![Cornhusker Bank logo](https://cdn.brandfetch.io/cornhuskerbank.com/w/128/h/128/fallback/lettermark?c=<img src="https://cdn.brandfetch.io/domain/apple.com?c=1idsvcTjLv919Ax0E2s" alt="Logo by Brandfetch" />){kind=small}
SBA 7(a) franchise lending portfolio
Cornhusker Bank
AVERAGE risk
- Total loans
- 27
- Loan volume
- $7.5M
- Avg loan size
- $279K
- Default rate
- 13.6%
- vs 15.4% national avg
Defaults
3
Avg interest
5.89%
Franchises funded
22
Risk rating
AVERAGE
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Swimtastic Swim School | 3 | $3.0M | 0.0% |
| Medicap Pharmacy | 2 | $199K | 50.0% |
| Fast Frame | 2 | $140K | 0.0% |
| Snap Fitness | 2 | $350K | 0.0% |
| Blimpie | 1 | $65K | 0.0% |
| Servicemaster | 1 | $65K | 0.0% |
| Planet Sub | 1 | $225K | 0.0% |
| Dr. Vinyl (vinyl Uphol., Etc.) | 1 | $150K | 0.0% |
| Budget Blinds | 1 | $100K | 100.0% |
| Complete Nutrition | 1 | $240K | 0.0% |
| Golf U.s.a. (retail Golf Equip | 1 | $150K | 0.0% |
| Juice Stop | 1 | $200K | 0.0% |
| Dickey's Barbecue Pit | 1 | $150K | 0.0% |
| Scooter's Coffee | 1 | $100K | 0.0% |
| Motel 6 | 1 | $325K | 0.0% |
| Swimtastic Swim School | 1 | $75K | 0.0% |
| FYZICAL | 1 | $150K | — |
| True Value Hardware | 1 | $100K | 0.0% |
| Ben Franklin Store | 1 | $110K | 100.0% |
| Clean Juice | 1 | $350K | — |
Lending volume by year
1'95
1'98
1'99
1'03
3'04
1'05
2'06
1'07
1'08
1'09
2'10
1'11
1'13
1'15
1'18
3'19
3'20
1'22
1'26
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).