Storm Guard Roofing and Construction Franchise Cost, Revenue & Review 2026
- Investment
- $209K – $248K
- Disclosed sales
- $2.7M
- gross sales, not profit
- SBA charge-off
- 20.0%
- on 25 loans
Data from FDD filing + SBA 7(a) records
Analysis by FranchiseVerdict Research · Methodology
Storm Guard Roofing and Construction is a franchise handling residential and commercial roofing installation, repair, and storm restoration. Franchisees run local operations, managing sales, estimates, crews, and project delivery.
FranchiseVerdict summary · 2026
A Storm Guard Roofing and Construction franchise requires a total initial investment of $209K – $248K, including a $65K franchise fee and an ongoing 6.3% royalty[2]. Per the 2025 FDD, average unit revenue was $2.7M[2]. SBA 7(a) loans show a 20.0% charge-off rate across 25 loans[1]. FranchiseVerdict grade: B (Above average), an editorial assessment, not investment advice. Run a live ROI scan →
Sources, dates and evidence
FDD issued: · Data extracted: · Last cited check: · Staleness risk: medium - issued 12 to 24 months ago; a newer filing is likely on file
Evidence: strong✓ Investment (Item 7)✓ Item 19 status✓ Units and owners (Item 20)✓ SBA loan coverage✓ Litigation (Item 3)✓ Financial statements (Item 21)✓ Franchisor identityhow this is scored8 of 8 headline figures on this page cite a page of the filing.
Overview
- Investment
- $209K – $248K
- 74th pct Cleaning & Ma…
- Avg gross sales
- $2.7M
- 30th pct Cleaning & Ma…
- Royalty
- 6.3%
- 34th pct Cleaning & Ma…
- Units
- 36
- 36th pct Cleaning & Ma…
- SBA charge-off
- 20.0%
- % of SBA 7(a) loans not repaid · median varies by category
Quick verdict · Cleaning & Maintenance · color = vs category peers
Green = favorable by >10% vs Cleaning & Maintenance median · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $209K – $248K including a $65K franchise fee, 6.3% ongoing royalty.
- RETURNSAverage unit revenue of $2.7M/year (median $2.1M), with an estimated 90% cash-on-cash return (based on EBITDA Plus Owner Comp. (16) and (20)).
- RISKVerdict B (Above average), verdict score 56/100 (higher is better). SBA loan charge-off rate of 20.0% across 25 loans (above the 16% franchise average, based on all SBA 7(a) franchise lending, 2010–2025).
- GROWTHPositive: net +1 franchised outlets in the latest year (1 opened, 0 closed) (Item 20).
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- Storm Guard Franchise Systems, LLC
- Ultimate parent
- Bobby Cox Companies, Inc.
- FDD Item 1, page 10 of the 2025 FDD
- Predecessor
- Storm Guard Restoration, LLC (SGR)
- Prior franchisor entity
- CEO title
- Chief Executive Officer and Co-Owner
- Glenn Lynch
- CEO experience
- 12 yrs
- Years in role or industry
- Incorporated in
- Texas
- HQ
- 5000 Overton Plaza, Suite 200, Fort Worth, Texas 76109
- Auditor
- Whitley Penn LLP
- Audited financials
- Franchisor revenue
- $14.1M
- vs $6.2M prior year
- Management churn noted
- Frequent turnover
- Item 2 disclosed frequent executive changes
Overview
About
- CEO
- Glenn Lynch
- Headquarters
- TX
- Founded
- 2011
- FDD year
- 2025
- States available
- 16
Can you afford it, and what does the money buy?
Entry cost runs 35% above the typical cleaning & maintenance franchise.
