Ameriprise Financial Services, LLC Independent Advisor Business vs Freeway Insurance
Franchise Comparison 2026
Both Ameriprise Financial Services, LLC Independent Advisor Business and Freeway Insurance are financial services franchises. Ameriprise Financial Services, LLC Independent Advisor Business requires an investment of $10K – $138K while Freeway Insurance requires $35K – $84K. In terms of revenue, Ameriprise Financial Services, LLC Independent Advisor Business reports higher average unit revenue at $3.1M. FranchiseVerdict rates Ameriprise Financial Services, LLC Independent Advisor Business A (Top Quintile) and Freeway Insurance A (Top Quintile).
| Metric | Ameriprise Financial Services, LLC Independent Advisor Business | Freeway Insurance |
|---|---|---|
| Verdict Grade | ATop QuintileTop Quintile | ATop QuintileTop Quintile |
| Investment Range | $10K – $138K | $35K – $84K |
| Franchise Fee | $2K | $25K |
| Royalty Rate | Franchisor retains a percentage of GDC (Gross Dealer Concession) per a Compensation Reference Guide payout grid. Franchisee receives the balance after deduction of Association Fee and other charges. Payout rate ranges from 72% to 91% based on production level (GDC). The 2025 average payout rate ranged from 73.7% to 88.0%. | 14.0% |
| Average Revenue (Item 19) | $3.1M | $214K |
| SBA Charge-Off Rate | N/A | Limited data |
| Total Units | 5,462 | 606 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1999 | 2022 |
| FDD Year | 2026 | 2025 |
Ameriprise Financial Services, LLC Independent Advisor Business
ATop QuintileTop Quintile
Freeway Insurance
ATop QuintileTop Quintile
Investment Range
$10K – $138K
$35K – $84K
Franchise Fee
$2K
$25K
Royalty Rate
Franchisor retains a percentage of GDC (Gross Dealer Concession) per a Compensation Reference Guide payout grid. Franchisee receives the balance after deduction of Association Fee and other charges. Payout rate ranges from 72% to 91% based on production level (GDC). The 2025 average payout rate ranged from 73.7% to 88.0%.
14.0%
Average Revenue (Item 19)
$3.1M
$214K
SBA Charge-Off Rate
N/A
Limited data
Total Units
5,462
606
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1999
2022
FDD Year
2026
2025