Procolor Collision Franchise Cost & 2026 FDD Data
51/100
Second tier
51 this brand59 Automotive medianlikely 45–57: narrower with more SBA loans (high confidence)
Higher is better · an editorial assessment, not investment advice
#1,641 of 3,068 graded brands
Why a B: Helped by unit growth. Held back by financial health, scale, legal record and transparency. See all six factors
- Total investment
- $317K – $3.1M
- Avg gross sales
- not disclosed
- SBA charge-off
- Under 10 loans (7)
Data from the FDD filing + SBA 7(a) records. Analysis by FranchiseVerdict · Methodology · Website · Report an error · Franchisor? Claim this listing
FranchiseVerdict summary · 2026 FDD
Per the 2026 FDD, a Procolor Collision franchise requires a total initial investment of $317K – $3.1M, including a $20K franchise fee. Once open, the ongoing royalty is 3.0%. This franchisor makes no financial performance representation in Item 19 of its FDD. Item 19 is voluntary under the FTC Franchise Rule, and this filing states that it makes none, so no revenue or earnings figures are disclosed. Declining to publish one is lawful and is not evidence of how the outlets perform. It does mean that less about this brand can be verified from its filing, and the verdict grade - an editorial assessment, not investment advice - reflects that. Verdict grade: B (Second tier), an editorial assessment, not investment advice.
Sources: 2026 FDD · What one unit could make and lose →
Sources, dates and evidence
FDD issued: · Data extracted: · Last cited check: · Staleness risk: low (issued within the last 12 months)
Evidence for the headline figures: partial✓ Investment (Item 7)✓ Item 19 status✓ Units and owners (Item 20)✗ SBA loan coverage✓ Litigation (Item 3)✓ Financial statements (Item 21)✓ Franchisor identityhow this is scored5 of 5 headline figures on this page cite a page of the filing.
Overview
Quick verdict · vs Automotive median
Top edge: green = better than the Automotive median by more than 10%, red = worse by more than 10%, gray = within 10% or no benchmark. Source: FDD filings + SBA 7(a).
Data from public FDD filings and SBA records. Methodology
Bottom line
- RETURNSThe FDD makes no financial performance representation in Item 19, so it discloses no revenue or earnings figures; Item 19 is voluntary, and the Financial performance section explains what that does and does not mean.
- GROWTHIn the latest Item 20 year, the number of franchised outlets grew by 7 (9 opened, 2 closed).
- GROWTH+18 franchised outlets between the first and last year-ends Item 20 prints (19 to 37, +94.7% in total, +39.5% a year compounded), with 37 total units.
AT STAKEOne unit at the Item 7 midpoint: $223K a year in payments on assumed SBA 7(a)-style terms.You put in about $345K of your own cash and personally guarantee a $1.4M loan. Assumptions are labeled in Sales; not investment advice.See what one unit could make and lose
Things to check before you sign (3)
- 1 pending matter names the franchisor in Item 3 (litigation). Pending claims are allegations, not findings.
- The franchisor keeps the right to compete inside your territory (Item 12, territory).
- The franchisor receives rebates or payments from suppliers you buy from (Item 8, required suppliers).
Checked and clear: no auditor doubt that the franchisor can keep operating, no net loss of franchised outlets in the latest Item 20 years, no rule that the owner must run it personally and the full filing on file. Not on file here, so ask: SBA charge-off rate against the category median and jury-trial waiver.
What to do next
Step 1: Read the FDD itself.
Free: the franchisor must give it to you at least 14 days before you sign or pay. Or look it up in a state registry (Wisconsin, Minnesota, California). What to read first.
Step 2: Talk to current and former owners.
Free: Item 20 of the FDD lists every current owner and those who left last year, most with a phone number. Questions to ask.
Step 3: Talk to an SBA lender.
Free: the SBA's Lender Match. Ask what you would personally guarantee and what the monthly payment would be. If you plan to use retirement savings, ask a CPA about the rules for that first.
Step 4: Have a franchise attorney review the FDD and agreement.
Free: your state bar's lawyer referral service can name franchise lawyers, and many offer a short first consultation. Bring the checks listed above.
Research steps, not investment or legal advice.
Can you afford it, and what does the money buy?
