Storm Guard Roofing and Construction
Bottom line
- Total investment $209K – $248K including a $65K franchise fee, 6.3% ongoing royalty.
- Average unit revenue of $2.7M/year (median $2.1M). Estimated payback in 0.6 years.
- Rated STRONG with a risk score of 42/100. SBA loan default rate of 0.0% across 31 loans (below the industry average).
- System contracting at -7.9% CAGR over 3 years. Investigate whether closures are franchisor-driven (consolidation) or franchisee-driven (economics).
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Storm Guard Roofing and Construction unit return on the cash you put in?
Unlevered ROIC · per unit
106%
Above typical band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 Storm Guard Roofing and Construction units return on equity?
Equity IRR · 5-yr
37.1%
4.84× MOIC
Year-1 DSCR
2.23×
EBITDA ÷ debt service
Equity required
$4.4M
on $13.4M purchase
Total debt
$9.0M
SBA $5.0M + senior + seller note
Overview
About
Franchisees operate roofing and construction services, managing crews to handle residential and commercial roof installations, repairs, and related construction work. Day-to-day responsibilities include sales/estimates, crew scheduling, project management, customer service, and compliance with local building codes and safety regulations.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 16 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Slow-growth roofing franchise with minimal transparency on financial performance, heavy royalty burden on growth stage businesses, and unclear franchisee profitability pathway.
Score breakdown · what drove the 42 / 100 rating
- 01MINORStagnant unit growth at 2.9% YoY with only 36 locations suggests market saturation or system struggles
- 02MEDNo Item 19 financial performance representations disclosed — cannot validate if $375K avg net income is achievable for new franchisees
- 03MEDHigh initial investment ($209K-$248K) relative to disclosed average net income ($375K) creates 7+ year payback pressure
- 04MINORTiered royalty structure heavily burdens franchisees at lower revenue levels (6.25% on first $4M) with no volume incentive until $7M+
- 05MINORSmall franchise system (36 units) limits brand recognition, supplier leverage, and operational support infrastructure
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
27 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Storm Guard Roofing and Construction · FDD (2025) PDF