Storm GuardFranchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A Storm Guard franchise requires a total initial investment of $209K – $248K, including a $65K franchise fee. Per the 2025 FDD, average unit revenue was $2.7M[2]. SBA 7(a) loans show a 20.0% charge-off rate across 25 loans[1]. Verdict grade: F. Run a live ROI scan →
Data last verified June 18, 2026 · figures per the 2025 FDD issuance
Overview
- Investment
- $209K – $248K
- 71st pct Cleaning & Ma…
- Avg gross sales
- $2.7M
- 51st pct Cleaning & Ma…
- Royalty
- N/A
- Units
- 36
- 36th pct Cleaning & Ma…
- SBA default
- 20.0%
- system-wide median varies by category
Quick verdict · Cleaning & Maintenance · color = vs category peers
Green = >15% above Cleaning & Maintenance avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Each dollar invested generates 11.7x in gross revenue, well above the typical 1.5-2.5x range.
20.0% of SBA loans charged off across 25 loans, above the 16% franchise average.
Franchised units fell from 38 to 35 over 3 years. Investigate why operators are leaving.
164% cash-on-cash return (based on P&L Bottom Line). Above the 20% threshold most investors target.
Bottom line
- Total investment $209K – $248K including a $65K franchise fee.
- Average unit revenue of $2.7M/year (median $2.1M), with an estimated 164% cash-on-cash return (based on P&L Bottom Line).
- Verdict F (Bottom Quintile) with a risk score of 88/100. SBA loan charge-off rate of 20.0% across 25 loans (above the 16% franchise average, based on all SBA 7(a) franchise lending, 2010–2024).
- System contracting at -7.9% CAGR over 3 years. Investigate whether closures are franchisor-driven (consolidation) or franchisee-driven (economics).
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- Storm Guard Franchise Systems, LLC
- Parent company
- Bobby Cox Companies, Inc.
- Predecessor
- began the Storm
- Prior franchisor entity
- Incorporated in
- TX
- HQ
- 5000 Overton Plaza, Suite 200, Fort Worth, Texas 76109
- Auditor
- Whitley Penn LLP
- Audited financials
- Franchisor revenue
- $6.2M
- vs $14.1M prior year
Affiliated brands
- and predecessor
Other brands the franchisor or its parent operates (Item 1).
Overview
About
Storm Guard franchisees operate residential and commercial property damage restoration services, handling water damage, storm damage, fire restoration, and mold remediation. Franchisees manage crews, coordinate with insurance adjusters, and oversee mitigation and reconstruction projects for affected properties. Day-to-day operations include emergency response dispatch, project estimation, crew scheduling, and customer relationship management in their protected territory.
- CEO
- Glenn Lynch
- Headquarters
- TX
- Founded
- 2011
- FDD year
- 2025
- States available
- 16
FDD Item 7 · 2025 filing · 14 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Feenot refundable | $65K | $65K | |
| Rent Deposits | $2K | $3K | |
| Utility Deposits | $300 | $600 | |
| Leasehold Improvements | $0 | $4K | |
| Insurance Deposits | $3K | $5K | |
| Travel and Living Expenses While Training | $4K | $7K | |
| Opening Package | $40K | $50K | |
| Vehicles | $4K | $7K | |
| Licenses, Certificates and Permits | $0 | $5K | |
| Additional Signage, Equipment and Supplies | $1K | $2K | |
| Furniture, Fixtures & Equipment | $10K | $15K | |
| Professional Fees | $5K | $8K | |
| Dues and Subscriptions | $500 | $2K | |
| Additional Funds (3 months) | $75K | $75K | |
| Total initial investment | $209K | $248K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Single-unit · estimated
Returns at a glance
Indicative numbers using FDD Item 7 / Item 19 inputs and category-benchmarked cost ratios. Full single-unit, 25-unit portfolio, and LBO models (with every input editable to stress-test your own scenario) live on the financials page.
Store EBITDA · annual
$328K
12.2% margin
Unlevered ROIC
108%
EBITDA / total invested capital
Payback
11 mo
cash-on-cash, unlevered
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $209K – $248K
- Below avg, review vs category
- Liquid capital req'd
- $75K – $75K
- Below avg, review vs category
- Franchise fee
- $65K – $190K
- Below avg, review vs category
- Royalty
- Greater of 6.25% of Gross Sales (de-escalates based on vo…
- Ad fund
- 0.8%
- typical 3–5%
- Total fee load
- 7.0%
- vs 9–13% typical
- Payback period
- 0.6 yrs
- From FDD / Item 19
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Marketing / ad fund | 0.8% of gross sales |
| Technology fee | $200 |
| Transfer fee | $13K |
| Total fee load | 7.0% of rev |
Financial Performance
- Avg gross sales
- $2.7M
- Per unit, per year
- Median gross sales
- $2.1M
- Avg p&l bottom line
- $375K
- Reported as P&L Bottom Line in FDD Item 19
- Cash-on-cash
- 164.3%
- Based on P&L Bottom Line / investment midpoint
- Item 19 type
- Actual Performance
- Sample size
- 30 units
- vs category median 31
- Range (low → high)
- $404K→$7.9M
- Cohort dispersion (min → max)
- Quartile band
- $1.2M→$5.1M
- Bottom 25% → top 25%
- Transparency
- 10 / 5
- vs category median 4 / 5 · above
Compared against 204 Cleaning & Maintenance brands
Revenue is 11.7x the investment midpoint. At typical franchise margins, this suggests a payback under 3 years.
