access. No subscription.

Lending insight

A 33.3% charge-off rate means roughly 1 in 3 franchisees failed to repay their SBA loan. Investigate what changed.

What could kill this investment?

SBA loans charge off at 33.3% — 108% above the 16.0% national norm, i.e. higher lender-observed risk.

SBA charge-off33.3%

Source: SBA 7(a) FOIA · FDD Items 3, 21

Risk analysis

FranchiseVerdict rating · based on SBA data

Risk & Legal

Frequently asked questions

Frequently Asked Questions

What do New Horizon Computer Learning franchise owners earn?

No average owner earnings figure for New Horizon Computer Learning is on file. Item 19 — where a franchisor may disclose what its outlets earn — is voluntary under the FTC Franchise Rule, and we have not established what this brand's FDD says. Item 20 of the FDD lists current and former franchisees; asking them directly is the standard way to fill this gap.

What is Item 19 in the New Horizon Computer Learning FDD?

The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the New Horizon Computer Learning FDD and qualifies whose outlets they describe.

What is New Horizon Computer Learning's franchise failure rate?

Based on SBA 7(a) loan data, New Horizon Computer Learning has a charge-off rate of 33.3% across 33 loans, meaning 33.3% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.

Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.

For franchisors

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If you represent New Horizon Computer Learning, you can request corrections or provide updated information.

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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.