FDD Items 3 & 4 · 2025 filing
Lifestyle Publications litigation history
What Lifestyle Publications disclosed about lawsuits, arbitrations and bankruptcy in the 2025 Franchise Disclosure Document. Item 3 lists the material legal actions a franchisor must report; Item 4 covers bankruptcy. This is the franchisor's own disclosure, not a court record, and not legal advice.
Items 3 (litigation) & 4 (bankruptcy) at a glance
What the filing discloses
- Cases disclosed
- 5
- Item 3, as counted in the filing
- Largest settlement, franchisor's own cases
- None stated
- Bankruptcy (Item 4)
- None
- Franchisor, parent, predecessor or officer
- Filing year
- 2025
- Disclosures cover the prior ten years
Extracted from the 2025 Franchise Disclosure Document
Item 3: litigation
5 consent orders by state regulators (Washington, Maryland, Minnesota, California - twice) against predecessor LMS for operating unlicensed franchise agreements; 1 federal civil action by 11 former publishers alleging misclassification as independent contractors (CA labor law), settled August 2020 for $659,000
Item 3 (litigation) · 5 matters disclosed
Litigation cases
The franchisor and its predecessor
Concluded (5)
In the Matter of Lifestyle Media Solutions, LLC - Consent Order of the State of California, Department of Financial Protection and Innovation
concludedGovernment or regulatory action · Lifestyle Media Solutions, LLC (“LMS”), the franchisor's predecessor per Item 1 · filed 2021-10-20 · State of California, Department of Financial Protection and Innovation · FIL ORG ID. 346859 (printed thus; the filing gives no docket number)
“LMS entered into a “Consent Order” with the State of California, Department of Financial Protection and Innovation (“CA Department”) dated October 20, 2021 (FIL ORG ID. 346859).”Page 13 of the 2025 FDD, Item 3
Outcome: “Under the Consent Order, LMS agreed to cease and desist from violating the California Law and pay $7,500 to the CA Department.”
In the Matter of Lifestyle Media Solutions, LLC - Consent Order of the Securities Division of the Office of the Attorney General of Maryland
concludedGovernment or regulatory action · Lifestyle Media Solutions, LLC (“LMS”) is the respondent, but the order's undertakings bind “we and LMS” - i.e. the franchisor Lifestyle Publications, LLC jointly; see count_note · filed 2020-03-31 · Securities Division of the Office of the Attorney General of Maryland · 2020-003
“LMS entered into a “Consent Order” with the Securities Division of the Office of the Attorney General of Maryland (“Maryland Division”) dated March 31, 2020 (Case No. 2020- 003).”Page 12 of the 2025 FDD, Item 3
Outcome: “Under the Consent Order, we and LMS agreed to cease and desist from violating the Maryland Law, refund all initial fees to Maryland publishers who had closed, provide all then-open Maryland publishers the opportunity to rescind their publisher agreements, register this franchise disclosure document (“FDD”) with the State of Maryland, and pay $2,000 to the Maryland Division.”
In the Matter of Lifestyle Media Solutions, LLC - Consent Order of the State of Minnesota, Department of Commerce
concludedGovernment or regulatory action · Lifestyle Media Solutions, LLC (“LMS”), the franchisor's predecessor per Item 1 · filed 2020-12-08 · State of Minnesota, Department of Commerce · 61509/BD
“LMS entered into a “Consent Order” with the State of Minnesota, Department of Commerce (“MN Department”) dated December 8, 2020 (Case No. 61509/BD).”Page 12 of the 2025 FDD, Item 3
Outcome: “Under the Consent Order, LMS agreed to cease and desist from violating the Minnesota Law, refund the initial fees a former publisher, disclose the Consent Order in this FDD for a period of two years from the date of the order, immediately register this FDD with the State of Minnesota, and pay $2,450 to the MN Department.”
In the Matter of Lifestyle Media Solutions, LLC - Consent Order of the State of Washington Department of Financial Institutions Securities Division
concludedGovernment or regulatory action · Lifestyle Media Solutions, LLC (“LMS”), which Item 1 names as the franchisor's predecessor and which operated under the name “Lifestyle Publications, LLC” from 2013 to 2019 · filed 2020-05-21 · State of Washington Department of Financial Institutions, Securities Division · S-20-2867-20-CO01
“LMS entered into a “Consent Order” with the State of Washington Department of Financial Institutions Securities Division (“Washington Division”) dated May 21, 2020 (Order No. S-20-2867-20-CO01).”Page 12 of the 2025 FDD, Item 3
Outcome: “Under the Consent Order, LMS agreed to cease and desist from violating the Washington Act and pay $2,000 to the Washington Division.”
Christopher Lowe, Amy Wimer, Ansley Allen, Jennifer Root, Lori Cruz, Lucy Jones, Rand Brenner, Robert Whyte, Daniel Austin, Steve Ford, and Gregory Yee, vs. Lifestyle Media Solutions, LLC (formerly known as Lifestyle Publications, LLC)
concludedLifestyle Media Solutions, LLC - the caption and the body both print “Lifestyle Publications, LLC”, which is the franchisor's current name but was LMS's name from 2013 to 2019; see count_note · filed 2019-10-07 · United States District Court for the Central District of California · 8:19-cv-00198 JVS (ADSx)
“vs. Lifestyle Media Solutions, LLC (formerly known as Lifestyle Publications, LLC), Case No.: 8:19-cv-00198 JVS (ADSx) (C.D. Cal. Oct. 7, 2019). The plaintiffs were independent publishers who claimed that Lifestyle Publications, LLC violated certain California laws”Page 13 of the 2025 FDD, Item 3
Outcome: “The parties settled the claims in August 2020 where the plaintiffs agreed to dismiss their claims in exchange for a monetary payment of $659,000, a mutual release of claims by the parties against each other, mutual waiver of unknown claims, and confidentiality of the settlement itself. Defendant did not, explicitly, admit any wrongdoing as part of the settlement.”
Item 3 lists the litigation the franchisor must disclose; a matter against a parent, an affiliate or a named officer is not a matter against the franchisor, and pending claims are allegations, not findings.
Disclosure signals that moved the score
How this shows up in the verdict
- 2020 class-action settlement regarding misclassification of publishers as independent contractors suggests potential employment law exposure and operational model vulnerability
The verdict grade is FranchiseVerdict's editorial assessment across SBA loan performance, unit growth, revenue and disclosure signals. It is not investment advice.
Before you weigh a lawsuit
How to read Item 3
A franchisor must disclose pending actions and any material civil action involving the franchise relationship, plus convictions or civil judgments for fraud, unfair or deceptive practices, or franchise-law violations, going back ten years. A case the franchisor brought against a franchisee counts too. Item 3 does not include every dispute: settled claims below the materiality line and matters resolved in private arbitration can be absent.
Questions worth asking current and former franchisees, using the contact list in Item 20:
- Were you, or anyone you know in the system, party to a dispute with the franchisor?
- Was it resolved by settlement, arbitration or a court, and on what terms?
- Has the number of disputes gone up or down since you signed?