Source: FDD 2025 · Items 5–7
Full Item 7 breakdown14 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Feenot refundable | $65K | $65K | |
| Rent Deposits | $2K | $3K | |
| Utility Deposits | $300 | $600 | |
| Leasehold Improvements | $0 | $4K | |
| Insurance Deposits | $3K | $5K | |
| Travel and Living Expenses While Training | $4K | $7K | |
| Opening Packagenot refundable | $40K | $50K | |
| Vehicles | $4K | $7K | |
| Licenses, Certificates and Permits | $0 | $5K | |
| Additional Signage, Equipment and Supplies | $1K | $2K | |
| Furniture, Fixtures & Equipment | $10K | $15K | |
| Professional Fees | $5K | $8K | |
| Dues and Subscriptions | $500 | $2K | |
| Additional Funds (3 months) | $75K | $75K | |
| Total initial investment | $209K | $248K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $209K – $248K
- Bottom third — review vs category
- Liquid capital req'd
- $75K – $75K
- Bottom third — review vs category
- Franchise fee
- $65K – $65K
- Bottom third — review vs category
- Royalty
- 6.3%
- Tiered by sales volume · typical 6–8%
- Ad fund
- 0.8%
- typical 3–5%
- Total fee load
- 7.0%
- vs 9–13% typical
- Payback period
- 1.1 yrs
- From FDD / Item 19
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 6.3% of gross sales |
| Marketing / ad fund | 0.8% of gross sales |
| Technology fee | $200 |
| Transfer fee | $13K |
| Total fee load | 7.0% of rev |
What do units actually make?
Average unit sales run 397% above the cleaning & maintenance norm.
Source: FDD 2025 · Item 19
Single-unit · not modelled
Returns at a glance
An FDD discloses gross sales, not profit, and the operating costs that turn one into the other are in no filing. We publish no modelled return for Storm Guard Roofing and Construction until someone supplies them — yours, in the models below.
—
Not modelled yet
An FDD discloses gross sales, not profit. We hold no sourced figure for COGS, labour, rent / occupancy and other operating costs, and will not substitute an assumed one. Enter your own and the model runs on your assumptions.
Total invested capital · disclosed
$303K
Item 7 initial investment plus working capital, as filed — the one figure here that needs no assumption.
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
FDD-reported earnings
The FDD reports $375K as EBITDA Plus Owner Comp. (16) and (20). This is a disclosed figure, not our estimate — we publish no modelled profit for Storm Guard Roofing and Construction.
What one unit earns on your invested capital
Model A · Single-Unit Return
Computes unlevered return on invested capital (ROIC) for a single franchise unit, read against the 30–60% reference band · Yale SOM, Post-MBA Path Exhibit 2 (2023). Below that band a passive index fund likely outperforms; above it the franchisor has pricing power you're subsidizing.
Note: Item 19 revenue is what the franchisor discloses, and it is the top line only — gross sales are not profit. No FDD discloses the operating costs that turn one into the other, so those fields start empty and nothing is modelled until you supply them from your own lease quote, labor market and build-out budget.
Returns model · single-unit ROIC
What would one Storm Guard Roofing and Construction unit return on the cash you put in?
Illustrative category typicals — not sourced to any filing, survey or sample. Replace them with figures from franchisee validation calls before you rely on the output.
Unlevered ROIC · per unit
Your modelled return on total invested capital, before any debt financing.
—
An FDD discloses gross sales, not profit. We hold no sourced figure for COGS, labour, rent / occupancy and other operating costs, and will not substitute an assumed one. Enter your own and the model runs on your assumptions.
What 25 units return when you use SBA financing
Model B · Return on Equity: Debt-Financed Acquisition
Models a 25-unit portfolio acquisition financed with an SBA 7(a) loan. Shows equity IRR (your return on cash invested), DSCR (how safely the cash flow covers debt service), and the capital stack (SBA + seller + equity breakdown).
This is the “search fund” or “entrepreneurship through acquisition” scenario: you buy an existing multi-unit operator, use leverage to amplify returns, and either operate or hire management. The 25-unit size is the typical minimum for an SBA-backed franchise portfolio acquisition to pencil as a full-time income.
What “return on equity” means here: if you put in $500K of your own cash and the business generates enough EBITDA to pay down debt and grow, your equity IRR is the annual return on that $500K, including the value created when you eventually sell. Target IRR for a search fund is typically 25–35%.
Not modelled yet
An FDD discloses gross sales, not profit. We hold no sourced figure for COGS, labour, rent / occupancy and other operating costs, and will not substitute an assumed one. Enter your own and the model runs on your assumptions.
A 25-unit return is built on a per-unit EBITDA. Fill in the operating costs in Model A above and this model runs on that figure, or take the whole scenario to the full ROI workbench, where the portfolio and LBO models accept your own per-unit economics directly.
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2025 FDD
Financial Performance
- Avg gross sales
- $2.7M
- Per unit, per year
- Median gross sales
- $2.1M
- Avg ebitda plus owner comp. (16) and (20)
- $375K
- Reported as EBITDA Plus Owner Comp. (16) and (20) in FDD Item 19
- Cash-on-cash
- 90.4%
- Based on EBITDA Plus Owner Comp. (16) and (20) / investment midpoint
Gross sales are revenue before expenses — not profit. Actual owner earnings depend on rent, labor, royalties, marketing fees, and debt service.
