FE
SBA 7(a) franchise lending portfolio
Flagship Enterprise Center, Inc. (dba Bankable)
EXCELLENT risk
- Total loans
- 12
- Loan volume
- $2.0M
- Avg loan size
- $166K
- Charge-off rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
8.04%
Franchises funded
9
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Jack's Donuts | 4 | $650K | 0.0% (low risk) |
| 101 Mobility | 1 | $90K | N/A |
| Everdry Waterproofing | 1 | $250K | 0.0% (low risk) |
| Arthur Murray Dance Studios | 1 | $100K | 0.0% (low risk) |
| Midas | 1 | $150K | 0.0% (low risk) |
| Rockstars of Tomorrow | 1 | $100K | N/A |
| Engel & Völkers - License Agre | 1 | $250K | 0.0% (low risk) |
| Oxi Fresh Carpet Cleaning | 1 | $175K | N/A |
| Home Instead/Home Instead Seni | 1 | $229K | 0.0% (low risk) |
Lending volume by year
2'16
5'17
1'18
1'21
2'22
1'25
Geographic exposure
120.0% (low risk)
Portfolio summary
Total funded$2.0M
Defaults0 of 12
Risk tierEXCELLENT
Avg rate8.04%
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).
Frequently asked questions
- How many SBA 7(a) franchise loans has Flagship Enterprise Center, Inc. (dba Bankable) originated?
- 12 loans totaling $2.0M. The portfolio carries a 0.0% charge-off rate, earning a “EXCELLENT” risk rating.
- What is the charge-off rate and why does it matter?
- Charge-off rate = charge-offs / (charge-offs + paid-in-full). For SBA 7(a) franchise lending, the national average runs 5–8%. Portfolios materially above that signal either riskier franchise selection or weaker underwriting.
- Where does this lending data come from?
- SBA 7(a) loan records released under the Freedom of Information Act. Each record carries approval date, amount, lender, business type, NAICS code, location, and outcome. See methodology.
- Which franchise brands does Flagship Enterprise Center, Inc. (dba Bankable) fund the most?
- The “Top franchise exposures” table above lists the brands Flagship Enterprise Center, Inc. (dba Bankable) has the largest concentration in. Click any brand to see its full FDD-disclosed financials, growth trajectory, and SBA loan performance across all lenders.