Our Town America
Bottom line
- Total investment $122K – $199K including a $100K franchise fee.
- No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
- Rated CAUTION with a risk score of 72/100. SBA loan default rate of 0.0% across 7 loans (below the industry average).
- No Item 19 financial performance representation. Without franchisor-disclosed revenue data, you'll need to gather unit economics directly from existing franchisees.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Our Town America unit return on the cash you put in?
Unlevered ROIC · per unit
21%
Below typical band (30–60%)
Overview
About
Our Town America franchisees operate community-focused local media and events businesses, likely involving digital content creation, local advertising, event production, and community engagement services. Day-to-day operations typically include client account management, content production, event coordination, and local sales outreach.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 12 · 6 states reported
The Territory Map
FDD Item 12 reports the state count, but the specific list isn't in our current data. The map will appear once we re-extract from the FDD or enough franchisee contacts are available.
6
states with franchisees (per FDD Item 12)
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
A micro-franchise system with regulatory violation history, no financial transparency, and unclear growth prospects poses substantial risk for a $122k-$199k investment.
Score breakdown · what drove the 72 / 100 rating
- 01MINOROnly 6 units in system with unknown growth trajectory suggests stagnant or declining franchise network
- 02MEDNo disclosed average revenue or net income (no Item 19) prevents realistic ROI assessment on $122k-$199k investment
- 03MINOR2007 Securities violation involving expired registration and forced rescission indicates compliance/governance weakness
- 04MINORHigh franchise fee ($100,000) relative to system size and lack of performance data creates misaligned risk-reward
- 05MINOR5-year term is relatively short and may indicate franchisor uncertainty or historical franchisee dissatisfaction
- 06MEDNo disclosed royalty rate is unusual transparency gap in FDD and suggests potential hidden costs
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
2 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Our Town America · FDD (2024) PDF