FranchiseVerdict
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FV-02815·MODERATEExcellent91FDD 2022

Tutor Doctor

Education - Tutoring & Test PrepFranchising since 2020Website
Investment
$94K – $221K
45th pct Tutoring & Te…
Avg revenue
55th pct Tutoring & Te…
Royalty
8.0%
27th pct Tutoring & Te…
Units
369
95th pct Tutoring & Te…
SBA default
0.0%
vs <3% typical

Bottom line

  • Total investment $94K – $221K including a $55K franchise fee, 8.0% ongoing royalty.
  • No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
  • Rated MODERATE with a risk score of 55/100. SBA loan default rate of 0.0% across 99 loans (below the industry average).

Item 1 · who you're contracting with

The Franchisor

Legal entity
Tutor Doctor Learning Solutions, Inc.
Parent company
Clear Summit Group, Inc.
Incorporated in
Delaware
HQ
1013 Centre Road, Suite 403S, Wilmington, Delaware 19805
Auditor
BDO Canada LLP
Audited financials
Franchisor revenue
$740K
vs $1.7M prior year

Yale framework · single-unit ROIC

Returns Analysis

Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.

The model · Yale framework

What would one Tutor Doctor unit return on the cash you put in?

Revenue · per unit, per year
$
Item 19 not disclosed — typing your own estimate
Franchisor take · royalty + ad fund
Royaltytyp 68%
%
Ad fundtyp 35%
%
Operating costs · category default: education
COGS
%
Labor
%
Rent / occupancy
%
Other operating
%
Total invested capital · what you actually put in
Initial investment
$
FDD Item 7: $94K–$221K
Working capital
$
FDD reports $15K–$45K

Unlevered ROIC · per unit

52%

In Yale's "attractive" band (30–60%)

0%30–60% Yale band80%

Store EBITDA · annual
$98K
EBITDA margin
13.0%
Total invested
$187K
Payback
23 mo
Unit-level only. A multi-unit portfolio gives up roughly 5–15% of this to shared services (corporate G&A) before reaching the ~10-unit break-even Yale describes.

Overview

About

Tutor Doctor franchisees operate in-home and online tutoring services, recruiting and managing tutor networks to serve K-12 and test-prep clients in their protected territory. Day-to-day operations include client acquisition, tutor scheduling/quality control, billing, and customer retention—requiring both sales acumen and operational management.

CEO
Frank Milner
Founded
2020
FDD year
2022
States available
38

Item 7 · what it costs

The Vitals

Total investment
$94K – $221K
All-in to open one unit
Liquid capital
$15K – $45K
Cash you must have on hand
Franchise fee
$55K
Royalty
8.0%
percentage of gross sales · typical 6–8%
Ad fund
2.0%
typical 3–5%
Total fee load
10.0%
vs 9–13% typical

Item 19

Financial Performance

This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.

Item 20 · unit dynamics

The Growth Chart

Total units
369
Opened
37
Last reporting year
Closed
32
Turnover rate
8.7%
Company-owned
0
Corporate units in the system
% franchised
100%
vs corporate-owned
Net growth (yr3)
-1.6%
Net unit change last year
3-yr CAGR
-0.3%
Compounded over last 3 years
2020
369-6
Franchised units
2021
375
Franchised units
2022
370
Franchised units

Year-over-year franchised unit counts and net change. Source: FDD Item 20.

Item 20 · 28 states with active franchisees

The Territory Map

Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).

AK
ME
VT
NH
MA
RI
CT
NY
NJ
PA
DE
MD
DC
WA
OR
CA
NV
ID
MT
WY
UT
CO
AZ
NM
ND
SD
NE
KS
OK
TX
MN
IA
MO
AR
LA
WI
IL
MS
TN
MI
IN
KY
AL
OH
WV
GA
VA
NC
SC
FL
HI
Registered · 28 states
Not registered

States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
99
Loan volume
Avg loan
Default rate
0.0%
vs <3% typical · system-wide
5-yr default

FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17

Risk & Legal

55
Risk · 0-100
MODERATE55 / 100

Declining unit count, undisclosed financials, and historical fraud allegations create material uncertainty around unit economics and franchisor trustworthiness in a contracting system.

Score breakdown · what drove the 55 / 100 rating

  1. 01MINORUnit count declining 1.6% YoY indicates system contraction and potential market saturation
  2. 02MEDNo Item 19 (average revenue/income) disclosed—inability to validate ROI claims on $94k–$220k investment
  3. 03HIGHPrior litigation involving fraud and negligent misrepresentation allegations, even if withdrawn, signals historical franchisor credibility issues
  4. 04MEDHigh franchise fee ($54,700) combined with 8% royalty creates significant breakeven burden without disclosed profitability data
  5. 05MINOR10-year term is lengthy commitment for tutoring franchise in competitive, price-sensitive education market

Severity inferred from the FDD text · not a regulatory classification

FDD Items 5, 6, 12, 17 · continued from Risk & Legal

Contract & Territory Detail

Territory
Zip Code boundaries
Protected territory
Yes
Initial term
10 years
Renewal term
10 years
Online sales rights
Restricted
Franchisor can compete
Yes
Hire a manager?
Allowed
Litigation count
1
Right of first refusal
Yes
Franchisor can buy back on resale
Mandatory arbitration
No
Jury trial waiver
Yes
Non-compete
2 yrs
Post-termination restriction
Owner-operator
Optional
Governing law
New York

Item 11

Training & Operations

Classroom training
24 hrs
On-the-job training
12 hrs
POS system
Big Apple
Operating tech stack

Item 20

Franchisee Contacts

Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.

Franchisee contacts

95 numbers

Locked
(530) 209-••••
CA
(408) 504-••••
CA
(678) 977-••••
GA

One-time purchase · CSV download · Validation questions included

FDD download

Tutor Doctor · FDD (2022) PDF

Single-page checkout · instant download · CSV export of contacts available separately above