FranchiseVerdict
Flagship Enterprise Center, Inc. (dba Bankable) logo

SBA 7(a) franchise lending portfolio

Flagship Enterprise Center, Inc. (dba Bankable)

EXCELLENT risk
Total loans
12
Loan volume
$2.0M
Avg loan size
$166K
Default rate
0.0%
vs 15.4% national avg

Defaults

0

Avg interest

8.04%

Franchises funded

9

Risk rating

EXCELLENT

Top franchise exposures

FranchiseLoansVolumeDefault %
Jack's Donuts4$650K0.0%
101 Mobility1$90K
Everdry Waterproofing1$250K0.0%
Arthur Murray Dance Studios1$100K0.0%
Midas1$150K0.0%
Rockstars of Tomorrow1$100K
Engel & Völkers - License Agre1$250K0.0%
Oxi Fresh Carpet Cleaning1$175K
Home Instead/Home Instead Seni1$229K0.0%

Lending volume by year

2
'16
5
'17
1
'18
1
'21
2
'22
1
'25

Geographic exposure

120.0%

Portfolio summary

Total funded$2.0M
Defaults0 of 12
Risk tierEXCELLENT
Avg rate8.04%

Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict

Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).