FranchiseVerdict
LGE Community CU logo

SBA 7(a) franchise lending portfolio

LGE Community CU

EXCELLENT risk
Total loans
18
Loan volume
$19.1M
Avg loan size
$1.1M
Default rate
0.0%
vs 15.4% national avg

Defaults

0

Avg interest

6.29%

Franchises funded

17

Risk rating

EXCELLENT

Top franchise exposures

FranchiseLoansVolumeDefault %
Quality Inn by Choice Hotels /2$3.2M0.0%
Uncle Maddio's Pizza Joint1$320K0.0%
Uncle Maddio's Pizza Joint1$496K0.0%
Launch Trampoline Park1$2.1M0.0%
Fuddrucker's1$350K0.0%
AAMCO Transmissions1$630K
MAACO1$495K0.0%
Fairfield by Marriott/Fairfiel1$3.8M0.0%
avid Hotels1$600K
ServiceMaster1$1.1M0.0%
Whit's Frozen Custard1$423K
Citgo Petroleum Corporation -1$643K
Dunkin' Donuts1$590K
Chevron - Retail Supply Contra1$1.1M
Subway1$350K
Cicis1$1.5M
Econo Lodge by Choice Hotels/E1$1.4M

Lending volume by year

1
'12
1
'13
2
'14
1
'17
6
'20
2
'21
2
'22
1
'23
2
'25

Geographic exposure

170.0%

Portfolio summary

Total funded$19.1M
Defaults0 of 18
Risk tierEXCELLENT
Avg rate6.29%

Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict

Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).