101 Mobility Franchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
Analysis by FranchiseVerdict Research · Methodology
101 Mobility is a retail-and-service franchise selling, installing, and servicing mobility and accessibility equipment, stairlifts, ramps, and lifts. Franchisees run a showroom-and-install operation handling consultations, installations, and service in a territory.
FranchiseVerdict summary · 2026
A 101 MOBILITY franchise requires a total initial investment of $196K – $281K, including a $44K – $74K franchise fee and an ongoing 7.0% royalty[2]. Per the 2026 FDD, average unit revenue was $814K[2]. SBA 7(a) loans show a 7.7% charge-off rate across 23 loans[1]. FranchiseVerdict grade: C (Average), an editorial assessment, not investment advice. Run a live ROI scan →
Data last verified · figures per the 2026 FDD issuance
Overview
- Investment
- $196K – $281K
- 23rd pct Retail
- Avg gross sales
- $814K
- 8th pct Retail
- Royalty
- 7.0%
- 26th pct Retail
- Units
- 178
- 34th pct Retail
- SBA charge-off
- 7.7%
- % of SBA 7(a) loans not repaid · median varies by category
Quick verdict · Retail · color = vs category peers
Green = favorable by >10% vs Retail avg · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $196K – $281K including a $74K franchise fee, 7.0% ongoing royalty.
- RETURNSAverage unit revenue of $814K/year.
- RISKVerdict C (Average), verdict score 46/100 (higher is better). SBA loan charge-off rate of 7.7% across 23 loans (near or below the 16% franchise average, based on all SBA 7(a) franchise lending, 2010–2025).
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- 101 Mobility Franchise Systems, LLC
- Parent company
- 101M AcquisitionCo, Inc.
- Ultimate parent
- Mobility HoldCo, LP
- Predecessor
- None disclosed
- Prior franchisor entity
- CEO title
- Chief Executive Officer
- Brian Belmont
- Incorporated in
- North Carolina
- HQ
- 5221 Oleander Drive, Wilmington, North Carolina 28403
- Auditor
- Earney Accountants & Advisors, PLLC
- Audited financials
- Franchisor revenue
- $11.3M
- vs $9.3M prior year
Overview
About
- CEO
- Brian Belmont
- Headquarters
- North Carolina
- Founded
- 2010
- FDD year
- 2026
- States available
- 40
Can you afford it, and what does the money buy?
Entry cost runs 42% below the typical retail franchise.
Source: FDD 2026 · Items 5–7
FDD Item 7 · 2026 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $74K | $74K |
| Working capital (3–6 mo) | $50K | $75K |
| Equipment, build-out, other | $72K | $132K |
| Total initial investment | $196K | $281K |
Source: 101 MOBILITY 2026 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $196K – $281K
- Top 40% of category vs category
- Liquid capital req'd
- $50K – $75K
- Top 40% of category vs category
- Franchise fee
- $44K – $74K
- Middle of category vs category
- Royalty
- 7.0%
- tiered · typical 6–8%
- Ad fund
- 2.0%
- typical 3–5%
- Total fee load
- 9.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 7.0% of gross sales |
| Marketing / ad fund | 2.0% of gross sales |
| Technology fee | $125 |
| Training fee | $300 |
| Transfer fee | $10K |
| Renewal fee | $8K |
| Total fee load | 9.0% of rev |
What do units actually make?
Average unit sales run 16% below the retail norm.
Source: FDD 2026 · Item 19
Single-unit · estimated
Returns at a glance
Indicative numbers using FDD Item 7 / Item 19 inputs and category-benchmarked cost ratios. Full single-unit, 25-unit portfolio, and LBO models (with every input editable to stress-test your own scenario) live on the financials page.
Store EBITDA · annual
$49K
6.0% margin
Unlevered ROIC
16%
EBITDA / total invested capital
Payback
6.2 yrs
cash-on-cash, unlevered
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
What one unit earns on your invested capital
Model A · Single-Unit Return
Computes unlevered return on invested capital (ROIC) for a single franchise unit. The target band for an attractive franchise is 30–60% ROIC. Below that and a passive index fund likely outperforms; above that and the franchisor has pricing power you're subsidizing.
Note: Item 19 revenue is what the franchisor discloses. It's the top line only. Operating costs below are category estimates. Override them to match your real lease quote, labor market, and build-out budget.
