BooXkeeping vs Lendio
Franchise Comparison 2026
Both BooXkeeping and Lendio are financial services franchises. BooXkeeping requires an investment of $78K – $84K while Lendio requires $46K – $117K. BooXkeeping discloses average revenue of $81K; Lendio makes no financial performance representation in its Item 19, which is voluntary under the FTC Franchise Rule. Note: Averaged per franchisee, not per outlet - not comparable with per-outlet figures; Based on a single franchisee - not a system average. FranchiseVerdict rates BooXkeeping C (Average) and Lendio A (Strongest tier).
| Metric | BooXkeeping | Lendio |
|---|---|---|
| Verdict Grade | CAverage | AStrongest tier |
| Investment Range | $78K – $84K | $46K – $117K |
| Franchise Fee | $60K | $35KConditional fee |
| Royalty Rate | 10.0% | 30.0% |
| Average Revenue (Item 19) | $81KPer franchisee, not per outlet · n=1 | N/ANo Item 19 representation |
| SBA Charge-Off Rate | Limited data | N/A |
| Total Units | 16 | 121 |
| Unit Growth (YoY) | +6 units | +54 units |
| Year Began Franchising | 2020 | 2016 |
| FDD Year | 2026 | 2022 |
Investment Range
$78K – $84K
$46K – $117K
Franchise Fee
$60K
$35KConditional fee
Royalty Rate
10.0%
30.0%
Average Revenue (Item 19)
$81KPer franchisee, not per outlet · n=1
N/ANo Item 19 representation
SBA Charge-Off Rate
Limited data
N/A
Total Units
16
121
Unit Growth (YoY)
+6 units
+54 units
Year Began Franchising
2020
2016
FDD Year
2026
2022