101 Mobility Franchise Cost, Revenue & Review 2026
- Investment
- $196K – $281K
- Disclosed sales
- $814K
- gross sales, not profit
- SBA charge-off
- 7.7%
- on 23 loans
Data from FDD filing + SBA 7(a) records
Analysis by FranchiseVerdict Research · Methodology
101 Mobility is a retail-and-service franchise selling, installing, and servicing mobility and accessibility equipment, stairlifts, ramps, and lifts. Franchisees run a showroom-and-install operation handling consultations, installations, and service in a territory.
FranchiseVerdict summary · 2026
A 101 MOBILITY franchise requires a total initial investment of $196K – $281K, including a $44K – $74K franchise fee and an ongoing 7.0% royalty[2]. Per the 2026 FDD, average unit revenue was $814K[2]. SBA 7(a) loans show a 7.7% charge-off rate across 23 loans[1]. FranchiseVerdict grade: B (Above average), an editorial assessment, not investment advice. Run a live ROI scan →
Sources, dates and evidence
FDD issued: · Data extracted: · Last cited check: · Staleness risk: low - issued within the last 12 months
Evidence: strong✓ Investment (Item 7)✓ Item 19 status✓ Units and owners (Item 20)✓ SBA loan coverage✓ Litigation (Item 3)✓ Financial statements (Item 21)✓ Franchisor identityhow this is scored6 of 6 headline figures on this page cite a page of the filing.
Overview
- Investment
- $196K – $281K
- 23rd pct Retail
- Avg gross sales
- $814K
- Cohort-only Item 1910th pct Retail
- Royalty
- 7.0%
- 29th pct Retail
- Units
- 178
- 34th pct Retail
- SBA charge-off
- 7.7%
- % of SBA 7(a) loans not repaid · median varies by category
Quick verdict · Retail · color = vs category peers
Green = favorable by >10% vs Retail median · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $196K – $281K including a $74K franchise fee, 7.0% ongoing royalty.
- RETURNSAverage unit revenue of $814K/year. 101 MOBILITY discloses Item 19 performance by performance quartile, reported twice - once per territory and once per franchisee, and states no single system-wide average, so the unit revenue shown is not a figure its FDD publishes.
- RISKVerdict B (Above average), verdict score 46/100 (higher is better). SBA loan charge-off rate of 7.7% across 23 loans (near or below the 16% franchise average, based on all SBA 7(a) franchise lending, 2010–2025).
- GROWTHNegative: net -14 franchised outlets in the latest year (10 opened, 15 closed); 4 signed but not yet open (Item 20).
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- 101 Mobility Franchise Systems, LLC
- Parent company
- 101M AcquisitionCo, Inc.
- FDD Item 1, page 8 of the 2026 FDD
- Ultimate parent
- Mobility HoldCo, LP
- FDD Item 1, page 8 of the 2026 FDD
- Predecessor
- None disclosed
- Prior franchisor entity
- CEO title
- Chief Executive Officer
- Brian Belmont
- Incorporated in
- North Carolina
- HQ
- 5221 Oleander Drive, Wilmington, North Carolina 28403
- Auditor
- Earney Accountants & Advisors, PLLC
- Audited financials
- Franchisor revenue
- $11.3M
- vs $9.3M prior year
Overview
About
- CEO
- Brian Belmont
- Headquarters
- North Carolina
- Founded
- 2010
- FDD year
- 2026
- States available
- 40
Can you afford it, and what does the money buy?
Entry cost runs 29% below the typical retail franchise.
Source: FDD 2026 · Items 5–7
FDD Item 7 · 2026 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $74K | $74K |
| Working capital (3–6 mo) | $50K | $75K |
| Equipment, build-out, other | $72K | $132K |
| Total initial investment | $196K | $281K |
Source: 101 MOBILITY 2026 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $196K – $281K
- Top 40% of category vs category
- Liquid capital req'd
- $50K – $75K
- Top 40% of category vs category
- Franchise fee
- $44K – $74K
- Middle of category vs category
- Royalty
- 7.0%
- Tiered by sales volume · typical 6–8%
- Ad fund
- 2.0%
- typical 3–5%
- Total fee load
- 9.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 7.0% of gross sales |
| Marketing / ad fund | 2.0% of gross sales |
| Technology fee | $125 |
| Training fee | $300 |
| Transfer fee | $10K |
| Renewal fee | $8K |
| Total fee load | 9.0% of rev |
What do units actually make?