Entry cost (the Item 7 midpoint) is 4.7× the Automotive median ($366K).
Source: FDD 2026 · Items 5–7 (fees and startup costs)
Do you qualify? The filing states no minimum net worth or liquid capital. Ask ProColor Collision USA LLC (Item 1: 999 Vanderbilt Beach Rd, Suite 506, Naples, Florida 34108) and your lender what they require, and keep living costs for the first year outside the deal.
Full Item 7 breakdown8 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Fee | $10K | $20K | |
| Initial Training Program and Travel Costs | $500 | $2.5K | |
| Facility | $50K | $300K | |
| Furniture, Fixtures, and Equipment | $200K | $2.5M | |
| Signage | $5K | $20K | |
| Initial Inventory | $5K | $50K | |
| Technology | $10K | $30K | |
| Additional Funds – 3 Months | $36.3K | $207K | |
| Total initial investment | $317K | $3.1M |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. The total row is the total as printed in Item 7. Actual costs may fall outside this range depending on market and build-out scope.
Item 6 · what you pay once you are open
Ongoing fees
| Fee | Amount |
|---|---|
| RoyaltySet by a formula; paid monthly (Item 6). Minimum: Minimum $2,000/month if 3% (or 1.5% base) of Gross Sales is less | 3.0% of gross sales |
| Marketing / ad fundBrand-wide marketing pool. Currently 0.75% of monthly Gross Sales; may be increased to up to 1% of Gross Sales by majority franchisee vote | 0.8% of gross sales |
Technology feeThe filing's detailOngoing CCC ONE subscription $1,200/month for first user plus $110/month per additional user; one-time install/implementation/training fee $3,395 (up to 5 users) or $4,395 (6+ users); insurance mailbox fees $160-$215/month. | $1,200/month |
| Transfer fee | $10,000 |
| Renewal fee | $5,000 |
| Total fee loadbelow the Automotive median of 7.5% (lean) | 3.8% of sales |
What do units actually make?
This FDD makes no Item 19 financial performance representation - a voluntary item - so unit sales aren't disclosed.
Source: FDD 2026 · Item 19 (sales and earnings)
Items 6 (other fees), 7 (startup costs) and 19 (sales and earnings) · assumptions labeled
What you could make and lose: one unit
What one Procolor Collision unit would ask of you, from the filing's Item 7 total and labeled assumptions.
How these figures are worked out
- Loan (assumption): 80% of the $1.7M Item 7 midpoint is a $1.4M loan, paid over 10 years at 10.5%: $223K a year. SBA 7(a)-style terms on a long-term rate; your lender sets yours.
What you put at risk
Your own cash in: about $345K Assumption (the part the loan does not cover of the $1.7M Item 7 midpoint), plus whatever anything Item 7 leaves out (its notes say what). The loan is $1.4M.
Personal guarantee. SBA 7(a) loans require a personal guarantee from anyone who owns 20% or more of the business. If the unit cannot pay, the lender can collect from you personally, which can include your savings and your home. The worst case is losing the cash you put in and still owing the rest of the loan.
Gross sales are not profit, and none of these figures is take-home pay until tax and every operating cost are paid. The assumptions are ours, not the filing's. Not investment advice.
Returns modelOne unit · several units · editable
Procolor Collision makes no financial performance representation in Item 19 of its FDD - a voluntary item under the FTC Franchise Rule - so no gross sales figures are disclosed. The return models need one gross sales figure to start from, plus the operating costs that turn gross sales into a profit. Enter your own and the calculator runs on your assumptions; nothing here is modelled until you do.
Returns model · one unit
What would one Procolor Collision unit leave you each year after the loan payment?
Not disclosed in Item 19. Enter your own gross sales assumption
Gross sales, not profit: the costs below decide what is left.
No Item 19 figures are on file for this brand. Enter your own costs from a lease quote, a payroll plan and calls with current owners.
Illustrative category typicals, not sourced to any filing, survey or sample. Replace them with figures from franchisee validation calls before you rely on the output.
Item 7 midpoint of $317K to $3.1M
Item 7's $36K to $207K additional funds are already in the total
Left after the loan payment · per year
The unit's EBITDA minus the assumed loan payment. Before tax, depreciation and any cost your inputs leave out (insurance, accounting and legal, licenses, technology fees): not take-home pay.