Returns model · single-unit ROIC
What would one 101 MOBILITY unit return on the cash you put in?
Unlevered ROIC · per unit
Estimated return on your total franchise investment, before any debt financing.
16%
Below the 30–60% attractive-franchise band
What 25 units return when you use SBA financing
Model B · Return on Equity: Debt-Financed Acquisition
Models a 25-unit portfolio acquisition financed with an SBA 7(a) loan. Shows equity IRR (your return on cash invested), DSCR (how safely the cash flow covers debt service), and the capital stack (SBA + seller + equity breakdown).
This is the “search fund” or “entrepreneurship through acquisition” scenario: you buy an existing multi-unit operator, use leverage to amplify returns, and either operate or hire management. The 25-unit size is the typical minimum for an SBA-backed franchise portfolio acquisition to pencil as a full-time income.
What “return on equity” means here: if you put in $500K of your own cash and the business generates enough EBITDA to pay down debt and grow, your equity IRR is the annual return on that $500K, including the value created when you eventually sell. Target IRR for a search fund is typically 25–35%.
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2026 FDD
Financial Performance
- Avg gross sales
- $814K
- Per unit/yr · from the Item 19 franchised-cohort breakdown (no single system-wide average disclosed)
Gross sales are revenue before expenses — not profit. Actual owner earnings depend on rent, labor, royalties, marketing fees, and debt service.
- Item 19 type
- quartile
- Sample size
- 155
- vs category median 47 · large
- Quartile band
- $318K→$1.7M
- Bottom 25% → top 25%
- Reporting year
- 2025
- Fiscal year the figures cover
- Source filing
- FDD 2026
- Disclosed in the 2026 filing, covering 2025
- Transparency
- 4 / 10
- vs category median 3 / 10 · above
Compared against 278 Retail brands
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Unit economics
Average unit generates $814K/year in gross sales. Revenue-to-investment ratio: 3.4x.
Fee burden
Total ongoing fee load of 9.0% (near the Retail average).
Disclosure
Transparency score 4/10 — this franchisor discloses detailed breakdowns (quartiles, segments, or cohort data). Buyers can model unit economics with higher confidence.
Operator retention
System roughly stable (+3.5% 3-year CAGR) with 178 units.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Retail averages
How 101 Mobility Compares
Is the system healthy?
Source: FDD 2026 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 178
- Opened
- 10
- Last reporting year
- Closed
- 15
- Terminated
- 2
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 7
- Term expired, not renewed (per Item 20)
- Turnover rate
- 0.0%
- Company-owned
- 14
- Corporate units in the system
- % franchised
- 92%
- vs corporate-owned
- Net growth (3-yr)
- +3.5%
- Net unit change over 3 years
- 3-yr CAGR
- +3.5%
- Compounded over last 3 years
3-year detail · Item 20
- Opened (3yr)
- 5
- Closed (3yr)
- 0
- Terminated (3yr)
- 0
- Non-renewed (3yr)
- 0
- Transfers (3yr)
- 3
- Reacquired (3yr)
- 0
- Franchisor bought back
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 30 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 23
- Loan volume
- $4.2M
- Median loan
- $150K
- 50th percentile
- Charge-off rate
- 7.7%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 92.3%
- 5-yr charge-off
- 0.0%
- Loans approved 2021+
- Active lenders
- 18
- Defaults
- 1
- Typical loan rate
- 7.7%
- avg rate to borrowers
- Franchised industry avg
- 16.3%
- brand beats franchise avg ↓
- Jobs supported
- 121
- 2.9 per loan
- Lender concentration
- 13%
- top lender's share
Borrower mix: 59% went to startups / new businesses, 41% to established operators
Franchise vs independent — in all other health and personal care stores, franchised businesses charge off at 16.3% vs 21.4% for independents — franchising is associated with 24% lower SBA default risk in this category.
Top lenders financing 101 Mobility franchisees
Showing 3 of 18 lenders. The full breakdown — every lender, state distribution, interest rates & risk ratings — is in the SBA Lending Report below.
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into 101 Mobility's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 10 lenders with concentration factor
- Per-state charge-off rates across 15 states
- Startup risk premium and job creation velocity
- 10-year lending trend
Instant access. No subscription.
What could kill this investment?