Average unit sales land near the retail norm.
Item 19 of this FDD reports outlet performance by performance quartile, reported twice - once per territory and once per franchisee, and states no single system-wide average. The figure shown here is not one the filing publishes; the cohorts it does disclose are listed with it.
Source: FDD 2026 · Item 19
Single-unit · not modelled
Returns at a glance
An FDD discloses gross sales, not profit, and the operating costs that turn one into the other are in no filing. We publish no modelled return for 101 MOBILITY until someone supplies them — yours, in the models below.
—
Not modelled yet
An FDD discloses gross sales, not profit. We hold no sourced figure for COGS, labour, rent / occupancy and other operating costs, and will not substitute an assumed one. Enter your own and the model runs on your assumptions.
Total invested capital · disclosed
$301K
Item 7 initial investment plus working capital, as filed — the one figure here that needs no assumption.
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
What one unit earns on your invested capital
Model A · Single-Unit Return
Computes unlevered return on invested capital (ROIC) for a single franchise unit, read against the 30–60% reference band · Yale SOM, Post-MBA Path Exhibit 2 (2023). Below that band a passive index fund likely outperforms; above it the franchisor has pricing power you're subsidizing.
Note: Item 19 revenue is what the franchisor discloses, and it is the top line only — gross sales are not profit. No FDD discloses the operating costs that turn one into the other, so those fields start empty and nothing is modelled until you supply them from your own lease quote, labor market and build-out budget.
Returns model · single-unit ROIC
What would one 101 MOBILITY unit return on the cash you put in?
Illustrative category typicals — not sourced to any filing, survey or sample. Replace them with figures from franchisee validation calls before you rely on the output.
Unlevered ROIC · per unit
Your modelled return on total invested capital, before any debt financing.
—
An FDD discloses gross sales, not profit. We hold no sourced figure for COGS, labour, rent / occupancy and other operating costs, and will not substitute an assumed one. Enter your own and the model runs on your assumptions.
What 25 units return when you use SBA financing
Model B · Return on Equity: Debt-Financed Acquisition
Models a 25-unit portfolio acquisition financed with an SBA 7(a) loan. Shows equity IRR (your return on cash invested), DSCR (how safely the cash flow covers debt service), and the capital stack (SBA + seller + equity breakdown).
This is the “search fund” or “entrepreneurship through acquisition” scenario: you buy an existing multi-unit operator, use leverage to amplify returns, and either operate or hire management. The 25-unit size is the typical minimum for an SBA-backed franchise portfolio acquisition to pencil as a full-time income.
What “return on equity” means here: if you put in $500K of your own cash and the business generates enough EBITDA to pay down debt and grow, your equity IRR is the annual return on that $500K, including the value created when you eventually sell. Target IRR for a search fund is typically 25–35%.
Not modelled yet
An FDD discloses gross sales, not profit. We hold no sourced figure for COGS, labour, rent / occupancy and other operating costs, and will not substitute an assumed one. Enter your own and the model runs on your assumptions.
A 25-unit return is built on a per-unit EBITDA. Fill in the operating costs in Model A above and this model runs on that figure, or take the whole scenario to the full ROI workbench, where the portfolio and LBO models accept your own per-unit economics directly.
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2026 FDD
Financial Performance
Item 19 of this FDD reports outlet performance by performance quartile, reported twice - once per territory and once per franchisee, and states no single system-wide average. The figure shown here is not one the filing publishes; the cohorts it does disclose are listed with it.