Gross sales are not profit. Neither the filing nor a stated assumption on this page supplies annual revenue, direct costs, labor, rent / occupancy and other operating costs. Enter your own (a lease quote, owner calls) and the model runs on it.
Loan of $1.4M at 10.5% over 10 years, an assumption, not a quote. Return and payback are before tax, depreciation and the costs above. The loan usually needs your personal guarantee.
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2026 FDD · filed by ProColor Collision USA LLC
Financial performance
No financial performance representation
This franchisor makes no financial performance representation in Item 19 of its FDD. Item 19 is voluntary under the FTC Franchise Rule, and this filing states that it makes none, so no revenue or earnings figures are disclosed. Declining to publish one is lawful and is not evidence of how the outlets perform. It does mean that less about this brand can be verified from its filing, and the verdict grade - an editorial assessment, not investment advice - reflects that.
Item 20 of the FDD lists current and former franchisees; asking them directly is the standard way to fill this gap.
vs Automotive medians
How Procolor Collision compares
Category median of published Automotive brands that report the figure; the middle half spans the 25th to 75th percentile and n counts the brands behind it. Medians are used because a few very large systems pull an average far from the typical brand. Revenue is disclosed gross sales, not profit.
Who are you contracting with?
ProColor Collision USA LLC, owned by Mondofix USA LLC.
Item 1 (the franchisor) · who you're contracting with
The franchisor
Corporate structure & franchisor financials
- Legal entity
- ProColor Collision USA LLC
- Parent company
- Mondofix USA LLC
- FDD Item 1, page 9 of the 2026 FDD
- Ultimate parent
- Mondofix Inc.
- FDD Item 1, page 9 of the 2026 FDD
- Predecessor
- Mondofix Inc. (intellectual property predecessor)
- Prior franchisor entity
- CEO title
- President
- Steve Leal
- Incorporated in
- Delaware
- HQ
- 999 Vanderbilt Beach Rd, Suite 506, Naples, Florida 34108
- Auditor
- Ernst & Young (member firm)
- Audited financials
- Franchisor revenue
- $2.8M
- latest fiscal year in the 2026 FDD
Same owner · FDD Item 1, page 9
1 other brand on this site names Mondofix Inc. as parent or ultimate parent in its own FDD.
- Novus Glass (grade A)
Grouped by the owner's name as each filing prints it (this page: the 2026 FDD). Spelling variants of the same group may be listed apart; a brand is never grouped with an owner its filing does not name.
Overview
About
Full-service auto collision repair facilities operated under the ProColor Collision service mark, providing appraisal, insurance billing, repair, and after-care warranty services.
- CEO
- Steve Leal
- States and territories listed
- 6
- registered or offered in, as the filing lists them (DC and territories included); not where units may open
Is the system healthy?
+18 franchised outlets between the first and last year-ends Item 20 prints (19 to 37, +94.7% in total, +39.5% a year compounded).
Source: FDD 2026 · Item 20 (outlets opened, closed and transferred)
Item 20 (outlet counts) · unit dynamics
The growth chart
- Company-owned
- 0
- Corporate units in the system
- % franchised
- 1%
- vs corporate-owned
Last fiscal year · Item 20 rates and pipeline
- Signed, not yet open
- 3
- 1 for every 12 open outlets · Item 20 Table 5
- Projected new
- 26
- Franchisor's next-year forecast
Item 20 · franchised units at year end
Franchised units rose from 19 in 2023 to 37 in 2025
Axis does not start at zero.
Source and method
Fast growth in a small system. Newer franchisors expanding quickly may not yet have the support infrastructure of larger systems.
Government records
SBA loan data
Aggregated from SBA loan disclosures. This brand has only 7 7(a) loans on file; statistical reliability is limited below 10 loans.
- Loans on file
- 7
- SBA 7(a) loans matched to this brand, incl. those still being repaid
- Loan volume
- $9.3M
- Average loan
- $1.3M
- loan volume divided by loans
- Charge-off rate
- Under 10 loans (7)
- Insufficient SBA coverage: 7 loans, rate hidden below 10
- Paid in full
- Under 10 loans (7)
- Recent-loan charge-off
- Under 10 loans (7)
- Lenders
- 6
Cumulative: every 7(a) loan matched to this brand in the SBA’s FOIA files, approved FY1991 onward. Historical lending data, not predictive of future performance. How SBA charge-off rates are calculated
Explore lender portfolios on Bank Reports or regional data on State Reports.
