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FV-04150No FDD on file — SBA lending data onlyData Quality·SBA Only

Athlete's Foot Franchise Cost, Revenue & Review 2026

Analysis by FranchiseVerdict Research · Methodology

SBA Loan Data Only

This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.

FranchiseVerdict summary · 2026

A Athlete's Foot franchise has no franchise disclosure document on file, so investment figures are not available. SBA 7(a) loans show a 32.3% charge-off rate across 69 loans[1]. Run a live ROI scan →

Data last verified

Overview

SBA loans
69
Loan volume
$13.6M
Charge-off rate
32.3%
system-wide median varies by category
Avg loan
$198K
Lenders
32

SBA loan performance

Government records

SBA Loan Data

Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.

F
SBA Lending Health
Weak SBA lending record · 32.3% charge-off
Total loans
69
Loan volume
$13.6M
Median loan
$160K
50th percentile
Charge-off rate
32.3%
rates vary by category · see methodology

Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated

Repayment rate (PIF)
67.7%
5-yr charge-off
N/A
Loans approved 2021+
Active lenders
32
Defaults
21
Typical loan rate
7.0%
avg rate to borrowers
Franchised industry avg
27.1%
brand above franchise avg ↑
Jobs supported
446
3.4 per loan
Lender concentration
16%
top lender's share

Borrower mix: 7% went to startups / new businesses, 93% to established operators

Franchise vs independent — in shoe stores, franchised businesses charge off at 27.1% vs 24.2% for independents — franchising is associated with 12% higher SBA default risk in this category.

Vintage analysis

Athlete's Foot charge-off rate by loan vintage

BrandNational avg
Athlete's Foot charge-off rate by loan vintage. Showing 18 vintages from 1992 to 2018. Rates range from NaN% to NaN%.'92'95'98'01'04'07'18

Top lenders financing Athlete's Foot franchisees

Wells Fargo Bank National Association10 loans
Bank of America, National Association9 loans
Metro City Bank7 loans

Showing 3 of 32 lenders. The full breakdown — every lender, state distribution, interest rates & risk ratings — is in the SBA Lending Report below.

Explore lender portfolios on Bank Reports or regional data on State Reports.

Lending insight

A 32.3% charge-off rate means roughly 1 in 3 franchisees failed to repay their SBA loan. Investigate what changed.

What could kill this investment?

SBA loans charge off at 32.3% — 102% above the 16.0% national norm, i.e. higher lender-observed risk.

SBA charge-off32.3%

Source: SBA 7(a) FOIA · FDD Items 3, 21

Risk analysis

FranchiseVerdict rating · based on SBA data

Risk & Legal

Frequently asked questions

Frequently Asked Questions

What do Athlete's Foot franchise owners earn?

No average owner earnings figure for Athlete's Foot is on file. Item 19 — where a franchisor may disclose what its outlets earn — is voluntary under the FTC Franchise Rule, and we have not established what this brand's FDD says. Item 20 of the FDD lists current and former franchisees; asking them directly is the standard way to fill this gap.

What is Item 19 in the Athlete's Foot FDD?

The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the Athlete's Foot FDD and qualifies whose outlets they describe.

What is Athlete's Foot's franchise failure rate?

Based on SBA 7(a) loan data, Athlete's Foot has a charge-off rate of 32.3% across 69 loans, meaning 32.3% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.

Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.

For franchisors

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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.