FranchiseVerdict
One Hour Air Conditioning & He logo
FV-03570SBA data onlyData Quality·SBA Only

One Hour Air Conditioning & He

Home Services
D68/100

SBA Loan Data Only

This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.

SBA loans
30
Loan volume
$9.8M
Default rate
14.3%
vs <3% typical
Avg loan
$327K
Lenders
15

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
30
Loan volume
$9.8M
Median loan
$200K
50th percentile
Default rate
14.3%
vs <3% typical · system-wide
Repayment rate (PIF)
85.7%
5-yr default
33.3%
Loans approved 2021+
Active lenders
15
Defaults
1

Explore lender portfolios on Bank Reports or regional data on State Reports.

FranchiseVerdict rating · based on SBA data

Risk & Legal

68
Risk · 0-100
C40Risk score 68
Low confidence±12 pts
5680