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SBA 7(a) franchise lending portfolio
Fox Communities CU
EXCELLENT risk
- Total loans
- 12
- Loan volume
- $1.5M
- Avg loan size
- $124K
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
6.21%
Franchises funded
10
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Halloween Express | 2 | $150K | 0.0% |
| Plato's Closet | 2 | $425K | 0.0% |
| Snap-On-Tools | 1 | $150K | 0.0% |
| Mr. Rooter | 1 | $120K | 0.0% |
| Moe's Sw Grill | 1 | $225K | 0.0% |
| Fox's Pizza Den | 1 | $96K | 0.0% |
| The UPS Store | 1 | $50K | 0.0% |
| The UPS Store (f/k/a Mail Box | 1 | $175K | — |
| Board & Brush Creative Studios | 1 | $50K | — |
| Liberty Tax Service | 1 | $49K | 0.0% |
Lending volume by year
1'03
1'06
1'07
1'08
2'11
1'13
2'17
1'22
1'23
1'25
Geographic exposure
120.0%
Portfolio summary
Total funded$1.5M
Defaults0 of 12
Risk tierEXCELLENT
Avg rate6.21%
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).