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FranchiseVerdict

Keystone Insurers Group vs Freeway Insurance

Franchise Comparison 2026

Both Keystone Insurers Group and Freeway Insurance are financial services franchises. Keystone Insurers Group requires an investment of $27K – $99K while Freeway Insurance requires $45K – $84K. Freeway Insurance discloses average revenue of $372K; Keystone Insurers Group does not report Item 19 data. FranchiseVerdict rates Keystone Insurers Group A (Strongest tier) and Freeway Insurance A (Strongest tier).

Investment Range
$27K – $99K
$45K – $84K
Franchise Fee
$5K
$25K
Royalty Rate
Monthly Service Fee based on Gross Premium tiers: $881/month (under $1M premium) to $3,524/month (up to $50M), plus $55.06 per additional $1M of Gross Premium above $50M
14.0%
Average Revenue (Item 19)
N/A
$372K
SBA Charge-Off Rate
Limited data
Limited data
Total Units
302
696
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1999
2021
FDD Year
2025
2026