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FranchiseVerdict

LINE-X vs PacLease

Franchise Comparison 2026

Both LINE-X and PacLease are automotive franchises. LINE-X requires an investment of $402K – $1.0M while PacLease requires $554K – $904K. Neither LINE-X nor PacLease makes a financial performance representation in Item 19 of its FDD — a voluntary item under the FTC Franchise Rule — so the two cannot be compared on disclosed unit revenue. LINE-X has SBA lending data on file with a 13.9% charge-off rate. FranchiseVerdict rates LINE-X F (Weakest tier) and PacLease A (Strongest tier).

Investment Range
$402K – $1.0M
$554K – $904K
Franchise Fee
$50K
$4K
Royalty Rate
6.0%
1.0%
Average Revenue (Item 19)
N/ANo Item 19 representation
N/ANo Item 19 representation
SBA Charge-Off Rate
13.9% (204 loans)
N/A
Total Units
142
457
Unit Growth (YoY)
-38 units
+18 units
Year Began Franchising
2021
1980
FDD Year
2026
2026