FDD Items 3 & 4 · 2025 filing
The Roof Resource litigation history
What The Roof Resource disclosed about lawsuits, arbitrations and bankruptcy in the 2025 Franchise Disclosure Document. Item 3 lists the material legal actions a franchisor must report; Item 4 covers bankruptcy. This is the franchisor's own disclosure, not a court record, and not legal advice.
Items 3 (litigation) & 4 (bankruptcy) at a glance
What the filing discloses
- Cases disclosed
- 3
- Item 3, as counted in the filing
- Largest settlement, franchisor's own cases
- $35K
- As stated in Item 3
- Bankruptcy (Item 4)
- None
- Franchisor, parent, predecessor or officer
- Filing year
- 2025
- Disclosures cover the prior ten years
Extracted from the 2025 Franchise Disclosure Document
Item 3: litigation
Three pending/resolved franchisee lawsuits alleging fraud, unjust enrichment, breach of contract, rescission, and violations of the Michigan Franchise Investment Law; one settled in March 2024 with a $35,000 refund of the initial franchise fee; two others remain pending as of the FDD issuance date with no trial date set.
Item 3 (litigation) · 3 matters disclosed · 2 pending listed
Litigation cases
The franchisor
Pending (2)
Angel Antonio Ojeda and Premium Six, Inc. v. The Roof Resource Franchising, Inc. and Michael Harvey
pendingBrought by a franchisee · filed 2025-03-07 · Circuit Court of Michigan, Judicial District 16 · 2025-000993-CB
“… Circuit Court of Michigan, Judicial District 16, Case No: 2025-000993-CB, filed March 7, 2025.”Page 10 of the 2025 FDD, Item 3
Graham A. Ritter and Bartley P. DeBrow v. The Roof Resource Franchising, Inc. and The Roof Resource Inc.
pendingBrought by a franchisee · filed 2025-01-24 · Macomb County Circuit Court, State of Michigan · 25-000282-CK
“… in the Macomb County Circuit Court, State of Michigan, Case No.: 25-000282-CK, filed January 24, 2025.”Page 10 of the 2025 FDD, Item 3
Concluded (1)
Jeffrey Goldman and Adam LaBelle v. The Roof Resource Franchising, Inc. and Michael Harvey
settledBrought by a franchisee · filed 2025-02-28 · Circuit Court of Michigan, Judicial District 16 · 25-000862-CB
“… Circuit Court of Michigan, Judicial District 16, Case No.: 25-000862-CB, filed February 28, 2025.”Page 10 of the 2025 FDD, Item 3
Outcome: “the parties entered into a Settlement Agreement, pursuant to which we refunded Plaintiffs’ initial franchise fee in the amount of $35,000 in exchange for releases and the dismissal of the lawsuit with prejudice.”
Item 3 lists the litigation the franchisor must disclose; a matter against a parent, an affiliate or a named officer is not a matter against the franchisor, and pending claims are allegations, not findings.
Before you weigh a lawsuit
How to read Item 3
A franchisor must disclose pending actions and any material civil action involving the franchise relationship, plus convictions or civil judgments for fraud, unfair or deceptive practices, or franchise-law violations, going back ten years. A case the franchisor brought against a franchisee counts too. Item 3 does not include every dispute: settled claims below the materiality line and matters resolved in private arbitration can be absent.
Questions worth asking current and former franchisees, using the contact list in Item 20:
- Were you, or anyone you know in the system, party to a dispute with the franchisor?
- Was it resolved by settlement, arbitration or a court, and on what terms?
- Has the number of disputes gone up or down since you signed?