Aqua-Tots Swim School
Bottom line
- Total investment $1.6M – $2.9M including a $50K franchise fee, 6.0% ongoing royalty.
- No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
- Rated STRONG with a risk score of 44/100. SBA loan default rate of 0.0% across 53 loans (below the industry average).
- System growing at 22.4% CAGR over 3 years with 132 total units — strong expansion trajectory.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Aqua-Tots Swim School unit return on the cash you put in?
Unlevered ROIC · per unit
5%
Below typical band (30–60%)
Overview
About
Franchisees operate swim schools teaching children water safety and competitive swimming skills through structured group lessons and private coaching. Day-to-day operations include managing instructors, scheduling classes, maintaining pool facilities (or leasing them), marketing to local families, and managing enrollment and retention.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 38 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Opaque financial performance metrics combined with high capital requirements and modest growth rate warrant deep financial validation before committing $1.6M–$2.9M.
Score breakdown · what drove the 44 / 100 rating
- 01MEDNo average unit volume (Item 19) disclosed—impossible to assess ROI or payback period on $1.6M–$2.9M investment
- 02MEDHigh initial investment ($1.6M–$2.9M) with 6% royalty on undisclosed revenue creates opaque financial picture
- 03MINOR11.0% YoY unit growth is modest for a swim school franchise in a growing category; slower than comparable brands
- 04MINORNo disclosure of average net income means franchisees cannot validate profitability claims or break-even timeline
- 05MEDModest unit count (132 locations) suggests limited scale and brand recognition vs. larger competitors
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
95 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Aqua-Tots Swim School · FDD (2025) PDF