- Item 19 type
- gross sales
- Sample size
- 30 franchisees
- vs category median 32
- Range (low → high)
- $404K→$7.9MCited, not corroborated — printed on page 49 of the 2025 FDD. Nothing else in our record independently restates or re-derives it.
- Cohort dispersion (min → max)
- Reporting year
- 2024
- Fiscal year the figures cover
- Source filing
- FDD 2025
- Disclosed in the 2025 filing, covering 2024
- Transparency
- 9 / 10
- vs category median 4 / 10 · above
Compared against 191 Cleaning & Maintenance brands
Revenue is 11.7x the investment midpoint. At typical franchise margins, this suggests a payback under 3 years.
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Unit economics
Average unit generates $2.7M/year in gross sales. Median is $2.1M — top performers pull the average up, so a typical unit earns less. Revenue-to-investment ratio: 11.7x.
Fee burden
Total ongoing fee load of 7.0% — below the Cleaning & Maintenance median of 8.3%.
Disclosure
Transparency score 9/10 — this franchisor discloses detailed breakdowns (quartiles, segments, or cohort data). Buyers can model unit economics with higher confidence.
Operator retention
System roughly stable (0.0% 3-year CAGR) with 36 units.
Multi-unit rate
Only 5% of franchisees own multiple units. Could indicate challenging economics or a young system where operators haven't had time to expand.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Cleaning & Maintenance medians
How Storm Guard Roofing and Construction Compares
Category median of published Cleaning & Maintenance brands that report the figure; the middle half spans the 25th to 75th percentile and n counts the brands behind it. Medians are used because a few very large systems pull an average far from the typical brand. Revenue is disclosed gross sales, not profit.
Is the system healthy?
Source: FDD 2025 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 36
- Opened
- 1
- Last reporting year
- Closed
- 0
- Terminated
- 0
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- N/A
- Company-owned
- 1
- Corporate units in the system
- % franchised
- 97%
- vs corporate-owned
- Multi-unit owners
- 5.0%
- Net growth (3-yr)
- +8.6%
- Net unit change over 3 years
- 3-yr CAGR
- +0.0%
- Compounded over last 3 years
Last fiscal year · Item 20 exits and transfers
- Terminated
- 0
- Not renewed
- 0
- Transferred
- 1
- Reacquired
- 0
- Franchisor bought back
- Signed, not yet open
- 0
- 0.00 per open outlet · Item 20 Table 5
- Projected new
- 2
- Franchisor's next-year forecast
- Transfer rate
- 2.8%
- Owners selling to other franchisees
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 17 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
Where the owners are · Item 20 owner list
53 current owners across 17 states.
- TX 10
- NC 9
- CO 4
- IN 3
- MI 3
- PA 3
- VA 3
- FL 2
- IL 2
- LA 2
- MA 2
- MO 2
- +5 more states
Counts only, from the list the franchisor prints in Item 20. Names and phone numbers are for your own due diligence and are not shown here.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 25
- Loan volume
- $4.4M
- Median loan
- $176K
- average
- Charge-off rate
- 20.0%
- on 25 loans · rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- N/A
- 5-yr charge-off
- N/A
- Loans approved 2021+
- Active lenders
- 7
- Defaults
- 3
Vintage analysis
Storm Guard Roofing and Construction charge-off rate by loan vintage
Top lenders financing Storm Guard Roofing and Construction franchisees
Showing 3 of 7 lenders. The full breakdown — every lender, state distribution, interest rates & risk ratings — is in the SBA Lending Report below.
Explore lender portfolios on Bank Reports or regional data on State Reports.
Lender network · 7(a) + 504
SBA Lending Report
Full lending analysis for Storm Guard Roofing and Construction from SBA 7(a) FOIA data.
