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SBA 7(a) franchise lending portfolio
Clare Bank, National Association
EXCELLENT risk
- Total loans
- 11
- Loan volume
- $12.6M
- Avg loan size
- $1.1M
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
5.70%
Franchises funded
4
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Bee Hive Homes | 4 | $4.6M | 0.0% |
| A&w | 3 | $2.4M | — |
| Bee Hive Homes Of America | 2 | $1.7M | 0.0% |
| Bee Hive Homes | 2 | $3.9M | 0.0% |
Lending volume by year
1'09
1'11
1'14
1'15
1'16
1'18
3'19
1'21
1'24
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).