101 MobilityFranchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A 101 MOBILITY franchise requires a total initial investment of $182K – $259K, including a $74K franchise fee and an ongoing 7.0% royalty[2]. Per the 2025 FDD, average unit revenue was $768K[2]. SBA 7(a) loans show a 7.7% charge-off rate across 23 loans[1]. Verdict grade: A. Run a live ROI scan →
Data last verified June 18, 2026 · figures per the 2025 FDD issuance
Overview
- Investment
- $182K – $259K
- 19th pct Retail
- Avg gross sales
- $768K
- 9th pct Retail
- Royalty
- 7.0%
- 24th pct Retail
- Units
- 194
- 31st pct Retail
- SBA default
- 7.7%
- system-wide median varies by category
Quick verdict · Retail · color = vs category peers
Green = >15% above Retail avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Each dollar invested generates 3.5x in gross revenue, well above the typical 1.5-2.5x range.
Bottom line
- Total investment $182K – $259K including a $74K franchise fee, 7.0% ongoing royalty.
- Average unit revenue of $768K/year (median $785K).
- Verdict A (Top Quintile) with a risk score of 52/100. SBA loan charge-off rate of 7.7% across 23 loans (near or below the 16% franchise average, based on all SBA 7(a) franchise lending, 2010–2024).
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- 101 Mobility Franchise Systems, LLC
- Parent company
- 101M AcquisitionCo, Inc.
- Incorporated in
- NC
- HQ
- 5221 Oleander Drive, Wilmington, North Carolina 28403
- Auditor
- Earney Accountants & Advisors, PLLC
- Audited financials
- Franchisor revenue
- $8.4M
- vs $9.3M prior year
Overview
About
101 Mobility franchisees operate mobile accessibility solution businesses, installing and selling mobility equipment (ramps, lifts, stairlifts, grab bars) primarily to aging and disabled populations. Day-to-day operations involve in-home assessments, equipment sales, installation, customer service, and local marketing in protected territories.
- CEO
- Joseph C. Loch
- Headquarters
- NC
- Founded
- 2010
- FDD year
- 2025
- States available
- 38
FDD Item 7 · 2025 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $74K | $74K |
| Working capital (3–6 mo) | $50K | $75K |
| Equipment, build-out, other | $58K | $110K |
| Total initial investment | $182K | $259K |
Source: 101 MOBILITY 2025 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Single-unit · estimated
Returns at a glance
Indicative numbers using FDD Item 7 / Item 19 inputs and category-benchmarked cost ratios. Full single-unit, 25-unit portfolio, and LBO models (with every input editable to stress-test your own scenario) live on the financials page.
Store EBITDA · annual
$46K
6.0% margin
Unlevered ROIC
16%
EBITDA / total invested capital
Payback
6.1 yrs
cash-on-cash, unlevered
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $182K – $259K
- Better than avg vs category
- Liquid capital req'd
- $50K – $75K
- Better than avg vs category
- Franchise fee
- $44K – $74K
- Near category avg vs category
- Royalty
- 7.0%
- Gross Sales · typical 6–8%
- Ad fund
- 2.0%
- typical 3–5%
- Total fee load
- 9.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 7.0% of gross sales |
| Marketing / ad fund | 2.0% of gross sales |
| Technology fee | $125 |
| Transfer fee | $10K |
| Renewal fee | $8K |
| Total fee load | 9.0% of rev |
Financial Performance
- Avg gross sales
- $768K
- Per unit, per year
- Median gross sales
- $785K
- Item 19 type
- Quartile Averages for Territory Sales
- Sample size
- 55 units
- vs category median 49
- Range (low → high)
- $37K→$3.7M
- Cohort dispersion (min → max)
- Transparency
- 4 / 5
- vs category median 2 / 5 · above
Compared against 304 Retail brands
vs Retail averages
How 101 Mobility Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 194
- Opened
- 1
- Last reporting year
- Closed
- 0
- Turnover rate
- 0.0%
- Company-owned
- 16
- Corporate units in the system
- % franchised
- 92%
- vs corporate-owned
- Net growth (yr3)
- +0.6%
- Net unit change last year
- 3-yr CAGR
- +3.5%
- Compounded over last 3 years
3-year detail · Item 20
- Transfers (3yr)
- 4
Last reporting year only, multi-year history not disclosed in this brand's FDD.
Item 20 · 30 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 23
- Loan volume
- $4.2M
- Median loan
- $150K
- 50th percentile
- Charge-off rate
- 7.7%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 92.3%
- 5-yr charge-off
- 0.0%
- Loans approved 2021+
- Active lenders
- 18
- Defaults
- 1
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into 101 Mobility's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 10 lenders with concentration factor
- Per-state charge-off rates across 15 states
- Startup risk premium and job creation velocity
- 10-year lending trend
Instant access. No subscription.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
101 Mobility presents moderate-to-cautious risk with minimal unit growth, opaque profitability data, and litigation history that obscures realistic earnings potential relative to investment.
Audited financials (Item 21)
Yes · Earney Accountants & Advisors, PLLC
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Score breakdown · what drove the 52 / 100 rating
- 01MINORStagnant unit growth (0.6% YoY) suggests system maturation or contraction challenges with only 194 units
- 02MINORNo Item 19 (Average Net Income) disclosure limits ability to validate $767,913 average revenue claims or assess true profitability
- 03HIGHLitigation history shows franchisor aggressively pursued former franchisee, raising concerns about dispute resolution and relationship management
- 04MEDHigh initial investment ($181,850–$258,600) combined with undisclosed net income creates significant ROI uncertainty
- 05MINORTiered royalty structure (7% down to 5%) incentivizes growth but may compress margins for lower-revenue operators
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Allowed renewalsℹ | 1 |
| Territory type | ZIP Codes |
| Protected territory | Yes |
| Online sales rights | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Not allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Right of first refusalℹ | Yes |
| Termination notice | 20 days |
| Mandatory arbitration | No |
| Jury trial waiver | Yes |
| Governing law | North Carolina |
| Litigation count | 1 |
Items 10, 11
Training & Operations
- Classroom training
- 80 hrs
- On-the-job training
- 0 hrs
- POS system
- MOBILINK
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: MOBILINK
Item 20 · call current owners
Franchisee Contacts
56 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
101 MOBILITY · FDD (2025) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a 101 MOBILITY franchise?
The total investment to open a 101 MOBILITY franchise ranges from $182K – $259K, with an initial franchise fee of $74K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do 101 MOBILITY franchise owners earn?
According to Item 19 of the 101 MOBILITY FDD, the average gross sales per unit is $768K. The median is $785K. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
What is 101 MOBILITY's franchise failure rate?
Based on SBA 7(a) loan data, 101 MOBILITY has a charge-off rate of 7.7% across 23 loans, meaning 7.7% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many 101 MOBILITY franchise locations are there?
As of their most recent FDD filing, 101 MOBILITY has 194 total units in the United States. 1 new units were opened in the latest reporting year.
Is 101 MOBILITY a good franchise to buy?
FranchiseVerdict rates 101 MOBILITY as a A-grade franchise with a risk score of 52 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.