FranchiseVerdict
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FV-00518·MODERATEStandard76

Children's Music Academy

Education - Children's ProgramsFranchising since 2013Website
Investment
$39K – $130K
6th pct Children's Pr…
Avg revenue
69th pct Children's Pr…
Royalty
8.0%
56th pct Children's Pr…
Units
22
56th pct Children's Pr…
SBA default

Bottom line

  • Total investment $39K – $130K including a $32K franchise fee, 8.0% ongoing royalty.
  • No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
  • Rated MODERATE with a risk score of 64/100.
  • System contracting at -5.3% CAGR over 3 years. Investigate whether closures are franchisor-driven (consolidation) or franchisee-driven (economics).

Item 1 · who you're contracting with

The Franchisor

Legal entity
Children's Music Academy Franchising, Inc.
Incorporated in
Colorado
HQ
9846 S. Venneford Ranch Road, Highlands Ranch, Colorado 80126

Yale framework · single-unit ROIC

Returns Analysis

Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.

The model · Yale framework

What would one Children's Music Academy unit return on the cash you put in?

Revenue · per unit, per year
$
Item 19 not disclosed — typing your own estimate
Franchisor take · royalty + ad fund
Royaltytyp 68%
%
Ad fundtyp 35%
%
Operating costs · category default: education
COGS
%
Labor
%
Rent / occupancy
%
Other operating
%
Total invested capital · what you actually put in
Initial investment
$
FDD Item 7: $39K–$130K
Working capital
$
FDD reports $5K–$20K

Unlevered ROIC · per unit

101%

Above typical band (30–60%)

0%30–60% Yale band80%
ROIC above 100% usually means the revenue figure is a system-wide aggregate or top-cohort number rather than a single-unit average. Verify the "Revenue · per unit" field against the brand's FDD Item 19 detail tables before relying on this output.

Store EBITDA · annual
$98K
EBITDA margin
13.0%
Total invested
$97K
Payback
12 mo
Unit-level only. A multi-unit portfolio gives up roughly 5–15% of this to shared services (corporate G&A) before reaching the ~10-unit break-even Yale describes.

Overview

About

Franchisees operate children's music instruction academies, typically offering group and private lessons in piano, voice, guitar, and other instruments for students aged 4-18. Day-to-day operations include scheduling lessons, managing instructors, handling student registration/billing, marketing to parents, and maintaining studio facilities.

CEO
Janet Cross
Founded
1983
FDD year
2024
States available
10

Item 7 · what it costs

The Vitals

Total investment
$39K – $130K
All-in to open one unit
Liquid capital
$5K – $20K
Cash you must have on hand
Franchise fee
$32K
Royalty
8.0%
Gross Sales · typical 6–8%
Ad fund
2.0%
typical 3–5%
Total fee load
10.0%
vs 9–13% typical

Item 19

Financial Performance

This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.

Item 20 · unit dynamics

The Growth Chart

Total units
22
Opened
1
Last reporting year
Closed
1
Turnover rate
4.5%
Company-owned
4
Corporate units in the system
% franchised
82%
vs corporate-owned
Net growth (yr3)
-5.3%
Net unit change last year
3-yr CAGR
-5.3%
Compounded over last 3 years
2022
18-1
Franchised units
2023
19
Franchised units
2024
19
Franchised units

Year-over-year franchised unit counts and net change. Source: FDD Item 20.

Item 20 · 30 states with active franchisees

The Territory Map

Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).

AK
ME
VT
NH
MA
RI
CT
NY
NJ
PA
DE
MD
DC
WA
OR
CA
NV
ID
MT
WY
UT
CO
AZ
NM
ND
SD
NE
KS
OK
TX
MN
IA
MO
AR
LA
WI
IL
MS
TN
MI
IN
KY
AL
OH
WV
GA
VA
NC
SC
FL
HI
Registered · 30 states
Not registered

States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

No SBA loan data available for this brand.

FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17

Risk & Legal

64
Risk · 0-100
MODERATE64 / 100

This is a contracting micro-franchise with regulatory baggage, zero financial transparency, and structural weaknesses that make ROI validation impossible before investment.

Score breakdown · what drove the 64 / 100 rating

  1. 01MINORDeclining unit count: -5.3% YoY with only 22 locations suggests system contraction and weak franchisee success/retention
  2. 02MINORNo financial disclosure: Franchisor withheld average revenue and net income data (Item 19), preventing ROI assessment on $38,670-$130,300 investment
  3. 03MINORRegulatory violation: 2013 Minnesota Consent Order for selling unregistered franchises indicates compliance issues and potential systemic problems
  4. 04MINORUnprotected territory: No territorial exclusivity creates direct competition between franchisees and limits revenue predictability
  5. 05MINORHigh royalty burden: 8% of gross sales (not net) is aggressive for a children's education business with typically thin margins
  6. 06MEDMicro-franchise system: 22 units is a very small franchise network with limited brand recognition, support infrastructure, and peer learning opportunities

Severity inferred from the FDD text · not a regulatory classification

FDD Items 5, 6, 12, 17 · continued from Risk & Legal

Contract & Territory Detail

Territory
Area of Primary Responsibility
Protected territory
No
Initial term
5 years
Renewal term
5 years
Online sales rights
Restricted
Franchisor can compete
Yes
Hire a manager?
Allowed
Litigation count
1
Right of first refusal
Yes
Franchisor can buy back on resale
Mandatory arbitration
Yes
Jury trial waiver
Yes
Non-compete
2 yrs
Post-termination restriction
Owner-operator
Required
Governing law
Colorado

Item 11

Training & Operations

Classroom training
50 hrs
On-the-job training
30 hrs
POS system
QuickBooks
Operating tech stack

Item 20

Franchisee Contacts

Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.

Franchisee contacts

34 numbers

Locked
(217) 782-••••
IL
(410) 576-••••
MD
(360) 902-••••
WA

One-time purchase · CSV download · Validation questions included

FDD download

Children's Music Academy · FDD (2024) PDF

Single-page checkout · instant download · CSV export of contacts available separately above