FDD Items 3 & 4 · 2026 filing
JDog Carpet Cleaning & Floor Care litigation history
What JDog Carpet Cleaning & Floor Care disclosed about lawsuits, arbitrations and bankruptcy in the 2026 Franchise Disclosure Document. Item 3 lists the material legal actions a franchisor must report; Item 4 covers bankruptcy. This is the franchisor's own disclosure, not a court record, and not legal advice.
Items 3 (litigation) & 4 (bankruptcy) at a glance
What the filing discloses
- Cases disclosed
- 2
- Item 3, as counted in the filing
- Largest settlement, franchisor's own cases
- None stated
- Bankruptcy (Item 4)
- None
- Franchisor, parent, predecessor or officer
- Filing year
- 2026
- Disclosures cover the prior ten years
Extracted from the 2026 Franchise Disclosure Document
Item 3: litigation
Case 1: Randy Hopkins v. Advanced Call Center Technologies et al. (NJ federal court, 2020 FDCPA class action involving director Christopher Debbas, settled in 2022 for $61,300). Case 2: LeDuc/Tripp v. Paredes et al. (PA federal court, 2024 ERISA class action involving director Christopher Debbas, pending).
Item 3 (litigation) · 2 matters disclosed · 1 pending listed
Litigation cases
Officers and directors (individuals, not the company)
Pending (1)
Deanna R. LeDuc and Terri Tripp on behalf of the ACCT Holdings, Inc. Employee Stock Ownership Plan, and on behalf of a class of all persons similarly situated, v. Miguel Paredes, A Prudent Fiduciary Services, LLC, Christopher J. Debbas, James R. Griffiths, Russell Hughes, Joseph Lembo, Gregory S. Ca
pendingBrought by a third party · Christopher J. Debbas (our Director) · filed 2024-11-07 · United States District Court, Eastern District of Pennsylvania · 2:24-cv-05970- WB
“Deanna R. LeDuc and Terri Tripp on behalf of the ACCT Holdings, Inc. Employee Stock Ownership Plan, and on behalf of a class of all persons similarly situated, v. Miguel Paredes,”Page 11 of the 2026 FDD, Item 3
Concluded (1)
Randy Hopkins v. Advanced Call Center Technologies, LLC; Christopher Debbas; Joseph Lembo; And John Does
settledBrought by a third party · Christopher Debbas (our Director) · filed 2020-06-01 · United States District Court District Of New Jersey · 2:20-cv-06733 ESK
“… (Case # 2:20-cv-06733 ESK, United States District Court District Of New Jersey).”Page 11 of the 2026 FDD, Item 3
Outcome: “On June 8, 2022, the Defendants voluntarily entered into a Class Action Settlement Agreement which requires the Defendants to pay a sum of $10,300 to the Class Fund and pay a sum of $51,000 to the Class Counsel for reasonable attorney fees.”
Item 3 lists the litigation the franchisor must disclose; a matter against a parent, an affiliate or a named officer is not a matter against the franchisor, and pending claims are allegations, not findings.
Disclosure signals that moved the score
How this shows up in the verdict
- Pending ERISA class action lawsuit against multiple executives suggests potential wage/benefits violations affecting franchisee operations
The verdict grade is FranchiseVerdict's editorial assessment across SBA loan performance, unit growth, revenue and disclosure signals. It is not investment advice.
Before you weigh a lawsuit
How to read Item 3
A franchisor must disclose pending actions and any material civil action involving the franchise relationship, plus convictions or civil judgments for fraud, unfair or deceptive practices, or franchise-law violations, going back ten years. A case the franchisor brought against a franchisee counts too. Item 3 does not include every dispute: settled claims below the materiality line and matters resolved in private arbitration can be absent.
Questions worth asking current and former franchisees, using the contact list in Item 20:
- Were you, or anyone you know in the system, party to a dispute with the franchisor?
- Was it resolved by settlement, arbitration or a court, and on what terms?
- Has the number of disputes gone up or down since you signed?