What are the risks?
Main risk in the grade: legal, then financial health, scale and transparency. The reasons are below.
Source: SBA 7(a) FOIA · FDD Items 3, 21
Verdict grade + FDD Items 3 (litigation), 4 (bankruptcy), 8 (required suppliers), 16 (what you may sell), 21 (audited financials)
Risk and legal
Grade B: Second tier, 51/100 (category median 59); the full grade is at the top of the page.
How the grade is built
Why a B, factor by factor
- Financial health Weighs on itAudited financials; no going-concern doubt; franchisor reported a net loss
- Unit economics NeutralNo Item 19 sales figure to set against the investment, so neutral
- Unit growth Helps+18 franchised outlets between the first and last year-ends Item 20 prints (19 to 37, +94.7% in total, +39.5% a year compounded); turnover 5.4%
- Scale Weighs on it37 franchised units; franchising since 2020; mostly company-owned (1% franchised)
- Legal Weighs on it, weakest dimension3 matters naming the franchisor among the Item 3 matters we list (8.1 per 100 outlets)
- Transparency Weighs on itItem 19 declines to disclose financial performance; audited financials
From the six scored dimensions, an editorial assessment, not investment advice. How the score is built
Litigation (Item 3)
Subject: the franchisor is a named party (defendant).
1 pending employment lawsuit against franchisor (Roos v. ProColor Collision USA LLC, wrongful termination/harassment claims, trial set July 2026); 2 historical matters involving parent Mondofix and Fix Auto system (an arbitration resolved 2020 in Mondofix's favor, and an Irish High Court proceeding settled 2021).
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Ernst & Young (member firm)
Supplier relationship · Items 8 & 16
Ask what the franchisor earns on the supplies it sells you or the rebates it takes (Item 8).
- Franchisor sells you products: Yes
- Franchisor takes supplier rebates: Yes
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Litigation case detail3 matters · Item 3
Litigation cases
The franchisor and its predecessor
Pending (1)
Sara Roos v. ProColor Collision USA LLC
pendingBrought by a third party · filed 2024-11-06 · Superior Court of California for the County of Orange · 30-2024-01438351-CU-WT-CJC
“… Orange County Case No. 30-2024-01438351- CU-WT-CJC. On November 6, 2024, former employee, Sara Roos (“Roos”), sued us in the Superior Court of California for the County of Orange.”Page 15 of the 2026 FDD, Item 3
Concluded (2)
Automotive Aftermarket Franchises Limited v. Mondofix, Inc.
settledBrought by a franchisee · Mondofix, Inc. · filed 2020-12-16 · The High Court (Ireland) · 2020/18422P
“… Case No. 2020/18422P, The High Court (Ireland). On December 16, 2020, the plaintiff commenced this proceeding against Mondofix with the High Court (Ireland), which relates to Mondofix’s termination of certain agreements between the parties.”Page 15 of the 2026 FDD, Item 3
Outcome: “The matter was settled on October 28, 2021, with Mondofix agreeing to not pursue the plaintiff for the outstanding amounts or damages for breaches outlined in the termination notices and the plaintiff discontinuing the action.”
Mondofix Inc. and 79411 USA Inc.
judgmentBrought by a franchisee · Mondofix Inc. · filed 2017-08-24 · arbitration panel · S17-082301-RG
“… Case No. S17-082301-RG. 79411 USA Inc., through its subsidiary, offers and sells Fix Auto brand franchises in the United States pursuant to a master license agreement with Mondofix. 79411 USA Inc. initiated an arbitration proceeding on August 24, 2017 against Mondofix to challenge Mondofix’s non-renewal of its license agreement.”Page 15 of the 2026 FDD, Item 3
Item 3 lists the litigation the franchisor must disclose; a matter against a parent, an affiliate or a named officer is not a matter against the franchisor, and pending claims are allegations, not findings.
What are you signing up for?
Ongoing fees run about 3.8% of sales (royalty + ad fund), before your own operating costs.
