Moe’s Southwest Grill vs 85°C Bakery Cafe
Franchise Comparison 2026
Both Moe’s Southwest Grill and 85°C Bakery Cafe are quick-service restaurants franchises. Moe’s Southwest Grill requires an investment of $745K – $1.8M while 85°C Bakery Cafe requires $819K – $1.8M. Moe’s Southwest Grill discloses average revenue of $1.2M; 85°C Bakery Cafe does not report Item 19 data. Moe’s Southwest Grill has SBA lending data on file with a 14.5% charge-off rate. FranchiseVerdict rates Moe’s Southwest Grill B (Above Average) and 85°C Bakery Cafe B (Above Average).
| Metric | Moe’s Southwest Grill | 85°C Bakery Cafe |
|---|---|---|
| Verdict Grade | ATop QuintileTop Quintile | BAbove AverageAbove Average |
| Investment Range | $745K – $1.8M | $819K – $1.8M |
| Franchise Fee | $31K | $50K |
| Royalty Rate | 5.0% | 6.5% |
| Average Revenue (Item 19) | $1.2M | N/A |
| SBA Charge-Off Rate | 14.5% (79 loans) | N/A |
| Total Units | 612 | 88 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2001 | 2020 |
| FDD Year | 2024 | 2026 |
Investment Range
$745K – $1.8M
$819K – $1.8M
Franchise Fee
$31K
$50K
Royalty Rate
5.0%
6.5%
Average Revenue (Item 19)
$1.2M
N/A
SBA Charge-Off Rate
14.5% (79 loans)
N/A
Total Units
612
88
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2001
2020
FDD Year
2024
2026