Top SBA lenders
| # | Lender | Loans | Volume | Default % |
|---|---|---|---|---|
| 1 | Celtic Bank Corporation | 10 | $1.5M | 22.2% |
| 2 | United Midwest Savings Bank National Association | 4 | $600K | 0.0% |
| 3 | Stearns Bank National Association | 4 | $597K | 25.0% |
| 4 | The Huntington National Bank | 4 | $610K | 0.0% |
| 5 | First Business Bank | 1 | $150K | N/A |
| 6 | VelocitySBA, LLC | 1 | $810K | N/A |
| 7 | Readycap Lending, LLC | 1 | $135K | N/A |
Geographic failure vector
| State | Loans | Defaults | Rate |
|---|---|---|---|
| NCNorth Carolina | 4 | 0 | 0.0% |
| COColorado | 3 | 0 | 0.0% |
| OHOhio | 3 | 0 | 0.0% |
| TXTexas | 3 | 1 | 100.0% |
| FLFlorida | 2 | 0 | -- |
| NJNew Jersey | 2 | 1 | 50.0% |
| PAPennsylvania | 2 | 0 | 0.0% |
| GAGeorgia | 1 | 0 | 0.0% |
| KSKansas | 1 | 0 | -- |
| KYKentucky | 1 | 0 | 0.0% |
Source: SBA 7(a) + 504 FOIA loan-level data, matched by FranchiseVerdict
A 20.0% charge-off rate means roughly 1 in 5 franchisees failed to repay their SBA loan. Investigate what changed.
What could kill this investment?
SBA loans charge off at 20.0% — 25% above the 16.0% national norm, i.e. higher lender-observed risk.
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
Litigation (Item 3)
Subject: officers or affiliates. The franchisor is not a named party in these cases.
No litigation is required to be disclosed in this Item.
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Whitley Penn LLP
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Kickbacks from required suppliers: No
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 56 / 100 verdict
- 01HIGHNo litigation, bankruptcy, or going-concern
- 02MINORStrong net worth $5.8M, net income $3.99M
- 03MEDItem 19 disclosed, audited
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Ongoing fees run about 7.0% of sales (royalty + ad fund), before rent and labor.
Source: FDD 2025 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Allowed renewalsℹ | 3 |
| Territory type | Protected territory |
| Protected territory | Yes |
| Exclusive territoryℹ | No |
| Territory population | 100,000 |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 100 mi |
| Right of first refusalℹ | Yes |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | Yes |
| Arbitration location | Fort Worth, Texas |
| Jury trial waiver | Yes |
| Governing law | Texas |
| Litigation count | 0 |
View Item 3 litigation summary
No litigation is required to be disclosed in this Item.
Items 10, 11
Training & Operations
- Classroom training
- 44 hrs
- On-the-job training
- 18 hrs
- Training location
- On-site and corporate
- Ongoing training
- Required
- Site selection
- franchisee, subject to franchisor approval
- Franchisor financing
- Not offered
- Item 10
- POS system
- Acculynx
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: Acculynx
Item 20 · call current owners
Franchisee Contacts
53 owners to call
Name · phone · city · state. Extracted from FDD Item 20
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Storm Guard Roofing and Construction franchise?
The total investment to open a Storm Guard Roofing and Construction franchise ranges from $209K – $248K, with an initial franchise fee of $65K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Storm Guard Roofing and Construction franchise owners earn?
According to Item 19 of the Storm Guard Roofing and Construction FDD, the average gross sales per unit is $2.7M. The median is $2.1M. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
Who owns Storm Guard Roofing and Construction?
Storm Guard Roofing and Construction is franchised by Storm Guard Franchise Systems, LLC. The ultimate parent named in the FDD is Bobby Cox Companies, Inc.. Source: FDD Item 1, 2025 filing.
What is Item 19 in the Storm Guard Roofing and Construction FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the Storm Guard Roofing and Construction FDD and qualifies whose outlets they describe.
What is Storm Guard Roofing and Construction's franchise failure rate?
Based on SBA 7(a) loan data, Storm Guard Roofing and Construction has a charge-off rate of 20.0% across 25 loans, meaning 20.0% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many Storm Guard Roofing and Construction franchise locations are there?
As of their most recent FDD filing, Storm Guard Roofing and Construction has 36 total units in the United States, including 35 franchised units and 1 company-owned units. 1 new units were opened in the latest reporting year.
Is Storm Guard Roofing and Construction a good franchise to buy?
FranchiseVerdict rates Storm Guard Roofing and Construction as a B-grade franchise with a verdict score of 56 out of 100 (higher is better). The grade is a deterministic score built from six weighted dimensions — financial health, unit economics, unit growth, scale, legal, and transparency — then calibrated against SBA loan charge-off rates and FDD age. Transparency is one of the six, so a filing that discloses less scores lower on that dimension than one that discloses more. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.