Bottom line
- Total investment $193K – $495K including a $40K franchise fee, 8.0% ongoing royalty.
- Average unit revenue of $358K/year (median $358K).
- Rated MODERATE with a risk score of 65/100. SBA loan default rate of 0.0% across 2 loans (below the industry average).
- Auditor disclosed a going-concern note — flagged doubt about the franchisor's ability to continue operations. Verify against the latest FDD.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Steamoji unit return on the cash you put in?
Unlevered ROIC · per unit
13%
Below typical band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 Steamoji units return on equity?
Equity IRR · 5-yr
49.9%
7.57× MOIC
Year-1 DSCR
1.88×
EBITDA ÷ debt service
Equity required
$430K
on $2.1M purchase
Total debt
$1.7M
SBA $1.1M + senior + seller note
Overview
About
Steamoji franchisees operate steam cleaning and sanitization service businesses, likely providing commercial or residential cleaning solutions. Daily operations involve managing service calls, equipment maintenance, customer acquisition, and scheduling across their protected territory.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 12 · 1 state reported
The Territory Map
FDD Item 12 reports the state count, but the specific list isn't in our current data. The map will appear once we re-extract from the FDD or enough franchisee contacts are available.
1
states with franchisees (per FDD Item 12)
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Steamoji is an extremely early-stage franchise with only 2 units, undisclosed profitability, aggressive royalty structure, and franchisor going concern issues—significantly elevated risk despite protected territory.
Score breakdown · what drove the 65 / 100 rating
- 01MINOROnly 2 units in system with 100% YoY growth indicates extremely early stage/unproven concept with high failure risk
- 02MEDNet income not disclosed in Item 19 prevents accurate ROI validation and profitability assessment
- 03MINORHigh investment range ($193K-$495K) coupled with unproven unit economics creates significant financial risk
- 04MINORRoyalty structure based on gross sales PLUS payment processing costs is unusually aggressive and reduces net margins
- 05HIGHGoing concern status suggests potential financial/operational instability at franchisor level
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
3 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Steamoji · FDD (2025) PDF