Liberty Tax Service vs Keystone Insurers Group
Franchise Comparison 2026
Both Liberty Tax Service and Keystone Insurers Group are financial services franchises. Liberty Tax Service requires an investment of $50K – $71K while Keystone Insurers Group requires $27K – $99K. Liberty Tax Service discloses average revenue of $165K; Keystone Insurers Group makes no financial performance representation in its Item 19, which is voluntary under the FTC Franchise Rule. Note: Reported as net sales, not gross sales. Liberty Tax Service has SBA lending data on file with a 11.7% charge-off rate. FranchiseVerdict rates Liberty Tax Service B (Above average) and Keystone Insurers Group B (Above average).
| Metric | Liberty Tax Service | Keystone Insurers Group |
|---|---|---|
| Verdict Grade | BAbove average | BAbove average |
| Investment Range | $50K – $71K | $27K – $99K |
| Franchise Fee | $25K | $5K |
| Royalty Rate | 14.0% | Monthly Service Fee based on Gross Premium tiers: $881/month (under $1M premium) to $3,524/month (up to $50M), plus $55.06 per additional $1M of Gross Premium above $50M |
| Average Revenue (Item 19) | $165K | N/ANo Item 19 representation |
| SBA Charge-Off Rate | 11.7% (264 loans) | Limited data |
| Total Units | 1,663 | 302 |
| Unit Growth (YoY) | -149 units | -18 units |
| Year Began Franchising | 1997 | 1999 |
| FDD Year | 2026 | 2025 |
Investment Range
$50K – $71K
$27K – $99K
Franchise Fee
$25K
$5K
Royalty Rate
14.0%
Monthly Service Fee based on Gross Premium tiers: $881/month (under $1M premium) to $3,524/month (up to $50M), plus $55.06 per additional $1M of Gross Premium above $50M
Average Revenue (Item 19)
$165K
N/ANo Item 19 representation
SBA Charge-Off Rate
11.7% (264 loans)
Limited data
Total Units
1,663
302
Unit Growth (YoY)
-149 units
-18 units
Year Began Franchising
1997
1999
FDD Year
2026
2025