FDD Items 3 & 4 · 2026 filing
In Home Personal Services litigation history
What In Home Personal Services disclosed about lawsuits, arbitrations and bankruptcy in the 2026 Franchise Disclosure Document. Item 3 lists the material legal actions a franchisor must report; Item 4 covers bankruptcy. This is the franchisor's own disclosure, not a court record, and not legal advice.
Items 3 & 4 at a glance
What the filing discloses
- Cases disclosed
- 0
- Item 3, as counted in the filing
- Largest disclosed settlement
- N/A
- Bankruptcy (Item 4)
- Disclosed
- Franchisor, parent, predecessor or officer
- Filing year
- 2026
- Disclosures cover the prior ten years
Extracted from the 2026 Franchise Disclosure Document
Item 3: litigation
No litigation disclosed in Item 3.
Disclosed in the 2026 Franchise Disclosure Document
Item 4: bankruptcy
Affiliate IHPS filed Chapter 11 reorganization petition June 15, 2024 (N.D. Illinois, No. 24-08842); voluntarily dismissed February 10, 2026. President Michael Collura filed Chapter 7 petition October 18, 2024 (N.D. Illinois, No. 24-15617); discharged January 21, 2025.
Disclosure signals that moved the score
How this shows up in the verdict
- Active litigation against affiliate involving $38k+ advance and equipment breach — suggests operational/financial instability at corporate level
- Going Concern notation indicates material doubt about franchise system's ability to continue operations
The verdict grade is FranchiseVerdict's editorial assessment across SBA loan performance, unit growth, revenue and disclosure signals. It is not investment advice.
Before you weigh a lawsuit
How to read Item 3
A franchisor must disclose pending actions and any material civil action involving the franchise relationship, plus convictions or civil judgments for fraud, unfair or deceptive practices, or franchise-law violations, going back ten years. A case the franchisor brought against a franchisee counts too. Item 3 does not include every dispute: settled claims below the materiality line and matters resolved in private arbitration can be absent.
Questions worth asking current and former franchisees, using the contact list in Item 20:
- Were you, or anyone you know in the system, party to a dispute with the franchisor?
- Was it resolved by settlement, arbitration or a court, and on what terms?
- Has the number of disputes gone up or down since you signed?