FranchiseVerdict
FV-04162SBA data onlyData Quality·SBA Only

Bab Systems,inc

Restaurant
D77/100

SBA Loan Data Only

This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.

SBA loans
16
Loan volume
$4.1M
Default rate
26.7%
vs <3% typical
Avg loan
$257K
Lenders
12

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
16
Loan volume
$4.1M
Median loan
$239K
50th percentile
Default rate
26.7%
vs <3% typical · system-wide
Repayment rate (PIF)
73.3%
5-yr default
Loans approved 2021+
Active lenders
12
Defaults
4

Explore lender portfolios on Bank Reports or regional data on State Reports.

Vintage analysis

Bab Systems,inc default rate by loan vintage

BrandNational avg
0%5%10%15%20%25%30%35%'01'03'04
Lending insight

A 26.7% default rate means roughly 1 in 4 franchisees failed to repay their SBA loan. Investigate what changed.

FranchiseVerdict rating · based on SBA data

Risk & Legal

77
Risk · 0-100
D29Risk score 77
Low confidence±14 pts
6391