![Oxi Fresh Carpet Cleaning logo](https://cdn.brandfetch.io/oxifreshcarpetcleaning.com/w/128/h/128/fallback/lettermark?c=<img src="https://cdn.brandfetch.io/domain/apple.com?c=1idsvcTjLv919Ax0E2s" alt="Logo by Brandfetch" />)
D#3,454 of 5,063
34
Risk
D66/100
SBA Loan Data Only
This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.
SBA loans
60
Loan volume
$9.1M
Default rate
21.9%
vs <3% typical
Avg loan
$152K
Lenders
21
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
Total loans
60
Loan volume
$9.1M
Median loan
$150K
50th percentile
Default rate
21.9%
vs <3% typical · system-wide
Repayment rate (PIF)
78.1%
5-yr default
12.5%
Loans approved 2021+
Active lenders
21
Defaults
7
Explore lender portfolios on Bank Reports or regional data on State Reports.
Vintage analysis
Oxi Fresh Carpet Cleaning default rate by loan vintage
BrandNational avg
Lending insight
A 21.9% default rate means roughly 1 in 5 franchisees failed to repay their SBA loan. Investigate what changed.
FranchiseVerdict rating · based on SBA data
Risk & Legal
66
Risk · 0-100
C43Risk score 66
Low confidence±12 pts
5478