SBA 7(a) franchise lending portfolio
LGE Community CU
EXCELLENT risk
- Total loans
- 18
- Loan volume
- $19.1M
- Avg loan size
- $1.1M
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
6.29%
Franchises funded
17
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Quality Inn by Choice Hotels / | 2 | $3.2M | 0.0% |
| Uncle Maddio's Pizza Joint | 1 | $320K | 0.0% |
| Uncle Maddio's Pizza Joint | 1 | $496K | 0.0% |
| Launch Trampoline Park | 1 | $2.1M | 0.0% |
| Fuddrucker's | 1 | $350K | 0.0% |
| AAMCO Transmissions | 1 | $630K | — |
| MAACO | 1 | $495K | 0.0% |
| Fairfield by Marriott/Fairfiel | 1 | $3.8M | 0.0% |
| avid Hotels | 1 | $600K | — |
| ServiceMaster | 1 | $1.1M | 0.0% |
| Whit's Frozen Custard | 1 | $423K | — |
| Citgo Petroleum Corporation - | 1 | $643K | — |
| Dunkin' Donuts | 1 | $590K | — |
| Chevron - Retail Supply Contra | 1 | $1.1M | — |
| Subway | 1 | $350K | — |
| Cicis | 1 | $1.5M | — |
| Econo Lodge by Choice Hotels/E | 1 | $1.4M | — |
Lending volume by year
1'12
1'13
2'14
1'17
6'20
2'21
2'22
1'23
2'25
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).