Ledgers vs Ameriprise Financial Services, LLC Independent Advisor Business
Franchise Comparison 2026
Both Ledgers and Ameriprise Financial Services, LLC Independent Advisor Business are financial services franchises. Ledgers requires an investment of $48K – $90K while Ameriprise Financial Services, LLC Independent Advisor Business requires $10K – $138K. Ameriprise Financial Services, LLC Independent Advisor Business has SBA lending data on file with a 0.3% charge-off rate. FranchiseVerdict rates Ledgers F (Weakest tier) and Ameriprise Financial Services, LLC Independent Advisor Business A (Strongest tier).
| Metric | Ledgers | Ameriprise Financial Services, LLC Independent Advisor Business |
|---|---|---|
| Verdict Grade | FWeakest tierWeakest tier | AStrongest tierStrongest tier |
| Investment Range | $48K – $90K | $10K – $138K |
| Franchise Fee | $35K | $2K |
| Royalty Rate | 10.0% | Franchisor retains a percentage of GDC (Gross Dealer Concession) per a Compensation Reference Guide payout grid. Franchisee receives the balance after deduction of Association Fee and other charges. Payout rate ranges from 72% to 91% based on production level (GDC). The 2025 average payout rate ranged from 73.7% to 88.0%. |
| Average Revenue (Item 19) | N/An=2 | N/A |
| SBA Charge-Off Rate | N/A | 0.3% (473 loans) |
| Total Units | 2 | 5,462 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2020 | 1999 |
| FDD Year | 2025 | 2026 |
Ledgers
FWeakest tierWeakest tier
Ameriprise Financial Services, LLC Independent Advisor Business
AStrongest tierStrongest tier
Investment Range
$48K – $90K
$10K – $138K
Franchise Fee
$35K
$2K
Royalty Rate
10.0%
Franchisor retains a percentage of GDC (Gross Dealer Concession) per a Compensation Reference Guide payout grid. Franchisee receives the balance after deduction of Association Fee and other charges. Payout rate ranges from 72% to 91% based on production level (GDC). The 2025 average payout rate ranged from 73.7% to 88.0%.
Average Revenue (Item 19)
N/An=2
N/A
SBA Charge-Off Rate
N/A
0.3% (473 loans)
Total Units
2
5,462
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2020
1999
FDD Year
2025
2026