Goosehead Insurance vs Lendio
Franchise Comparison 2026
Both Goosehead Insurance and Lendio are financial services franchises. Goosehead Insurance requires an investment of $66K – $112K while Lendio requires $46K – $117K. Goosehead Insurance has SBA lending data on file with a 5.9% charge-off rate. FranchiseVerdict rates Goosehead Insurance C (Average) and Lendio A (Strongest tier).
| Metric | Goosehead Insurance | Lendio |
|---|---|---|
| Verdict Grade | CAverage | AStrongest tier |
| Investment Range | $66K – $112K | $46K – $117K |
| Franchise Fee | $50K | $35KConditional fee |
| Royalty Rate | 20.0% | 30.0% |
| Average Revenue (Item 19) | N/A | N/ANo Item 19 representation |
| SBA Charge-Off Rate | 5.9% (47 loans) | N/A |
| Total Units | 1,022 | 121 |
| Unit Growth (YoY) | -94 units | +54 units |
| Year Began Franchising | 2011 | 2016 |
| FDD Year | 2026 | 2022 |
Investment Range
$66K – $112K
$46K – $117K
Franchise Fee
$50K
$35KConditional fee
Royalty Rate
20.0%
30.0%
Average Revenue (Item 19)
N/A
N/ANo Item 19 representation
SBA Charge-Off Rate
5.9% (47 loans)
N/A
Total Units
1,022
121
Unit Growth (YoY)
-94 units
+54 units
Year Began Franchising
2011
2016
FDD Year
2026
2022