- Avg gross sales
- $814K
- Per unit, per year
Gross sales are revenue before expenses — not profit. Actual owner earnings depend on rent, labor, royalties, marketing fees, and debt service.
- Item 19 type
- quartile
- Sample size
- 155 territories
- vs category median 46 · large
- Quartile band
- $318K→$1.7M
- Bottom 25% → top 25%
- Reporting year
- 2025
- Fiscal year the figures cover
- Source filing
- FDD 2026
- Disclosed in the 2026 filing, covering 2025
- Transparency
- 4 / 10
- vs category median 3 / 10 · above
Compared against 278 Retail brands
Item 19 · by performance quartile, reported twice - once per territory and once per franchisee
What the filing does disclose
Each row below is quoted from the FDD's own Item 19 table. The single average above is not - the filing states no system-wide figure, and we cannot attribute the one shown to any row here.
Item 19 detail
Item 19 also discloses "Revenue per Job" (Gross Sales divided by number of sales-order "jobs"), a per-job metric, not a whole-unit revenue figure, so it was excluded from avg_gross_sales.
By quartile
| Segment | Sample (territories) | Avg |
|---|---|---|
| Per Territory Sales - Q1 (top) | 13 territories | $1.7M |
| Per Territory Sales - Q2 | 13 territories | $946K |
| Per Territory Sales - Q3 | 13 territories | $627K |
| Per Territory Sales - Q4 (bottom) | 14 territories | $318K |
| Per Franchisee Sales - Q1 (top) | 13 territories | $5.2M |
| Per Franchisee Sales - Q2 | 13 territories | $2.4M |
| Per Franchisee Sales - Q3 | 13 territories | $1.5M |
| Per Franchisee Sales - Q4 (bottom) | 14 territories | $652K |
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Unit economics
Average unit generates $814K/year in gross sales. Revenue-to-investment ratio: 3.4x.
Fee burden
Total ongoing fee load of 9.0% (near the Retail median).
Disclosure
Transparency score 4/10 — this franchisor discloses detailed breakdowns (quartiles, segments, or cohort data). Buyers can model unit economics with higher confidence.
Operator retention
System roughly stable (+3.5% 3-year CAGR) with 178 units.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Retail medians
How 101 Mobility Compares
Category median of published Retail brands that report the figure; the middle half spans the 25th to 75th percentile and n counts the brands behind it. Medians are used because a few very large systems pull an average far from the typical brand. Revenue is disclosed gross sales, not profit.
Is the system healthy?
Source: FDD 2026 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 178
- Opened
- 10
- Last reporting year
- Closed
- 15
- Terminated
- 2
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 7
- Term expired, not renewed (per Item 20)
- Turnover rate
- N/A
- Company-owned
- 14
- Corporate units in the system
- % franchised
- 92%
- vs corporate-owned
- Net growth (3-yr)
- +3.5%
- Net unit change over 3 years
- 3-yr CAGR
- +3.5%
- Compounded over last 3 years
Last fiscal year · Item 20 exits and transfers
- Terminated
- 2
- Not renewed
- 7
- Transferred
- 10
- Reacquired
- 0
- Franchisor bought back
- Signed, not yet open
- 4
- 0.02 per open outlet · Item 20 Table 5
- Projected new
- 0
- Franchisor's next-year forecast
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 30 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
Where the owners are · Item 20 owner list
56 current owners across 30 states.
- TX 5
- CA 4
- NC 4
- SC 4
- IL 3
- KY 3
- NY 3
- DE 2
- IN 2
- ME 2
- NJ 2
- PA 2
- +18 more states
Counts only, from the list the franchisor prints in Item 20. Names and phone numbers are for your own due diligence and are not shown here.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 23
- Loan volume
- $4.2M
- Median loan
- $150K
- 50th percentile
- Charge-off rate
- 7.7%
- on 23 loans · rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 92.3%
- 5-yr charge-off
- 0.0%
- Loans approved 2021+
- Active lenders
- 18
- Defaults
- 1
- Typical loan rate
- 7.7%
- avg rate to borrowers
- Franchised industry avg
- 16.3%
- brand beats franchise avg ↓
- Jobs supported
- 121
- 2.9 per loan
- Lender concentration
- 13%
- top lender's share
Borrower mix: 59% went to startups / new businesses, 41% to established operators
Franchise vs independent — in all other health and personal care stores, franchised businesses charge off at 16.3% vs 21.4% for independents — franchising is associated with 24% lower SBA default risk in this category.