SBA loans charge off at 7.7% — 52% below the 16.0% national norm, i.e. lower lender-observed risk.
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
101 Mobility presents moderate-to-cautious risk with minimal unit growth, opaque profitability data, and litigation history that obscures realistic earnings potential relative to investment.
Litigation (Item 3)
101 Mobility Franchise Systems, LLC v. RAMMCO, LLC et al. (N.D. Ga., filed July 21, 2017): franchisor sued a terminated franchisee and its guarantors for continuing to operate a competing business and use 101 MOBILITY trademarks/customer information post-termination, plus breach of the franchise agreement and guaranties. Settled with franchisee agreeing to cease operations and comply with a non-compete; franchisor waived some amounts owed and agreed to pay $40,000 at settlement and $20,000 at the end of the non-compete period.
Largest disclosed settlement: $60,000
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Earney Accountants & Advisors, PLLC
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Kickbacks from required suppliers: Yes
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 46 / 100 verdict
- 01MINORStagnant unit growth (0.6% YoY) suggests system maturation or contraction challenges with only 194 units
- 02MINORNo Item 19 (Average Net Income) disclosure limits ability to validate $767,913 average revenue claims or assess true profitability
- 03HIGHLitigation history shows franchisor aggressively pursued former franchisee, raising concerns about dispute resolution and relationship management
- 04MINORTiered royalty structure (7% down to 5%) incentivizes growth but may compress margins for lower-revenue operators
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Ongoing fees run about 9.0% of sales (royalty + ad fund), before rent and labor.
Source: FDD 2026 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Allowed renewalsℹ | 1 |
| Territory type | protected |
| Protected territory | Yes |
| Exclusive territoryℹ | No |
| Territory radius | 25 mi |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Not allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 25 mi |
| Right of first refusalℹ | Yes |
| Transfer requires consent | Yes |
| Termination notice | 20 days |
| Termination groundsℹ | 18 |
| Curable defaultsℹ | 4 |
| Mandatory arbitration | No |
| Arbitration location | Wilmington, North Carolina |
| Jury trial waiver | Yes |
| Governing law | North Carolina |
| Litigation count | 1 |
View Item 3 litigation summary
101 Mobility Franchise Systems, LLC v. RAMMCO, LLC et al. (N.D. Ga., filed July 21, 2017): franchisor sued a terminated franchisee and its guarantors for continuing to operate a competing business and use 101 MOBILITY trademarks/customer information post-termination, plus breach of the franchise agreement and guaranties. Settled with franchisee agreeing to cease operations and comply with a non-compete; franchisor waived some amounts owed and agreed to pay $40,000 at settlement and $20,000 at the end of the non-compete period.
Items 10, 11
Training & Operations
- Classroom training
- 152 hrs
- On-the-job training
- 15 hrs
- Training location
- Wilmington, North Carolina (franchisor headquarters), plus virtual/online classroom modules and on-site training at franchisee location
- Ongoing training
- Required
- Time to open
- 2 mo
- From signing to launch
- Site selection
- franchisee identifies site, franchisor approves within ~30 days
- Franchisor financing
- Not offered
- Item 10
- POS system
- MOBILINK
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: MOBILINK
Item 20 · call current owners
Franchisee Contacts
56 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
101 MOBILITY · FDD (2026) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a 101 MOBILITY franchise?
The total investment to open a 101 MOBILITY franchise ranges from $196K – $281K, with an initial franchise fee of $74K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do 101 MOBILITY franchise owners earn?
According to Item 19 of the 101 MOBILITY FDD, the average gross sales per unit is $814K. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
What is Item 19 in the 101 MOBILITY FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the 101 MOBILITY FDD and qualifies whose outlets they describe.
What is 101 MOBILITY's franchise failure rate?
Based on SBA 7(a) loan data, 101 MOBILITY has a charge-off rate of 7.7% across 23 loans, meaning 7.7% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many 101 MOBILITY franchise locations are there?
As of their most recent FDD filing, 101 MOBILITY has 178 total units in the United States, including 164 franchised units and 14 company-owned units. 10 new units were opened in the latest reporting year.
Is 101 MOBILITY a good franchise to buy?
FranchiseVerdict rates 101 MOBILITY as a C-grade franchise with a verdict score of 46 out of 100 (higher is better), based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.