![Baby's Room Usa logo](https://cdn.brandfetch.io/babysroom.com/w/128/h/128/fallback/lettermark?c=<img src="https://cdn.brandfetch.io/domain/apple.com?c=1idsvcTjLv919Ax0E2s" alt="Logo by Brandfetch" />)
F#4,757 of 5,063
15
Risk
F85/100
SBA Loan Data Only
This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.
SBA loans
19
Loan volume
$7.6M
Default rate
42.1%
vs <3% typical
Avg loan
$399K
Lenders
10
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
Total loans
19
Loan volume
$7.6M
Median loan
$397K
50th percentile
Default rate
42.1%
vs <3% typical · system-wide
Repayment rate (PIF)
57.9%
5-yr default
—
Loans approved 2021+
Active lenders
10
Defaults
8
Explore lender portfolios on Bank Reports or regional data on State Reports.
Vintage analysis
Baby's Room Usa default rate by loan vintage
BrandNational avg
Lending insight
A 42.1% default rate means roughly 1 in 2 franchisees failed to repay their SBA loan. Investigate what changed.
FranchiseVerdict rating · based on SBA data
Risk & Legal
85
Risk · 0-100
F19Risk score 85
Low confidence±14 pts
7199