Top lenders financing 101 Mobility franchisees
Showing 3 of 18 lenders. The full breakdown — every lender, state distribution, interest rates & risk ratings — is in the SBA Lending Report below.
Explore lender portfolios on Bank Reports or regional data on State Reports.
Lender network · 7(a) + 504
SBA Lending Report
Full lending analysis for 101 Mobility from SBA 7(a) FOIA data.
- Principal loss rate
- 1.2%
- Avg SBA guarantee
- 66%
- Avg interest rate
- 7.71%
- Avg chargeoff amount
- $50K
- Lender concentration
- 13.0%
- Job velocity
- 2.9 per $100K
- NAICS benchmark
- 7.4%
- NAICS 446199
- Jobs supported
- 121
Top SBA lendersTop lender holds 13% of loans
| # | Lender | Loans | Volume | Default % |
|---|---|---|---|---|
| 1 | Needham Bank | 3 | $650K | 0.0% |
| 2 | The Huntington National Bank | 3 | $408K | 0.0% |
| 3 | U.S. Bank, National Association | 2 | $125K | 0.0% |
| 4 | LendingClub Bank, National Association | 1 | $303K | 0.0% |
| 5 | Flagship Enterprise Center, Inc. (dba Bankable) | 1 | $90K | N/A |
| 6 | TD Bank, National Association | 1 | $50K | 100.0% |
| 7 | Celtic Bank Corporation | 1 | $150K | 0.0% |
| 8 | First Western Bank & Trust | 1 | $73K | 0.0% |
| 9 | Carolina Small Business Development Fund | 1 | $290K | N/A |
| 10 | Columbia Bank | 1 | $630K | N/A |
Geographic failure vector
| State | Loans | Defaults | Rate |
|---|---|---|---|
| MAMassachusetts | 3 | 0 | 0.0% |
| IDIdaho | 2 | 0 | 0.0% |
| ILIllinois | 2 | 0 | 0.0% |
| INIndiana | 2 | 0 | 0.0% |
| TXTexas | 2 | 0 | 0.0% |
| AKAlaska | 1 | 0 | -- |
| CACalifornia | 1 | 0 | 0.0% |
| COColorado | 1 | 0 | -- |
| FLFlorida | 1 | 1 | 100.0% |
| MNMinnesota | 1 | 0 | 0.0% |
SBA 7(a) lending trend
Borrower profile
Source: SBA 7(a) + 504 FOIA loan-level data, matched by FranchiseVerdict
What could kill this investment?
SBA loans charge off at 7.7% — 52% below the 16.0% national norm, i.e. lower lender-observed risk.
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
101 Mobility presents moderate-to-cautious risk with minimal unit growth, opaque profitability data, and litigation history that obscures realistic earnings potential relative to investment.
Litigation (Item 3)
Subject: the franchisor is a named party (plaintiff).
101 Mobility Franchise Systems, LLC v. RAMMCO, LLC et al. (N.D. Ga., filed July 21, 2017): franchisor sued a terminated franchisee and its guarantors for continuing to operate a competing business and use 101 MOBILITY trademarks/customer information post-termination, plus breach of the franchise agreement and guaranties. Settled with franchisee agreeing to cease operations and comply with a non-compete; franchisor waived some amounts owed and agreed to pay $40,000 at settlement and $20,000 at the end of the non-compete period.
