Best Home Service Franchises: Plumbing, HVAC, Roofing & More

Based on FranchiseVerdict's analysis of FDD data and SBA loan performance for every home services franchise brand in our database, the best home service franchises in 2026 include Benjamin Franklin Plumbing ($894K per territory avg gross sales, 0.0% SBA charge-off rate on 51 loans), Superior Fence & Rail ($3.0M per franchisee, 55 SBA loans on file, no published charge-off rate), and Service Experts ($6.3M (company-owned only)). These three averages are measured on different bases (the qualifier beside each figure), so they are not comparable with each other, and the order above is not a revenue ranking. The home services category has a 22.1% SBA charge-off rate — above the franchise-wide average of 16.0%.

Why home services franchises work

Home services is the category that franchise consultants rarely push, because the referral fees are lower than restaurants. The case for it is structural:

• Essential, non-deferrable demand. A leaking roof, a burst pipe, a broken garage door, or a failing HVAC system cannot wait. Homeowners pay regardless of the economy.
• Low fixed overhead. Most home services franchises operate from a small warehouse, garage, or home office. No retail lease, no expensive build-out.
• Recurring revenue. Maintenance contracts for HVAC, pools, lawns, and pest control create predictable monthly income.
• Skilled labor moat. Licensed plumbers, electricians, and HVAC technicians are in short supply. A franchise system that can recruit and retain skilled tradespeople has a genuine competitive advantage.
• Territory-based scaling. Revenue grows with crew size, not store count. Adding one truck and two technicians can add $500K–$1M in annual revenue without a new lease.

Top 14 home service franchises by Verdict Score

The following table ranks home services franchise brands that disclose revenue data, sorted by FranchiseVerdict's composite Verdict Score (higher is better).

The plumbing, HVAC, and electrical tier

Licensed trades — plumbing, HVAC, and electrical — represent the highest-revenue tier of home services franchising. Service Experts (HVAC) discloses $6.3M (company-owned only), and Benjamin Franklin Plumbing $894K per territory — figures on different bases, so the two are not comparable with each other. Both are part of the Authority Brands family, which also operates Mr. Electric (22.8% SBA charge-off rate on 136 loans; Item 19 average $1.1M).

The trade-off: these franchises require access to licensed tradespeople. You do not need to be a plumber yourself, but you need to recruit and retain them — and that is the biggest operational challenge in this tier. The franchisors typically provide recruiting support, training systems, and call center services to help, but the labor market for skilled trades is genuinely tight.

The accessible tier: under $150K

For buyers without trade licenses or large capital reserves, several home services franchises offer entry under $150K:

• TruBlue Home Service Ally ($70K – $96K) — handyman services for aging homeowners, $438K per franchisee (outlet subset) revenue, 12 SBA loans on file, no published charge-off rate
• Ideal Siding ($91K – $135K) — siding installation and replacement, $1.1M per franchisee revenue, 1 SBA loan on file, no published charge-off rate
• Made in the Shade Blinds ($78K – $108K) — window coverings, $624K revenue, 15 SBA loans on file, no published charge-off rate
• Footprints Floors ($82K – $118K) — floor installation, $593K revenue, 20 SBA loans on file, no published charge-off rate
• ASP Pool Company ($84K – $210K) — pool maintenance, $852K per territory revenue, 27.8% SBA charge-off rate on 44 loans

Some of these averages are not per outlet (the qualifier beside each figure says so), so the revenue figures in this list are not directly comparable with each other. We do not convert between denominators.

These brands do not require specialized trade licenses. They typically use subcontractors or hire general laborers, making them accessible to first-time franchise buyers from non-trade backgrounds.

What to look for in a home service franchise

1. Territory size and exclusivity. Home services franchises assign geographic territories. Check FDD Item 12 for territory size, exclusivity, and whether the franchisor can place another franchisee in your area. Larger, exclusive territories command higher fees but offer more growth runway.
2. Lead generation support. The franchisor's marketing and call center capabilities directly affect your revenue ramp. Ask existing franchisees whether the franchisor generates quality leads or whether you need to build your own marketing engine.
3. Seasonal patterns. Some home services are seasonal (pool maintenance, holiday lighting, lawn care), which creates revenue volatility. Understand the seasonal pattern in your target market before investing.
4. Check our franchise investment screener to filter home services brands by investment, revenue, and Verdict Score. Then use the comparison tool to stack your finalists side-by-side.

Methodology

Revenue figures are from FDD Item 19 disclosures. Investment ranges are from FDD Item 7. SBA charge-off rates are from SBA 7(a) loan data obtained through FOIA. Brands categorized as "Home Services" in our database are included. Rankings are by FranchiseVerdict's composite Verdict Score (higher is better), filtered to brands with Item 19 gross sales disclosures. For the full methodology, see the methodology page.

The bottom line

Home services sells demand that does not wait. Roofs leak in recessions. HVAC systems fail in bear markets. Plumbing emergencies do not wait for GDP growth. The lending record is a separate question: the category's 22.1% SBA charge-off rate is above the 16.0% franchise average, so check each brand's own SBA record on its page. If you want a franchise that does not depend on discretionary consumer spending, home services is worth a close look.

Related franchise research

Continue your research with our 7-Eleven franchise analysis, Ace Hardware franchise analysis, and best food franchises guide.