FranchiseVerdict
FV-04242SBA data onlyData Quality·SBA Only

Surface Experts

Home Services
D77/100

SBA Loan Data Only

This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.

SBA loans
40
Loan volume
$6.4M
Default rate
25.0%
vs <3% typical
Avg loan
$160K
Lenders
12

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
40
Loan volume
$6.4M
Median loan
$150K
50th percentile
Default rate
25.0%
vs <3% typical · system-wide
Repayment rate (PIF)
75.0%
5-yr default
Loans approved 2021+
Active lenders
12
Defaults
1

Explore lender portfolios on Bank Reports or regional data on State Reports.

Lending insight

A 25.0% default rate means roughly 1 in 4 franchisees failed to repay their SBA loan. Investigate what changed.

FranchiseVerdict rating · based on SBA data

Risk & Legal

77
Risk · 0-100
D29Risk score 77
Low confidence±12 pts
6589