vs Cleaning & Maintenance averages
How Storm Guard Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 36
- Opened
- 1
- Last reporting year
- Closed
- 0
- Turnover rate
- 0.0%
- Company-owned
- 1
- Corporate units in the system
- % franchised
- 97%
- vs corporate-owned
- Net growth (yr3)
- +2.9%
- Net unit change last year
- 3-yr CAGR
- -7.9%
- Compounded over last 3 years
3-year detail · Item 20
- Opened (3yr)
- 1
- Closed (3yr)
- 0
- Terminated (3yr)
- 4
- Non-renewed (3yr)
- 0
- Transfers (3yr)
- 1
- Reacquired (3yr)
- 0
- Franchisor bought back
- Termination rate
- 0.2%
- Franchisor-initiated terminations
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 16 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 25
- Loan volume
- $4.4M
- Median loan
- $150K
- 50th percentile
- Charge-off rate
- 20.0%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 80.0%
- 5-yr charge-off
- N/A
- Loans approved 2021+
- Active lenders
- 7
- Defaults
- 3
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into Storm Guard's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 7 lenders with concentration factor
- Per-state charge-off rates across 13 states
- Startup risk premium and job creation velocity
- 8-year lending trend
Instant access. No subscription.
A 20.0% charge-off rate means roughly 1 in 5 franchisees failed to repay their SBA loan. Investigate what changed.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Storm Guard presents moderate-to-cautious risk due to anemic unit growth, absence of financial disclosures, and elevated startup costs relative to a stagnating 36-unit system.
Litigation (Item 3)
0 case reference(s): 0 pending, 0 settled.
Largest disclosed settlement: $10
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Whitley Penn LLP
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Must buy proprietary products: No
- Restricted to system-approved products: No
Score breakdown · what drove the 88 / 100 rating
- 01MINORStagnant unit growth at 2.9% YoY with only 36 total units indicates a mature or struggling system with minimal expansion momentum
- 02HIGHNo Item 19 financial performance representations (Going Concern = False) means prospective franchisees lack verified earnings data to validate the $375,370 average net income claim
- 03MINORMinimum royalty structure creates fixed costs that may be unsustainable during slower months, particularly concerning given the modest net margins (~14% on $2.67M revenue)
- 04MINORHigh initial investment ($209K-$248K) combined with slow system growth suggests difficulty in territory saturation and franchisee recruitment
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Allowed renewalsℹ | 3 |
| Territory type | Standard Territory (owner-occupied dwellings) |
| Protected territory | Yes |
| Online sales rights | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Optional |
| Non-compete (years)ℹ | 2 years |
| Right of first refusalℹ | Yes |
| Termination notice | 30 days |
| Curable defaultsℹ | 3 |
| Mandatory arbitration | Yes |
| Jury trial waiver | Yes |
| Governing law | Texas |
| Litigation count | 0 |
View Item 3 litigation summary
0 case reference(s): 0 pending, 0 settled.
Items 10, 11
Training & Operations
- Classroom training
- 44 hrs
- On-the-job training
- 18 hrs
- Training location
- On-site and corporate
- POS system
- Acculynx
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: Acculynx
Item 20 · call current owners
Franchisee Contacts
33 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Storm Guard · FDD (2025) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Storm Guard franchise?
The total investment to open a Storm Guard franchise ranges from $209K – $248K, with an initial franchise fee of $65K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Storm Guard franchise owners earn?
According to Item 19 of the Storm Guard FDD, the average gross sales per unit is $2.7M. The median is $2.1M. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
What is Storm Guard's franchise failure rate?
Based on SBA 7(a) loan data, Storm Guard has a charge-off rate of 20.0% across 25 loans, meaning 20.0% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many Storm Guard franchise locations are there?
As of their most recent FDD filing, Storm Guard has 36 total units in the United States, including 38 franchised units and 1 company-owned units. 1 new units were opened in the latest reporting year.
Is Storm Guard a good franchise to buy?
FranchiseVerdict rates Storm Guard as a F-grade franchise with a risk score of 88 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.