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Earney Accountants & Advisors, PLLC
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Kickbacks from required suppliers: Yes
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 46 / 100 verdict
- 01MINORStagnant unit growth (0.6% YoY) suggests system maturation or contraction challenges with only 194 units
- 02MINORNo Item 19 (Average Net Income) disclosure limits ability to validate $767,913 average revenue claims or assess true profitability
- 03HIGHLitigation history shows franchisor aggressively pursued former franchisee, raising concerns about dispute resolution and relationship management
- 04MINORTiered royalty structure (7% down to 5%) incentivizes growth but may compress margins for lower-revenue operators
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Ongoing fees run about 9.0% of sales (royalty + ad fund), before rent and labor.
Source: FDD 2026 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Allowed renewalsℹ | 1 |
| Territory type | Protected territory |
| Protected territory | Yes |
| Exclusive territoryℹ | No |
| Territory radius | 25 mi |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Not allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 25 mi |
| Right of first refusalℹ | Yes |
| Transfer requires consent | Yes |
| Termination notice | 20 days |
| Termination groundsℹ | 18 |
| Curable defaultsℹ | 4 |
| Mandatory arbitration | No |
| Arbitration location | Wilmington, North Carolina |
| Jury trial waiver | Yes |
| Governing law | North Carolina |
| Litigation count | 1 |
View Item 3 litigation summary
101 Mobility Franchise Systems, LLC v. RAMMCO, LLC et al. (N.D. Ga., filed July 21, 2017): franchisor sued a terminated franchisee and its guarantors for continuing to operate a competing business and use 101 MOBILITY trademarks/customer information post-termination, plus breach of the franchise agreement and guaranties. Settled with franchisee agreeing to cease operations and comply with a non-compete; franchisor waived some amounts owed and agreed to pay $40,000 at settlement and $20,000 at the end of the non-compete period.
Items 10, 11
Training & Operations
- Classroom training
- 152 hrs
- On-the-job training
- 15 hrs
- Training location
- Wilmington, North Carolina (franchisor headquarters), plus virtual/online classroom modules and on-site training at franchisee location
- Ongoing training
- Required
- Time to open
- 2 mo
- From signing to launch
- Site selection
- franchisee identifies site, franchisor approves within ~30 days
- Franchisor financing
- Not offered
- Item 10
- POS system
- MOBILINK
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: MOBILINK
Item 20 · call current owners
Franchisee Contacts
56 owners to call
Name · phone · city · state. Extracted from FDD Item 20
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a 101 MOBILITY franchise?
The total investment to open a 101 MOBILITY franchise ranges from $196K – $281K, with an initial franchise fee of $74K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do 101 MOBILITY franchise owners earn?
According to Item 19 of the 101 MOBILITY FDD, the average gross sales per unit is $814K. Important context: Item 19 of this FDD reports outlet performance by performance quartile, reported twice - once per territory and once per franchisee, and states no single system-wide average. The figure shown here is not one the filing publishes; the cohorts it does disclose are listed with it.. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
Who owns 101 MOBILITY?
101 MOBILITY is franchised by 101 Mobility Franchise Systems, LLC. Its parent company is 101M AcquisitionCo, Inc.. The ultimate parent named in the FDD is Mobility HoldCo, LP. Source: FDD Item 1, 2026 filing.
What is Item 19 in the 101 MOBILITY FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the 101 MOBILITY FDD and qualifies whose outlets they describe.
What is 101 MOBILITY's franchise failure rate?
Based on SBA 7(a) loan data, 101 MOBILITY has a charge-off rate of 7.7% across 23 loans, meaning 7.7% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many 101 MOBILITY franchise locations are there?
As of their most recent FDD filing, 101 MOBILITY has 178 total units in the United States, including 164 franchised units and 14 company-owned units. 10 new units were opened in the latest reporting year.
Is 101 MOBILITY a good franchise to buy?
FranchiseVerdict rates 101 MOBILITY as a B-grade franchise with a verdict score of 46 out of 100 (higher is better). The grade is a deterministic score built from six weighted dimensions — financial health, unit economics, unit growth, scale, legal, and transparency — then calibrated against SBA loan charge-off rates and FDD age. Transparency is one of the six, so a filing that discloses less scores lower on that dimension than one that discloses more. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.