Source: FDD 2026 · Items 11, 12, 17
FDD Items 12 (territory), 15 (owner participation) and 17 (renewal, termination and disputes)
Contract and territory detail
| Allowed renewals | 2 |
|---|---|
| Protected territory | Yes |
| Exclusive territory | No |
| Territory size | “Territory determined by mapping software based on capacity to process approximately 25% of available collision spend in designated zip code(s); no minimum size; franchisor and affiliates will not operate/license another ProColor Collision Center in the Territory but franchisor retains right to compete outside the mark, sell other brands, and provide no exclusivity guarantee.” |
| Franchisor can compete | Yes |
| Who runs it (Item 15) | A manager may run it |
| Non-compete (years) | 2 years |
| Non-compete (miles) | 10 mi |
| Right of first refusal | Yes |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | Yes |
| Arbitration location | Minneapolis, Minnesota |
| Governing law | Minnesota |
Items 10 (financing), 11 (training and support)
Training and operations
- Classroom training
- 9 hrs
- On-the-job training
- 9 hrs
- Training location
- Franchisee's location, online, or Minnesota corporate headquarters
- Ongoing training
- Required
- Time to open
- 6–12 mo
- From signing to launch, for a new location (converting an existing auto repair facility: 1 to 3 months) (FDD p.38)
- Site selection
- Franchisee selects, franchisor approves
- Franchisor financing
- Not offered
- Item 10
- POS system
- ProColor CCC ONE Package (CCC)
- Operating tech stack
Items 5 (initial fees) & 11 (training and support)
Franchisor support
Franchisee contacts
We hold no owner list for this brand. Item 20 of the FDD lists the current and former owners; the free FDD is the source.
Frequently asked questions
How much does it cost to open a Procolor Collision franchise?
Per the 2026 FDD, the total investment to open a Procolor Collision franchise ranges from $317K to $3.1M, with an initial franchise fee of $20K. This is the Item 7 total in the Franchise Disclosure Document (FDD): the startup costs the franchisor lists, such as build-out, equipment, inventory and working capital. It usually leaves out buying land or a building; Item 7's notes say what is excluded.
What do Procolor Collision franchise owners earn?
Procolor Collision makes no financial performance representation in Item 19 of its FDD - a voluntary item under the FTC Franchise Rule - so no gross sales figures are disclosed. Declining to publish one is lawful and is not evidence of how the outlets perform. It does mean that less about this brand can be verified from its filing, and the verdict grade - an editorial assessment, not investment advice - reflects that. Item 20 of the FDD lists current and former franchisees; asking them directly is the standard way to fill this gap.
Who owns Procolor Collision?
Procolor Collision is franchised by ProColor Collision USA LLC. Its parent company is Mondofix USA LLC. The ultimate parent named in the FDD is Mondofix Inc.. Source: FDD Item 1, 2026 filing.
What is Item 19 in the Procolor Collision FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. The Procolor Collision FDD does not make an Item 19 financial performance representation, so this page shows no earnings figure.
What is Procolor Collision's franchise failure rate?
There is no published franchise failure rate, and Procolor Collision has too few resolved SBA 7(a) loans on file (fewer than 10) to show an SBA charge-off rate that would mean anything. The SBA charge-off rate is the share of a brand's resolved SBA 7(a) loans to its franchisees that the SBA wrote off, including purchased guarantees. Resolved means paid in full or charged off; active loans are excluded because their outcome is not yet known. It is a lending outcome, not a count of closed businesses. Review the turnover and closure figures in Item 20 of the FDD and speak with current and former franchisees.
How many Procolor Collision franchise locations are there?
Per the 2026 FDD, Procolor Collision has 37 franchised units and 0 company-owned (37 in all). In the latest year, the number of franchised outlets grew by 7 (9 opened, 2 closed).
Is Procolor Collision a good franchise to buy?
FranchiseVerdict gives Procolor Collision a B Verdict grade (Second tier) with a verdict score of 51 out of 100 (higher is better), an editorial assessment, not investment advice. Helped by unit growth. Held back by financial health (audited financials), scale, legal record and transparency. The “Why a B” section on this page lists all six dimensions and any adjustment. Speak with current franchisees before making any investment decision.
Other Automotive franchises
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This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.