FranchiseVerdict
Gloria Jean's Coffee Bean logo
FV-05185SBA data onlyData Quality·SBA Only

Gloria Jean's Coffee Bean

RestaurantWebsite
B62/100

SBA Loan Data Only

This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.

SBA loans
60
Loan volume
$14.1M
Default rate
16.7%
vs <3% typical
Avg loan
$235K
Lenders
32

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
60
Loan volume
$14.1M
Median loan
$187K
50th percentile
Default rate
16.7%
vs <3% typical · system-wide
Repayment rate (PIF)
83.3%
5-yr default
Loans approved 2021+
Active lenders
32
Defaults
10

Explore lender portfolios on Bank Reports or regional data on State Reports.

Vintage analysis

Gloria Jean's Coffee Bean default rate by loan vintage

BrandNational avg
0%5%10%15%20%25%30%35%40%'92'94'96'98'00

FranchiseVerdict rating · based on SBA data

Risk & Legal

62
Risk · 0-100
B48Risk score 62
Low confidence±12 pts
5074