Schlotzsky’s vs 85°C Bakery Cafe
Franchise Comparison 2026
Both Schlotzsky’s and 85°C Bakery Cafe are quick-service restaurants franchises. Schlotzsky’s requires an investment of $648K – $2.0M while 85°C Bakery Cafe requires $819K – $1.8M. Schlotzsky’s discloses average revenue of $1.1M; 85°C Bakery Cafe does not report Item 19 data. Schlotzsky’s has SBA lending data on file with a 20.6% charge-off rate. FranchiseVerdict rates Schlotzsky’s B (Above average) and 85°C Bakery Cafe A (Strongest tier).
| Metric | Schlotzsky’s | 85°C Bakery Cafe |
|---|---|---|
| Verdict Grade | BAbove averageAbove average | AStrongest tierStrongest tier |
| Investment Range | $648K – $2.0M | $819K – $1.8M |
| Franchise Fee | $36K | $50K |
| Royalty Rate | 6.0% | 6.5% |
| Average Revenue (Item 19) | $1.1M | N/A |
| SBA Charge-Off Rate | 20.6% (533 loans) | N/A |
| Total Units | 308 | 88 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2017 | 2020 |
| FDD Year | 2025 | 2026 |
Investment Range
$648K – $2.0M
$819K – $1.8M
Franchise Fee
$36K
$50K
Royalty Rate
6.0%
6.5%
Average Revenue (Item 19)
$1.1M
N/A
SBA Charge-Off Rate
20.6% (533 loans)
N/A
Total Units
308
88
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2017
2020
FDD Year
2025
2026