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SBA 7(a) franchise lending portfolio
Axiom Bank, National Association
EXCELLENT risk
- Total loans
- 14
- Loan volume
- $4.8M
- Avg loan size
- $346K
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
6.29%
Franchises funded
5
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Jeremiah's Italian Ice | 9 | $2.8M | 0.0% |
| Massage LuXe | 2 | $643K | — |
| Smartstyle | 1 | $794K | — |
| The Hungry Greek | 1 | $457K | 0.0% |
| Stretch Lab | 1 | $179K | — |
Lending volume by year
2'19
5'20
5'21
2'22
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).