Car-X vs Valvoline Instant Oil Change
Franchise Comparison 2026
Both Car-X and Valvoline Instant Oil Change are automotive franchises. Car-X requires an investment of $396K – $582K while Valvoline Instant Oil Change requires $192K – $640K. In terms of revenue, Valvoline Instant Oil Change reports higher average unit revenue at $1.8M. Note: Reported as net sales, not gross sales. On SBA loan performance, Valvoline Instant Oil Change has a lower charge-off rate (5.4%) compared to Car-X (18.2%). FranchiseVerdict rates Car-X B (Above average) and Valvoline Instant Oil Change A (Strongest tier).
| Metric | Car-X | Valvoline Instant Oil Change |
|---|---|---|
| Verdict Grade | BAbove average | AStrongest tier |
| Investment Range | $396K – $582K | $192K – $640K |
| Franchise Fee | $35K | $30K |
| Royalty Rate | 5.0% | 6.0% |
| Average Revenue (Item 19) | $792K | $1.8M |
| SBA Charge-Off Rate | 18.2% (14 loans) | 5.4% (61 loans) |
| Total Units | 97 | 2,039 |
| Unit Growth (YoY) | -1 units | +101 units |
| Year Began Franchising | 2015 | 1988 |
| FDD Year | 2026 | 2026 |
Investment Range
$396K – $582K
$192K – $640K
Franchise Fee
$35K
$30K
Royalty Rate
5.0%
6.0%
Average Revenue (Item 19)
$792K
$1.8M
SBA Charge-Off Rate
18.2% (14 loans)
5.4% (61 loans)
Total Units
97
2,039
Unit Growth (YoY)
-1 units
+101 units
Year Began Franchising
2015
1988
FDD Year
2026
2026