Freeway Insurance vs Keystone Insurers Group
Franchise Comparison 2026
Both Freeway Insurance and Keystone Insurers Group are financial services franchises. Freeway Insurance requires an investment of $35K – $84K while Keystone Insurers Group requires $27K – $99K. Freeway Insurance discloses average revenue of $372K; Keystone Insurers Group makes no financial performance representation in its Item 19, which is voluntary under the FTC Franchise Rule. FranchiseVerdict rates Freeway Insurance A (Strongest tier) and Keystone Insurers Group B (Above average).
| Metric | Freeway Insurance | Keystone Insurers Group |
|---|---|---|
| Verdict Grade | AStrongest tier | BAbove average |
| Investment Range | $35K – $84K | $27K – $99K |
| Franchise Fee | $25K | $5K |
| Royalty Rate | 14.0% | Monthly Service Fee based on Gross Premium tiers: $881/month (under $1M premium) to $3,524/month (up to $50M), plus $55.06 per additional $1M of Gross Premium above $50M |
| Average Revenue (Item 19) | $372K | N/ANo Item 19 representation |
| SBA Charge-Off Rate | Limited data | Limited data |
| Total Units | 696 | 302 |
| Unit Growth (YoY) | +14 units | -18 units |
| Year Began Franchising | 2021 | 1999 |
| FDD Year | 2026 | 2025 |
Investment Range
$35K – $84K
$27K – $99K
Franchise Fee
$25K
$5K
Royalty Rate
14.0%
Monthly Service Fee based on Gross Premium tiers: $881/month (under $1M premium) to $3,524/month (up to $50M), plus $55.06 per additional $1M of Gross Premium above $50M
Average Revenue (Item 19)
$372K
N/ANo Item 19 representation
SBA Charge-Off Rate
Limited data
Limited data
Total Units
696
302
Unit Growth (YoY)
+14 units
-18 units
Year Began Franchising
2021
1999
FDD Year
2026
2025