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SBA 7(a) franchise lending portfolio
BankFirst
EXCELLENT risk
- Total loans
- 11
- Loan volume
- $3.8M
- Avg loan size
- $349K
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
6.08%
Franchises funded
7
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Quiznos | 3 | $443K | 0.0% |
| Domino's Pizza | 3 | $781K | 0.0% |
| Kentucky Fried Chicken | 1 | $483K | 0.0% |
| Cartridge World | 1 | $155K | 0.0% |
| Anytime Fitness | 1 | $404K | — |
| Window World | 1 | $700K | — |
| Domino's | 1 | $872K | — |
Lending volume by year
1'00
1'01
1'05
1'06
1'08
1'12
1'14
1'15
1'19
1'21
1'23
Geographic exposure
100.0%
Portfolio summary
Total funded$3.8M
Defaults0 of 11
Risk tierEXCELLENT
Avg rate6.08%
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).