FranchiseVerdict
Plato's Closet logo
FV-03794SBA data onlyData Quality·SBA Only

Plato's Closet

RetailWebsite
A39/100

SBA Loan Data Only

This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.

SBA loans
184
Loan volume
$49.7M
Default rate
2.2%
vs <3% typical
Avg loan
$270K
Lenders
77

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
184
Loan volume
$49.7M
Median loan
$180K
50th percentile
Default rate
2.2%
vs <3% typical · system-wide
Repayment rate (PIF)
97.8%
5-yr default
0.0%
Loans approved 2021+
Active lenders
77
Defaults
3

Explore lender portfolios on Bank Reports or regional data on State Reports.

Vintage analysis

Plato's Closet default rate by loan vintage

BrandNational avg
0%5%10%15%20%'02'05'10'13'16'19'21

FranchiseVerdict rating · based on SBA data

Risk & Legal

39
Risk · 0-100
A76Risk score 39
Low confidence±12 pts
2751