FranchiseVerdict
Chai and Kathi Roll Lounge logo
FV-00491·CAUTIONExcellent81

Chai and Kathi Roll Lounge

Food & Beverage - Full ServiceFranchising since 2026Website
Investment
$204K – $413K
20th pct Full Service
Avg revenue
57th pct Full Service
Royalty
6.0%
54th pct Full Service
Units
2
11th pct Full Service
SBA default

Bottom line

  • Total investment $204K – $413K including a $30K franchise fee, 6.0% ongoing royalty.
  • No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
  • Rated CAUTION with a risk score of 72/100.
  • No Item 19 financial performance representation. Without franchisor-disclosed revenue data, you'll need to gather unit economics directly from existing franchisees.

Item 1 · who you're contracting with

The Franchisor

Legal entity
Chai and Kathi Roll Franchisor, LLC
Incorporated in
Indiana
HQ
12418 Coastal Place, Fishers, IN 46037
Auditor
Smith, Buzzi & Associates, LLC
Audited financials

Yale framework · single-unit ROIC

Returns Analysis

Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.

The model · Yale framework

What would one Chai and Kathi Roll Lounge unit return on the cash you put in?

Revenue · per unit, per year
$
Item 19 not disclosed — typing your own estimate
Franchisor take · royalty + ad fund
Royaltytyp 68%
%
Ad fundtyp 35%
%
Operating costs · category default: generic
COGS
%
Labor
%
Rent / occupancy
%
Other operating
%
Total invested capital · what you actually put in
Initial investment
$
FDD Item 7: $204K–$413K
Working capital
$
FDD reports $30K–$60K

Unlevered ROIC · per unit

30%

Below typical band (30–60%)

0%30–60% Yale band80%

Store EBITDA · annual
$105K
EBITDA margin
14.0%
Total invested
$354K
Payback
40 mo
Unit-level only. A multi-unit portfolio gives up roughly 5–15% of this to shared services (corporate G&A) before reaching the ~10-unit break-even Yale describes.

Overview

About

Chai and Kathi Roll Lounge franchisees operate quick-service restaurants specializing in Indian chai beverages and kathi rolls (Indian street wraps). Daily operations include food preparation, beverage service, customer service, staffing management, and inventory control in a lounge-format setting.

CEO
Jagdeep Singh Sandhu
Founded
2026
FDD year
2026
States available
1

Item 7 · what it costs

The Vitals

Total investment
$204K – $413K
All-in to open one unit
Liquid capital
$30K – $60K
Cash you must have on hand
Franchise fee
$30K
Royalty
6.0%
Gross Revenue · typical 6–8%
Ad fund
n/d
Total fee load
6.0%
vs 9–13% typical

Item 19

Financial Performance

This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.

Item 20 · unit dynamics

The Growth Chart

Total units
2
Opened
0
Last reporting year
Closed
0
Turnover rate
0.0%
Company-owned
2
Corporate units in the system
% franchised
0%
vs corporate-owned
Multi-unit owners
6.2%
2024
0±0
Franchised units
2025
0
Franchised units
2026
0
Franchised units

Year-over-year franchised unit counts and net change. Source: FDD Item 20.

Item 20 · 9 states with active franchisees

The Territory Map

Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).

AK
ME
VT
NH
MA
RI
CT
NY
NJ
PA
DE
MD
DC
WA
OR
CA
NV
ID
MT
WY
UT
CO
AZ
NM
ND
SD
NE
KS
OK
TX
MN
IA
MO
AR
LA
WI
IL
MS
TN
MI
IN
KY
AL
OH
WV
GA
VA
NC
SC
FL
HI
Registered · 9 states
Not registered

States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

No SBA loan data available for this brand.

FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17

Risk & Legal

72
Risk · 0-100
CAUTION72 / 100

This is a pre-revenue or distressed franchisor with a nascent system, no financial transparency, and uncertain business model—avoid until unit count, Item 19 financials, and going concern status improve.

Score breakdown · what drove the 72 / 100 rating

  1. 01HIGHGoing Concern status is FALSE — indicates franchisor financial distress or viability concerns
  2. 02MINOROnly 2 units in system with unknown growth trajectory — suggests minimal market validation and potential contraction risk
  3. 03MEDNo Item 19 financial disclosure (Avg Revenue/Net Income not disclosed) — impossible to validate ROI claims or unit economics
  4. 04MINORHigh initial investment range ($203.8K–$413.2K) with no corresponding revenue benchmarks — unfavorable risk-reward ratio
  5. 05MED6% royalty on undisclosed revenue base means franchisee cannot calculate true profitability or break-even timeline
  6. 06MEDExtremely limited franchisee network (2 units) creates zero peer support and raises questions about concept viability

Severity inferred from the FDD text · not a regulatory classification

FDD Items 5, 6, 12, 17 · continued from Risk & Legal

Contract & Territory Detail

Territory
Radius
Protected territory
Yes
Initial term
10 years
Renewal term
10 years
Online sales rights
Restricted
Franchisor can compete
Yes
Hire a manager?
Allowed
Litigation count
0
Right of first refusal
Yes
Franchisor can buy back on resale
Mandatory arbitration
Yes
Jury trial waiver
Yes
Non-compete
2 yrs
Post-termination restriction
Owner-operator
Optional
Governing law
Indiana

Item 11

Training & Operations

Classroom training
36 hrs
On-the-job training
48 hrs
POS system
Clover POS System
Operating tech stack

Item 20

Franchisee Contacts

Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.

Franchisee contacts

11 numbers

Locked
(646) 276-••••
The franchisor is Chai and Kathi Roll Franchisor, LLC, located at
IN
(410) 576-••••
MD
(213) 576-••••
CA

One-time purchase · CSV download · Validation questions included

FDD download

Chai and Kathi Roll Lounge · FDD (2026) PDF

Single-page checkout · instant download · CSV export of contacts available separately above