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SBA 7(a) franchise lending portfolio
Texas Partners Bank
EXCELLENT risk
- Total loans
- 27
- Loan volume
- $17.2M
- Avg loan size
- $638K
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
6.86%
Franchises funded
21
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| The UPS Store (f/k/a Mail Box | 3 | $1.3M | — |
| Great American Cookies | 2 | $754K | 0.0% |
| The UPS Store | 2 | $437K | 0.0% |
| Genghis Grill | 2 | $532K | 0.0% |
| The Human Bean | 2 | $709K | — |
| Orange Leaf Frozen Yogurt | 1 | $130K | 0.0% |
| Harley Davidson | 1 | $4.0M | — |
| Smoothie King (health Food Sto | 1 | $175K | 0.0% |
| Baskin-Robbins | 1 | $205K | 0.0% |
| Kwik Kopy Business Center | 1 | $253K | 0.0% |
| Big Frog Custom T-Shirts & Mor | 1 | $150K | — |
| Smoothie King | 1 | $285K | 0.0% |
| Koko Fitclub | 1 | $356K | 0.0% |
| Urban Bricks | 1 | $520K | 0.0% |
| Chicken Express | 1 | $1.4M | 0.0% |
| Alamo Drafthouse Cinemas | 1 | $2.5M | 0.0% |
| Altitude Trampoline Park | 1 | $1.1M | 0.0% |
| Allegra Network | 1 | $436K | 0.0% |
| 1000 Degrees Pizzeria | 1 | $397K | — |
| Harley Davidson - Motor Cycle | 1 | $1.1M | — |
Lending volume by year
1'11
3'13
3'14
1'15
1'16
5'17
3'18
2'19
1'21
1'23
5'24
1'25
Texas Partners Bank default rate by loan vintage
BrandNational avg
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).