Keystone Insurers Group vs Freeway Insurance
Franchise Comparison 2026
Both Keystone Insurers Group and Freeway Insurance are financial services franchises. Keystone Insurers Group requires an investment of $27K – $99K while Freeway Insurance requires $35K – $84K. Freeway Insurance discloses average revenue of $372K; Keystone Insurers Group makes no financial performance representation in its Item 19, which is voluntary under the FTC Franchise Rule. FranchiseVerdict rates Keystone Insurers Group B (Above average) and Freeway Insurance A (Strongest tier).
| Metric | Keystone Insurers Group | Freeway Insurance |
|---|---|---|
| Verdict Grade | BAbove average | AStrongest tier |
| Investment Range | $27K – $99K | $35K – $84K |
| Franchise Fee | $5K | $25K |
| Royalty Rate | Monthly Service Fee based on Gross Premium tiers: $881/month (under $1M premium) to $3,524/month (up to $50M), plus $55.06 per additional $1M of Gross Premium above $50M | 14.0% |
| Average Revenue (Item 19) | N/ANo Item 19 representation | $372K |
| SBA Charge-Off Rate | Limited data | Limited data |
| Total Units | 302 | 696 |
| Unit Growth (YoY) | -18 units | +14 units |
| Year Began Franchising | 1999 | 2021 |
| FDD Year | 2025 | 2026 |
Investment Range
$27K – $99K
$35K – $84K
Franchise Fee
$5K
$25K
Royalty Rate
Monthly Service Fee based on Gross Premium tiers: $881/month (under $1M premium) to $3,524/month (up to $50M), plus $55.06 per additional $1M of Gross Premium above $50M
14.0%
Average Revenue (Item 19)
N/ANo Item 19 representation
$372K
SBA Charge-Off Rate
Limited data
Limited data
Total Units
302
696
Unit Growth (YoY)
-18 units
+14 units
Year Began Franchising
1999
2021
FDD Year
2025
2026