LINE-X vs PacLease
Franchise Comparison 2026
Both LINE-X and PacLease are automotive franchises. LINE-X requires an investment of $402K – $1.0M while PacLease requires $554K – $904K. LINE-X has SBA lending data on file with a 13.9% charge-off rate. FranchiseVerdict rates LINE-X F (Weakest tier) and PacLease A (Strongest tier).
| Metric | LINE-X | PacLease |
|---|---|---|
| Verdict Grade | FWeakest tierWeakest tier | AStrongest tierStrongest tier |
| Investment Range | $402K – $1.0M | $554K – $904K |
| Franchise Fee | $50K | $4K |
| Royalty Rate | 6.0% | 1.0% |
| Average Revenue (Item 19) | N/A | N/A |
| SBA Charge-Off Rate | 13.9% (204 loans) | N/A |
| Total Units | 142 | 457 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2021 | 1980 |
| FDD Year | 2026 | 2026 |
Investment Range
$402K – $1.0M
$554K – $904K
Franchise Fee
$50K
$4K
Royalty Rate
6.0%
1.0%
Average Revenue (Item 19)
N/A
N/A
SBA Charge-Off Rate
13.9% (204 loans)
N/A
Total Units
142
457
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2021
1980
FDD Year
2026
2026