FranchiseVerdict
FV-04880SBA data onlyData Quality·SBA Only

Erbert & Gerbert's Subs & Club

Restaurant
B63/100

SBA Loan Data Only

This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.

SBA loans
43
Loan volume
$7.3M
Default rate
17.1%
vs <3% typical
Avg loan
$169K
Lenders
25

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
43
Loan volume
$7.3M
Median loan
$149K
50th percentile
Default rate
17.1%
vs <3% typical · system-wide
Repayment rate (PIF)
82.9%
5-yr default
Loans approved 2021+
Active lenders
25
Defaults
7

Explore lender portfolios on Bank Reports or regional data on State Reports.

Vintage analysis

Erbert & Gerbert's Subs & Club default rate by loan vintage

BrandNational avg
0%5%10%15%20%25%30%35%40%45%50%'96'05'15'16'17

FranchiseVerdict rating · based on SBA data

Risk & Legal

63
Risk · 0-100
B46Risk score 63
Low confidence±12 pts
5175